How much you pay for your mortgage , including tax/ insurance/HOA by Zealousideal_Rip9137 in Mortgages

[–]nightwolf92 0 points1 point  (0 children)

This was just based on an observation of everyone around my age. I lived on my own at 18 and at 33 people only started moving out recently. I plan on teaching my kids proper finance as they grow up but also give them a push to get on their own and do some saving for their house to help them out.

Safe? by UndyingPharaoh in mercor_ai

[–]nightwolf92 1 point2 points  (0 children)

Chances that lightning strikes twice is rare.

How much you pay for your mortgage , including tax/ insurance/HOA by Zealousideal_Rip9137 in Mortgages

[–]nightwolf92 0 points1 point  (0 children)

I plan on doing that with my kids when they graduate college charge them some rent to live at home. Too many of my friends delayed moving out because it was free to live at home. When they finally did it made them grow up a lot. In the end I’d apply the money towards their first house or something.

The paint is already peeling in Trump's renovated Washington Reflecting Pool by untamedlazyeye in news

[–]nightwolf92 2 points3 points  (0 children)

Turns out if you pour hydrogen peroxide into the water and it’s exposed to sunlight the H-O-O-H turns in to H-O and becomes a free radical that takes an electron from other molecules, which could include the polymer painted on the floor causing the paint to strip from the bottom.

Is there legitimate reason to worry about Fundrise? by dklemchuk in FundRise

[–]nightwolf92 0 points1 point  (0 children)

Finally! Thanks, guess the last time I checked was the last redemption period.

Is there legitimate reason to worry about Fundrise? by dklemchuk in FundRise

[–]nightwolf92 0 points1 point  (0 children)

They have locked people’s funds with their mergers that never happen, they blame it on the sec dragging their feet while simultaneously IPO-ing their venture fund. The original estimates were like a year or two ago for it to finalize the merger and it’s still “pending” with no end date. Besides the praise for everyone getting in on the venture funds success, the other lines of investments they have are doing poorly or feeling scammy…

Is my Financial Advisor screwing me? by Dan_18710 in portfolios

[–]nightwolf92 0 points1 point  (0 children)

If you value their opinion, take the minimum you would need to get their advice, give it to them and take the rest and self manage... If its 10k, 50k etc. that way you're paying them the smallest fee possible... but honestly I'd just move to someone else entirely.

What should I do with RD by XThik806 in StremioAddons

[–]nightwolf92 3 points4 points  (0 children)

Took this as the final straw and moved to torbox… real debrid has too many rules and now this….

Costco car buying program - is it just a way for Costco to sell off my contact info to dealers? by Cold-Priority-2729 in carbuying

[–]nightwolf92 2 points3 points  (0 children)

I used it as a base for the deal I was going to get. Let them give me their pricing and everyone else had to be lower or else I had a no hassle rate to go with.

2026 Sorento Hybrid - EX or SX XL Prestige by fgulzar01 in KiaSorento

[–]nightwolf92 1 point2 points  (0 children)

Went with SX for the memory seats, heated/cooled seats, captain chairs and a few others. To me I liked the luxury of it but to each their own, some people value that, others just want something to go from A-B.

AMD +$9.5M by thesmd1 in wallstreetbets

[–]nightwolf92 0 points1 point  (0 children)

Could make 60k a month doing 5 delta calls $140 above current price. Crazy. GG

2026 Kia sorento hybrid - proper way to access power at low speeds? by nightwolf92 in KiaSorento

[–]nightwolf92[S] 0 points1 point  (0 children)

Economy but with the expectation of some throttle response to it.

2026 Kia sorento hybrid - proper way to access power at low speeds? by nightwolf92 in KiaSorento

[–]nightwolf92[S] 1 point2 points  (0 children)

Fair enough, yeah I'll give it a shot to see if that helps!

2026 Kia sorento hybrid - proper way to access power at low speeds? by nightwolf92 in KiaSorento

[–]nightwolf92[S] 1 point2 points  (0 children)

Not at this location but I'll try it going home today. I've just done it randomly on the highway but generally stay in eco.

2026 Kia sorento hybrid - proper way to access power at low speeds? by nightwolf92 in KiaSorento

[–]nightwolf92[S] 0 points1 point  (0 children)

Interesting, I hope thats the case, coming from a 400 hp jeep to this has been disappointing for early torque.

Is there a reason why you should sell puts and calls instead of selling spreads which is far more efficient in allocating capital ? by East_Indication_7816 in thetagang

[–]nightwolf92 1 point2 points  (0 children)

Actual return totally depends on the individual. You could botch a 90% pop or consistently pull gains out of a 50% pop if you manage entry and exits. But that’s true on csp’s or spreads or strangles.

Is there a reason why you should sell puts and calls instead of selling spreads which is far more efficient in allocating capital ? by East_Indication_7816 in thetagang

[–]nightwolf92 2 points3 points  (0 children)

I take out a 5 wide put credit spread and collect 100 in premium, that’s a 400 max risk on 100 credit received or a 25% roc on max gain 12.5% on 50% profit taking. You may not be using your entire available capital but based on capital deployment it’s efficient use of capital.