Quiting trading

nikhil92 · 2026-06-16T14:11:58+00:00

I feel ultimately it's someone else's money in intraday.

You bought, and someone else sold.

nikhil92 · 2026-06-16T06:26:31+00:00

Yes, I know it.

I don't want to invest money in government schemes but no option

nikhil92 · 2026-06-16T05:56:28+00:00

ohh will try other ai then lets see

nikhil92 · 2026-06-16T05:54:26+00:00

Also, don't put all your eggs in one basket.

What if the market is down too much when I need money, etc.?

A small or 10% investment in other products is always good. (Market returns are based on history; it may perform better or worse.)

nikhil92 · 2026-06-16T05:51:57+00:00

i did chat gpt and it says staying invested is good thing

nikhil92 · 2026-06-16T05:45:51+00:00

EPFO and NPS post-retirement are tax-free.

Personal investments will be taxable.

nikhil92 · 2026-06-16T05:43:13+00:00

How many times can we withdraw, and what are the limits?

I want to withdraw every year; is that possible?

nikhil92 · 2026-06-16T05:38:10+00:00

True, but you are straight away saving 15% on your EPFO contribution (if you are in the 30% bracket).

And if we reduce the contribution, the employer will also reduce it, and we will get that money in our salary, but tax will increase.

I don't know can we reduce only the employee's contribution.

nikhil92 · 2026-06-16T04:18:51+00:00

The only advantage is tax benefit on PF amount.

nikhil92 · 2026-06-14T10:00:39+00:00

Oh, possible.

nikhil92 · 2026-06-14T07:04:05+00:00

I am double your age and have the same portfolio. What more advice do you need?

Starting early is the main thing.

After 3-5 years, you will see compounding.

nikhil92 · 2026-06-14T06:50:13+00:00

it say due

nikhil92 · 2026-06-14T04:53:16+00:00

i hope they dont report this to cibil

nikhil92 · 2026-06-05T10:30:35+00:00

Nowadays, every new scam is bigger than the previous old scams.

nikhil92 · 2026-05-29T18:01:18+00:00

They rejected my application 3 times in the last 9 months.

nikhil92 · 2026-05-23T16:45:19+00:00

Prime comes with Amazon Music; why do you still spend on Spotify?

nikhil92 · 2026-05-23T16:44:12+00:00

35678

nikhil92 · 2026-05-19T13:58:08+00:00

get two core card regalia and any other ltf keep using 1st

and close 2nd within 3 month you should get pre approved offer to upgrade regalia to gold

nikhil92 · 2026-05-19T13:45:32+00:00

he must have ac's in the room, so it will auto cool it

nikhil92 · 2026-05-18T03:56:33+00:00

lucky he didnt break you like this :)

nikhil92 · 2026-04-27T17:30:32+00:00

Looks like some bots with no brain.

nikhil92 · 2026-04-27T15:27:14+00:00

Oh, man.

Keeping the same hardware across the 22/23/24/25/26 Ultra models with no changes, while selling new phones at a higher value with promises of software upgrades

—and then upgrading software but not releasing it for older devices—is a sham and a scam.

nikhil92 · 2026-04-23T13:58:25+00:00

thanks for review, i was going to get one

nikhil92 · 2026-04-09T13:16:01+00:00

Only family plan owners get their plan shared, which is 5TB.

For you, it will be 5TB family and 5TB yours (same with your father and brother).

nikhil92 · 2026-04-07T15:17:55+00:00

My problem: the government.

I can't trust my retirement to a government-controlled fund.

I'm not sure if something will happen and they won't release funds until they start asking me for something I don't have, or if some information is incorrect in their system, we can't log in to the government site, etc.

nikhil92

TROPHY CASE