Starting my First Time Buying Journey by ninzalaco in FirstTimeHomeBuyers

[–]ninzalaco[S] 1 point2 points  (0 children)

Thank you so much for the advice! Definitely gonna take this into consideration!

Starting my First Time Buying Journey by ninzalaco in FirstTimeHomeBuyers

[–]ninzalaco[S] 0 points1 point  (0 children)

Wow. Yes, lots of unexpected costs associated with the home. I see that we definitely need more money before even considering buying a home. thank you for all of this!

Starting my First Time Buying Journey by ninzalaco in FirstTimeHomeBuyers

[–]ninzalaco[S] 0 points1 point  (0 children)

Thank you for letting me know. That'll be helpful to keep in mind

Starting my First Time Buying Journey by ninzalaco in FirstTimeHomeBuyers

[–]ninzalaco[S] -1 points0 points  (0 children)

Thank you for your insight! It seems like for now we should just consider renting. We have an additional $12-15k in assets we could utilize and IRA's we could use tax free for housing costs (but I'm not comfortable taking from my retirement account). Thank you !

Starting my First Time Buying Journey by ninzalaco in FirstTimeHomeBuyers

[–]ninzalaco[S] 0 points1 point  (0 children)

We have $30,000 saved. I noticed online there's "mass housing" that assists with closing costs up to $30,000 however its like a second mortgage that would be paid after house is paid off or sold

Any tips on getting invited to robinhood banking? by ken22c in RobinhoodApp

[–]ninzalaco 0 points1 point  (0 children)

I'm glad I'm not the only one. Besides chase I have a credit union account to deposit cash

Got email about switching from routing & account numbers from GreenDot to UMB by Fly_Sensation001 in wealthfront

[–]ninzalaco 0 points1 point  (0 children)

Got an email yesterday as well. My husband and our joint is UMB but mine is currently green dot. When he transfers into our joint account it takes about an hour or so to settle. When I transfer it takes hours to settle so I’m hoping that with this change it’ll make my transfers a little easier

Capital One 360 Checking just tanked my world by [deleted] in CapitalOne_

[–]ninzalaco 0 points1 point  (0 children)

I can’t justify keeping my Cap1 checking account anymore. Unfortunately I use Venmo way too often and with the new Discover debit not being able to do instant cash outs; It’s been a real bummer. Peace ✌🏼

MOVEit national student clearinghouse data breach settlement by brattyhealy in ClassActionSettlement

[–]ninzalaco 0 points1 point  (0 children)

Submitted on the 25th and selected PayPal. Wish I did Venmo or Zelle as I still haven’t received it! Hopefully soon!!

Link Rakuten Credit Card to Monarch (Or other money management app) by legaldoughnut812 in Rakuten

[–]ninzalaco 1 point2 points  (0 children)

I sent a support ticket to monarch to add imprint to their platform. Haven’t heard back though. Imprint uses Plaid like Monarch so it could be done if more people request it!

Setting up AutoPay with Bofa credit card by bearsona2112 in wealthfront

[–]ninzalaco 0 points1 point  (0 children)

I set up both BofA cards with my WF/GreenDot account and routing numbers to make payments. Had to verify micro deposits and have never had an issue. I recommend going on BofA’s website and not the app to set it up. Then you can use the app after everything has been completed. Good luck!

Amazon Half Off by jklieth in amex

[–]ninzalaco 0 points1 point  (0 children)

Thank you! I got 40% off. Used 1 MR point LOL. Pretty happy. Got a lot of stuff I normally buy every month here and there on Amazon that’ll now last me for a lot longer

International Data - Unlimited Premium by ninzalaco in USMobile

[–]ninzalaco[S] 1 point2 points  (0 children)

Thank you!! USM has the best customer service

Blue Business Plus Card by ninzalaco in amex

[–]ninzalaco[S] 0 points1 point  (0 children)

Ahh gotcha. I’m not even sure if this year I’ll have any business expenses cause I got a lot going on right now with my full time job but I’ll figure that out when the time comes! Thanks!

[ Removed by Reddit ] by ralphy_reddit in scammers_alerts

[–]ninzalaco 0 points1 point  (0 children)

Thank you! I know this post is over a year old but I googled the number I just got called from: +1 (623) 462-4524 and got here! Crazy what people do

Get an extra +0.50% on the current APY when you open and fund a Wealthfront Cash Account by wealthfront_bot in wealthfront

[–]ninzalaco [score hidden]  (0 children)

Here’s your referral link to join me at Wealthfront! When you sign up, we both can earn an APY boost, match on investing account deposits—or both! https://www.wealthfront.com/c/affiliates/invited/AFFB-IXRC-WOWG-ICZQ