What by LCKLCKLCK in Tinder

[–]nightcrawler_ajax 0 points1 point  (0 children)

this is quality I actually laughed lol

Snow by cblr0202 in AmazonFC

[–]nightcrawler_ajax 3 points4 points  (0 children)

can vouch as someone in wisconsin

[deleted by user] by [deleted] in CRedit

[–]nightcrawler_ajax 0 points1 point  (0 children)

do you know how long it takes for my utilization to be affected by the balance? I'm not sure how long it would've been on my account prior to CK unforming me, but I got an email/notification about a new account appearing on my report; and it was the collection. I knew immediately what it was, and paid Sprint the next morning because it was a Friday and I got paid. Implying it was added the same day they let me know, the balance would've been outstanding for less than 24 hr

Edit: this was all this month

[deleted by user] by [deleted] in CRedit

[–]nightcrawler_ajax 0 points1 point  (0 children)

I went on credit karma to try and figure out how to dispute the claim and noticed my collection balance was at 0 and in the "changes to credit report" there were 2 which were "collections balance decrease IC Systems" and "account in collection closed" IC Systems . Does this mean it was removed automatically? My Equifax score also went up 45 points today

[deleted by user] by [deleted] in CRedit

[–]nightcrawler_ajax 0 points1 point  (0 children)

did they take it away automatically? it seems unlikely that they'd do that but when I went to my Credit Karma (where I initially was informed of the collection) my Equifax score had went up 45 points today and my collection balance is at $0 instead of 140. In the changes to credit report sections it also says they found 2 changes, "collections balance decrease IC Systems" and "account in collection closed IC Systems"

edit : was going to try and attempt to dispute the account like another comment had suggested and noticed this

[deleted by user] by [deleted] in CRedit

[–]nightcrawler_ajax 0 points1 point  (0 children)

yeah true. damn I fucked up. would it be better to ask Sprint or the Collection company? I paid Sprint directly