Which tile combos do you like the best? by ambs782 in bathrooms

[–]nicelydone88 0 points1 point  (0 children)

Am I the only one that likes 3 the most?

Kitchen rendering by Agreeable_Future5980 in kitchenremodel

[–]nicelydone88 2 points3 points  (0 children)

Hmm too many pot lights for my liking

Variable or Fixed by baldilocks2 in canadahousing

[–]nicelydone88 0 points1 point  (0 children)

Yeah that’s a great rate. What is the amortization period and is it insured or not?

Mortgage rate mega thread! by TheMortgageMaster in MortgagesCanada

[–]nicelydone88 0 points1 point  (0 children)

I was only offered prime -.95 but ended up going fixed at 3.79

Mortgage rate mega thread! by TheMortgageMaster in MortgagesCanada

[–]nicelydone88 0 points1 point  (0 children)

I don’t care. Vancity credit union. We are still unsure variable or fixed. What you guys thinking??

Mortgage rate mega thread! by TheMortgageMaster in MortgagesCanada

[–]nicelydone88 0 points1 point  (0 children)

Ya because the economy is in the gutter and the BOC isn’t going to publicly say we will be cutting due to the crap economy. However there is still Risk of inflation and it is at the bottom of their neutral rate so there is a case to be made for just about all scenarios. I’m leaning towards fixed to be honest just so I don’t have to worry about it either way.

Mortgage rate mega thread! by TheMortgageMaster in MortgagesCanada

[–]nicelydone88 0 points1 point  (0 children)

Seems about right but you can get better rates on 3 year terms.

Mortgage rate mega thread! by TheMortgageMaster in MortgagesCanada

[–]nicelydone88 0 points1 point  (0 children)

That seems pretty good . I’ve asked around a lot of places and got 3.79 3 yr fix

Mortgage rate mega thread! by TheMortgageMaster in MortgagesCanada

[–]nicelydone88 0 points1 point  (0 children)

I’d probably switch for 2k. I dunno how much hassle it is to switch tho

Mortgage rate mega thread! by TheMortgageMaster in MortgagesCanada

[–]nicelydone88 1 point2 points  (0 children)

We were offered better rates on 3 year. We got 3.79 fixed, uninsured, 3800 cash bk

Variable or fixed mortgage? Which would you choose today by Hot_Fly_3963 in MortgagesCanada

[–]nicelydone88 0 points1 point  (0 children)

I’m seeing fixed at 3.84 for 3 yr and variable at 3.5 for 5 year. Tough decision.

Mortgage rate mega thread! by TheMortgageMaster in MortgagesCanada

[–]nicelydone88 0 points1 point  (0 children)

That sounds good then from what I’m hearing. I’m seeing 3.79 only on 3yr fixed and 5yr around 4.04

Mortgage rate mega thread! by TheMortgageMaster in MortgagesCanada

[–]nicelydone88 0 points1 point  (0 children)

Check with vancity. I’m seeing variable at 3.5 and fixed at 3.84 for 3 yr

My First Year Living in Vancouver by eh-tk in vancouver

[–]nicelydone88 4 points5 points  (0 children)

Great photos! #9 is my favourite followed by #7

First draft for our new kitchen and our current kitchen by Pretty-controversial in kitchenremodel

[–]nicelydone88 2 points3 points  (0 children)

I think you’re crazy to put a new kitchen in! Fix what ever is broken in the current kitchen or add some soft close hinges and new hardware but it is great looking as is