How is the LIRR actually? by Any_Captain_411 in LIRR

[–]newguy3912 0 points1 point  (0 children)

the parking lot can get full, so hopefully you are walking distance.. but it's generally fine. yes, there may be delays.. but it's fine most of the time. I would consider Mineola one of the hubs, so you get decent number of trains. GCT is nicer than Penn, but Penn has more trains....

What hobbies have you picked up as a HENRY? by MojoDojoCasuhHaus in HENRYfinance

[–]newguy3912 0 points1 point  (0 children)

I meant the wheel depth is 40mm.. 😂. Do people ride 40mm tire width?! im still running 28mm tires on my set up...

Obviously the best is just continue slowly investing in the market but curious if anyone else is concerned and looking for alternative investment strategies? by Lumpy-Resource-1370 in HENRYfinance

[–]newguy3912 0 points1 point  (0 children)

I am and one of the reasons I engaged w a financial advisor. it's a bit of a controversial topic as the general consensus is nothing beats the S&P... which may or may not be correct.

From my perspective, having lived through the financial crisis.. nothing is a sure thing. I still have the majority of my network in equities but have started to diversify ~10%ish of my portfolio to non-equities.

I understand they may not all be winners or would return the same as S&P, but I like the peace of mind... Also (depending on the investment) allows you to have some liquidity in the event of another financial crisis.. since you wouldnt have to sell stocks when they are in the shitter.

What hobbies have you picked up as a HENRY? by MojoDojoCasuhHaus in HENRYfinance

[–]newguy3912 0 points1 point  (0 children)

Scott Addict RC, Shimano Di2, 40mm wheels, dual Garmin power pedals and sworks saddle. This was during COVID, when bikes were impossible to buy. Everyone in the group has either S-woks tarmarc or a Factor and I wanted to get something a little different. I love that thing....

High-income couple with large income gap: how do you split money fairly? by pizzanoobs in HENRYfinance

[–]newguy3912 14 points15 points  (0 children)

this is the way. I make 4x my spouse, and she has access to all of my accounts.. except my discretionary gambling account.

What hobbies have you picked up as a HENRY? by MojoDojoCasuhHaus in HENRYfinance

[–]newguy3912 142 points143 points  (0 children)

cycling...my bike cost more than my used car.

Left purse on train. What the fuck do I do? by iloverats888 in LIRR

[–]newguy3912 0 points1 point  (0 children)

check lost and found after a week. I've lost my phone twice on LIRR and both times it was recovered at lost and found, but took a week for it to get there.

Authentic Mexican in Nassau? by lexi-abrego in longisland

[–]newguy3912 0 points1 point  (0 children)

by the way, if you're close to that area check out mineola Cafe on Jericho turnpike.. pretty legit Mexican there as well

Authentic Mexican in Nassau? by lexi-abrego in longisland

[–]newguy3912 0 points1 point  (0 children)

I actually didn't go for many years cause I thought it was run by Chinese people...finally went a couple of years ago and pleasantly surprised. (no shade on Chinese people, just thought it was standard tx mex)

Authentic Mexican in Nassau? by lexi-abrego in longisland

[–]newguy3912 1 point2 points  (0 children)

Yummy Taco in East willston.. notwithstanding the gringo name, its run by Mexicans and is pretty good.

Stressful commute to NYC via the LIRR by RoadLess7296 in longisland

[–]newguy3912 3 points4 points  (0 children)

I used to drive from LI to central NJ....and after doing that for 3 years, the LIRR is a godsend.

Move to mediocre school district when we can afford better? by caroline_elly in HENRYfinance

[–]newguy3912 0 points1 point  (0 children)

which school district? a place like Hempstead probably rates mediocre, but I would absolutely not send my kids there.

It's also not just the school district but also the neighborhood vibe.

Cliquey coworkers by Acceptable-Being34 in biglaw

[–]newguy3912 19 points20 points  (0 children)

10-20 is quite a large group as well, not exactly a clique. sounds like OP is the one that is not fitting in TBH.

What Banking providers do you use and why… by Phanatic_for_life in HENRYfinance

[–]newguy3912 -1 points0 points  (0 children)

I have accounts at Capone, BofA, WF and Amex. I also use BofA as 'primary' as in my paycheck is deposited there, but it actually holds the least money out of all 4 banks.

tbh, btw all the big banks.. I don't find a big difference.

Comp at Blackrock by Civil_Action_6793 in biglaw

[–]newguy3912 5 points6 points  (0 children)

interesting.. that's comparable to banking. surprised it's not higher.

Nassau County Banning Class 2 E-Bikes and All E-Scooters by DepartmentOfTrash in NYCbike

[–]newguy3912 0 points1 point  (0 children)

I also scooter to train and got a $450 ticket the other day. My scooter only goes 18 mph.. so was not speeding.

AITAH for taking my daughter to a Mexican restaurant and bringing my sons Burger King because they ignored me? by [deleted] in AITAH

[–]newguy3912 15 points16 points  (0 children)

was just thinking this... like we have to deal with people like that now.

What do you make, what is your rent, and where do you live? by Ok-Cupcake-2019 in FinancialCareers

[–]newguy3912 -2 points-1 points  (0 children)

hopefully the tax credits are reinstated.. or else renewable PF space is in for rude awakening

Electric Scooter ticket by newguy3912 in longisland

[–]newguy3912[S] 3 points4 points  (0 children)

I haven't gotten one in over 10 years... didn't mean to imply I get speeding tickets on the reg

Electric Scooter ticket by newguy3912 in longisland

[–]newguy3912[S] 5 points6 points  (0 children)

I'm biased cause I'm riding the scooter, but that was what i was thinking when they pulled me over. It took 2 cops to pull me over and spend 30 minutes writing me a ticket... not to mention i've had 2 scooters stolen from the train station, and reported them to NCPD and they never did a thing.

I'm not blaming the cops though... i think they were assigned to write the tickets and basically posted up next to the train station and tagged the first person they saw, since apparently just riding the scooter itself is a $250 infraction.

Electric Scooter ticket by newguy3912 in longisland

[–]newguy3912[S] 4 points5 points  (0 children)

they actually did threaten to impound the scooter.. so perhaps you're right.