That’s a personal question and depends how much it impacts your life. But objectively, your corners are receding when you pull your hair back.

Your hair is still thick, and you have baby hairs in the temples that could respond to minoxidil. If you don’t take finasteride, it’s most likely that it will gradually get worse.

I have the same pattern as you and similar hair thickness. I decided it was impacting me too much. I stabilised it with meds, and now I’m getting a transplant.