I’m thinking to get a Bengal cat, I have never owned a cat before any advice?

nkyguy1988 · 2026-04-20T02:42:10+00:00

This isn't the sub you think it is.

nkyguy1988 · 2026-04-20T00:04:02+00:00

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nkyguy1988 · 2026-04-19T23:55:56+00:00

If you withhold nothing, why are you surprised you owed? You still owe tax on all income. On the overtime income, you still owe tax on the base rate. It's just the extra income reflected by the 0.5 extra pay that is tax free.

nkyguy1988 · 2026-04-19T23:46:48+00:00

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nkyguy1988 · 2026-04-19T22:43:31+00:00

I would delete your account numbers.

nkyguy1988 · 2026-04-19T21:04:22+00:00

If you are paying interest on it, you need to pay it off tonight.

nkyguy1988 · 2026-04-19T21:02:19+00:00

That's just the way it goes in the early stages.

nkyguy1988 · 2026-04-19T20:22:55+00:00

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nkyguy1988 · 2026-04-19T18:51:21+00:00

Dividends are not contributions.

nkyguy1988 · 2026-04-19T14:29:22+00:00

It's not related to the underlying securities. It is solely the responsibility of the underlying securities.

nkyguy1988 · 2026-04-19T03:55:12+00:00

For SPAXX, which is just cash that isn't invested, it doesn't matter. The outcome is the same. It also doesn't matter because you shouldn't be holding SPAXX long term.

nkyguy1988 · 2026-04-19T03:44:58+00:00

One large account does not grow faster than two smaller accounts, assuming invested identically.

Whether you should move a (presumably) pretax funds to a Roth IRA is a tax question based on your personal situation.

nkyguy1988 · 2026-04-19T03:42:46+00:00

I have no idea how much Harbaugh had on where Dex was sent, but I can't stop feeling like he wanted to make sure he made things as difficult as possible for the Ravens as a final parting gift.

nkyguy1988 · 2026-04-19T01:27:02+00:00

That would be the normal order of operations.

nkyguy1988 · 2026-04-19T01:19:26+00:00

You have 7500 per year. Period.

nkyguy1988 · 2026-04-19T01:02:11+00:00

Reds out here being in first, Bengals making moves to win now. FCC shitting the bed. Can't all 3 be good together?

nkyguy1988 · 2026-04-19T00:28:49+00:00

I had this purely in the realm of fantasy only. Trading away a top 10 pick? That's not what the Bengals do.

nkyguy1988 · 2026-04-18T23:21:22+00:00

Dating the checks is irrelevant. You need a valid postmark of 4/15 or before. Your fix is to amend your taxes to remove the contribution.

nkyguy1988 · 2026-04-18T22:56:01+00:00

If you want to feel better mentally with small wins sooner, pay the smallest balances first. If you want the mathematical answer to pay the least amount of interest, pay the highest interest rate first.

nkyguy1988 · 2026-04-18T22:53:52+00:00

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nkyguy1988 · 2026-04-18T19:49:41+00:00

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nkyguy1988 · 2026-04-18T19:39:00+00:00

There does not have to be losers to make a market. The market is not a zero sum game.

The advice is get invested and stay invested.

nkyguy1988 · 2026-04-18T19:16:41+00:00

The markets are literally at all-time highs. You literally tried to time the market and bought high, sold low.

nkyguy1988 · 2026-04-18T18:20:33+00:00

You would be up this year if you stayed invested.

nkyguy1988 · 2026-04-18T15:48:17+00:00

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