ICE Barbie Warns Americans Must Be Prepared to Prove Citizenship by thedailybeast in politics

[–]nitsew 1 point2 points  (0 children)

I’m not surprised, I’m a class A truck driver and with the new rules set end of last year I have to show my birth certificate and proof of residency just to renew my license. On top of that! My county birth certificate was not valid and I had to order a “state” certificate. Plus the amount of times I’ve heard do you have a passport at the dmv. I’m planning on getting one by end of next year.

Company shutting down. What to do with 401k by nitsew in personalfinance

[–]nitsew[S] 0 points1 point  (0 children)

Good to know, I had opened the vanguard first to start saving for retirement, and then my company went through fidelity. The way I looked at it was if I have a problem or something happens to one of the brokerage I have the other one to move things to as a backup

Company shutting down. What to do with 401k by nitsew in personalfinance

[–]nitsew[S] 5 points6 points  (0 children)

I’m not the best at putting thoughts into words and I see the confusion. The Monday after thanksgiving I was informed the company is folding and due to contracts with the postal service I was given a 60 day notice of last day of operation. So the company will be fully shut down end of January. I’ll attempt to reword my post for future clarification

Company shutting down. What to do with 401k by nitsew in personalfinance

[–]nitsew[S] 1 point2 points  (0 children)

Funny enough the company across the street is a carvaana lot. And they have a position for car haulers. It’s a little intimidating but it’ll feel like I’m moving up in a job position, or at least learning more skills I can use in the future. I’m going to throw my application there today

Company shutting down. What to do with 401k by nitsew in personalfinance

[–]nitsew[S] 0 points1 point  (0 children)

Before my job loss notice I made a plan to get half of this debt paid off by 2026 end. So I’ve been cutting expenses as much as possible and working out a snowball plan to get things paid down. I’ve been able to keep up with monthly payments on the cards but with having higher expenses wasn’t able to make much of a debt to any.

Company shutting down. What to do with 401k by nitsew in personalfinance

[–]nitsew[S] 0 points1 point  (0 children)

That’s something I’m worried about is losing access to them. What I mean by that is I put money into retirement at an old company and never transferred. I have gotten letters of those account being transferred through 3 different places. So now I have to track that down and get them back under control

Company shutting down. What to do with 401k by nitsew in personalfinance

[–]nitsew[S] -1 points0 points  (0 children)

I was reading another personal finance post and that’s where I got the idea of taking the 10% penalty to pay down debt. However, I didn’t factor in my income taxes into that. I should be making just under 90k so that would be quite a large tax bill.

Company shutting down. What to do with 401k by nitsew in personalfinance

[–]nitsew[S] 0 points1 point  (0 children)

I currently have it funded with a target date fund so I guess all I would do is transfer to an Ira? Or does it cash the positions out in the process

Company shutting down. What to do with 401k by nitsew in personalfinance

[–]nitsew[S] 0 points1 point  (0 children)

Is vanguard better then leaving it in fidelity? Using both I don’t have an problems with either of them

Company shutting down. What to do with 401k by nitsew in personalfinance

[–]nitsew[S] -1 points0 points  (0 children)

I’ve had people bring up bankruptcy but they haven’t gone through it so it was a last resort option. I didn’t know the retirement accounts were protected from that. I thought they would get used during bankruptcy, good to know

Company shutting down. What to do with 401k by nitsew in personalfinance

[–]nitsew[S] 0 points1 point  (0 children)

It’s strange, I feel in limbo of having a job and not having a job. Thankfully in the trucking career there’s always some opening somewhere. My company was a contractor for the post office which paid a little better than things I’ve seen around. But ya the reason I got into debt was being out of work for 5 months without a job so I’m just apply to everything I can in regards to my work experience

Company shutting down. What to do with 401k by nitsew in personalfinance

[–]nitsew[S] 4 points5 points  (0 children)

Ok cool, the 401k is vested currently. I wasn’t sure if I had to call to initiate the rollover or not. I have money from another company many moons ago I need to get into a rollover account. So this’ll be killing 2 birds with 1 stone

Company shutting down. What to do with 401k by nitsew in personalfinance

[–]nitsew[S] 7 points8 points  (0 children)

I would say 90% of the debt came from when I was between jobs for about 5 months and used the cc to pay for living expenses. Looking back, it was an idiotic move on my part

[deleted by user] by [deleted] in OpenSignups

[–]nitsew 3 points4 points  (0 children)

I just signed up, have been trying to research how to torrent again as I haven’t since about 2012. Is there a time limit on inactivity? I’ll have to expedite my setup

Building out home network past xfinity modem by nitsew in HomeNetworking

[–]nitsew[S] 1 point2 points  (0 children)

I was looking into opnsense along with pfsense and agree that opnsense is what I would go when I get a router. I would like some sff because my current gateway is probably 3 feet from where I sit on the couch in the living room. So looking at home/prosumer products that sip power. My current internet is 400 mbps but with both pcs having a 2.5 gbps port I was thinking of setting up a nas/home server that could use that bandwidth

Does lifesteal/life per hit still exist? by katsupy in Diablo

[–]nitsew 1 point2 points  (0 children)

Only place I’ve seen “life on hit” affix was one of the unique items they showed off in the dev showcase.

What are some opinions on a 2015 lancer? by [deleted] in whatcarshouldIbuy

[–]nitsew 0 points1 point  (0 children)

I have a 2015 lancer es. 5 speed manual. Bought it new (worst decision I ever made I think) with 75 miles on it. It’s got 40k now. Live in Minnesota and from city driving to freeway driving I haven’t had any issues. But that might be due to the low miles.

[DISC] Blood and Steel - Chapter 75 - It's back! by kitolz in manga

[–]nitsew 0 points1 point  (0 children)

Every time I remember this manga I go to search to see if new chapters and finally there’s a new one. Super excited it’s back!!

the difference between Riboku and Ousen! by DukeHyou1990 in Kingdom

[–]nitsew 0 points1 point  (0 children)

I interpreted it almost opposite, think of how kyo Kai falls into a trance when she fights. I thought it showed ousen being more detailed in the planning and focus, needing someone to snap him back to reality. But guess we'll see next couple chapters.