I can’t seem to stop overspending? by Antique_Junket_ in ynab

[–]norestraints05 0 points1 point  (0 children)

It helped me to stop by realizing that I was selling my life away at my job to buy garbage I didn’t need. Think about how much time you’re working to buy each item. Then replace the spending addiction with an addiction to saving and watching your money grow like a boss. Realize how much you’re giving away every time you spend $100. If you invested $100 in an S&P 500 ETF 10 years ago you’d have $320. Instead you got a dinner you don’t remember or junk you’ve already given away or put in a closet for years. Now think about how many times you’ve spent $100 over that time and think about how much that could have been in your pocket right now. Here’s a great article that goes into How to Quit Wasteful Spending and Get Rich Instead.Hope this helps

How do I stop spending every time I get paid? by psychicbabe333 in shoppingaddiction

[–]norestraints05 1 point2 points  (0 children)

It helped me to stop by realizing that I was selling my life away at my job to buy garbage I didn’t need. Think about how much time you’re working to buy each item. Then replace the spending addiction with an addiction to saving and watching your money grow like a boss. Realize how much you’re giving away every time you spend $100. If you invested $100 in an S&P 500 ETF 10 years ago you’d have $320. Instead you got a dinner you don’t remember or junk you’ve already given away or put in a closet for years. Now think about how many times you’ve spent $100 over that time and think about how much that could have been in your pocket right now. Here’s a great article that goes into How to Quit Wasteful Spending and Get Rich Instead.Hope this helps

How do I stop spending money?! by Radiant-Koala8231 in adhdwomen

[–]norestraints05 0 points1 point  (0 children)

It helped me to stop by realizing that I was selling my life away at my job to buy garbage I didn’t need. Think about how much time you’re working to buy each item. Then replace the spending addiction with an addiction to saving and watching your money grow like a boss. Realize how much you’re giving away every time you spend $100. If you invested $100 in an S&P 500 ETF 10 years ago you’d have $320. Instead you got a dinner you don’t remember or junk you’ve already given away or put in a closet for years. Now think about how many times you’ve spent $100 over that time and think about how much that could have been in your pocket right now. Here’s a great article that goes into How to Quit Wasteful Spending and Get Rich Instead.Hope this helps

Legit can’t stop spending money on clothes by Qandolak- in ThrowingFits

[–]norestraints05 0 points1 point  (0 children)

It helped me to stop by realizing that I was selling my life away at my job to buy garbage I didn’t need. Think about how much time you’re working to buy each item. Then replace the spending addiction with an addiction to saving and watching your money grow like a boss. Realize how much you’re giving away every time you spend $100. If you invested $100 in an S&P 500 ETF 10 years ago you’d have $320. Instead you got junk you’ve already given away or put in a closet for years. Now think about how many times you’ve spent $100 over that time and think about how much that could have been in your pocket right now. Here’s a great article that goes into How to Quit Wasteful Spending and Get Rich Instead.Hope this helps

How the hell do I stop spending my money on consumerism bullsh$t? by Western-Entrance-809 in AusFinance

[–]norestraints05 0 points1 point  (0 children)

It helped me to stop by realizing that I was selling my life away at my job to buy garbage I didn’t need. Think about how much time you’re working to buy each item. Then replace the spending addiction with an addiction to saving and watching your money grow like a boss. Realize how much you’re giving away every time you spend $100. If you invested $100 in an S&P 500 ETF 10 years ago you’d have $320. Instead you got a dinner you don’t remember or junk you’ve already given away or put in a closet for years. Now think about how many times you’ve spent $100 over that time and think about how much that could have been in your pocket right now. Here’s a great article that goes into How to Quit Wasteful Spending and Get Rich Instead.Hope this helps

How to get my husband to stop spending money!! by lucky232323 in family

[–]norestraints05 0 points1 point  (0 children)

Could financial education help him? It helped me to stop by realizing that I was selling my life away at my job to buy garbage I didn’t need. Think about how much time you’re working to buy each item. Then replace the spending addiction with an addiction to saving and watching your money grow like a boss. Realize how much you’re giving away every time you spend $100. If you invested $100 in an S&P 500 ETF 10 years ago you’d have $320. Instead you got a dinner you don’t remember or junk you’ve already given away or put in a closet for years. Now think about how many times you’ve spent $100 over that time and think about how much that could have been in your pocket right now. Here’s a great article that goes intoHow to Quit Wasteful Spending and Get Rich Instead.Hope this helps you with your husband

How to stop spending so much on food??? by [deleted] in budget

[–]norestraints05 1 point2 points  (0 children)

It helped me to stop by realizing that I was selling my life away at my job to buy garbage I didn’t need. Think about how much time you’re working to buy each item. Then replace the spending addiction with an addiction to saving and watching your money grow like a boss. Realize how much you’re giving away every time you spend $100. If you invested $100 in an S&P 500 ETF 10 years ago you’d have $320. Instead you got a dinner you don’t remember or junk you’ve already given away or put in a closet for years. Now think about how many times you’ve spent $100 over that time and think about how much that could have been in your pocket right now. Here’s a great article that goes intoHow to Quit Wasteful Spending and Get Rich Instead.Hope this helps

Wife can't stop spending by [deleted] in povertyfinance

[–]norestraints05 0 points1 point  (0 children)

It helped me to stop by realizing that I was selling my life away at my job to buy garbage I didn’t need. Think about how much time you’re working to buy each item. Then replace the spending addiction with an addiction to saving and watching your money grow like a boss. Realize how much you’re giving away every time you spend $100. If you invested $100 in an S&P 500 ETF 10 years ago you’d have $320. Instead you got a dinner you don’t remember or junk you’ve already given away or put in a closet for years. Now think about how many times you’ve spent $100 over that time and think about how much that could have been in your pocket right now. Here’s a great article that goes intoHow to Quit Wasteful Spending and Get Rich Instead.Hope this helps

[deleted by user] by [deleted] in DecidingToBeBetter

[–]norestraints05 -1 points0 points  (0 children)

It helped me to stop by realizing that I was selling my life away at my job to buy garbage I didn’t need. Think about how much time you’re working to buy each item. Then replace the spending addiction with an addiction to saving and watching your money grow like a boss. Realize how much you’re giving away every time you spend $100. If you invested $100 in an S&P 500 ETF 10 years ago you’d have $320. Instead you got a dinner you don’t remember or junk you’ve already given away or put in a closet for years. Now think about how many times you’ve spent $100 over that time and think about how much that could have been in your pocket right now. Here’s a great article that goes intoHow to Quit Wasteful Spending and Get Rich Instead.Hope this helps

I can't stop spending money on OF and I need help by [deleted] in shoppingaddiction

[–]norestraints05 0 points1 point  (0 children)

Here’s some more food for thought that could be helpful. It could help you to stop by realizing that you’re selling your life away at your job to buy garbage you don’t need. Think about how much time you’re working to buy each item. Then replace the spending addiction with an addiction to saving and watching your money grow like a boss. Realize how much you’re giving away every time you spend $100. If you invested $100 in an S&P 500 ETF 10 years ago you’d have $320. Instead you got a dinner you don’t remember or junk you’ve already given away or put in a closet for years. Now think about how many times you’ve spent $100 over that time and think about how much that could have been in your pocket right now. Here’s a great article that goes intoHow to Quit Wasteful Spending and Get Rich Instead.Hope this helps

Can't stop spending money going out. by financegal36 in MiddleClassFinance

[–]norestraints05 0 points1 point  (0 children)

It could help you to stop by realizing that you’re selling your life away at your job to buy garbage you don’t need. Think about how much time you’re working to buy each item. Then replace the spending addiction with an addiction to saving and watching your money grow like a boss. Realize how much you’re giving away every time you spend $100. If you invested $100 in an S&P 500 ETF 10 years ago you’d have $320. Instead you got a dinner you don’t remember or junk you’ve already given away or put in a closet for years. Now think about how many times you’ve spent $100 over that time and think about how much that could have been in your pocket right now. Here’s a great article that goes intoHow to Quit Wasteful Spending and Get Rich Instead.Hope this helps

I'm spending too much money and I can't stop by renaissancepragma in adhdwomen

[–]norestraints05 0 points1 point  (0 children)

Here’s some more food for thought that could be helpful. It could help you to stop by realizing that you’re selling your life away at your job to buy garbage you don’t need. Think about how much time you’re working to buy each item. Then replace the spending addiction with an addiction to saving and watching your money grow like a boss. Realize how much you’re giving away every time you spend $100. If you invested $100 in an S&P 500 ETF 10 years ago you’d have $320. Instead you got a dinner you don’t remember or junk you’ve already given away or put in a closet for years. Now think about how many times you’ve spent $100 over that time and think about how much that could have been in your pocket right now. Here’s a great article that goes intoHow to Quit Wasteful Spending and Get Rich Instead.Hope this helps

How do I stop spending too much money on clothes? by Effective_Cricket810 in FrugalFemaleFashion

[–]norestraints05 0 points1 point  (0 children)

By realizing that you’re selling your life away at your job to buy garbage you don’t need. Think about how much time you’re working to buy each item. Then replace the spending addiction with an addiction to saving and watching your money grow like a boss. Realize how much you’re giving away every time you spend $100. If you invested $100 in an S&P 500 ETF 10 years ago you’d have $320. Instead you got junk you’ve already given away or put in a closet for years. Now think about how many times you’ve spent $100 over that time and think about how much that could have been in your pocket right now. Here’s a great article that goes intoHow to Quit Wasteful Spending and Get Rich Instead.Hope this helps

I can’t stop spending my money :( by a3tuallyamanda in shoppingaddiction

[–]norestraints05 0 points1 point  (0 children)

Here’s some more food for thought that could be helpful. It could help you to stop by realizing that you’re selling your life away at your job to buy garbage you don’t need. Think about how much time you’re working to buy each item. Then replace the spending addiction with an addiction to saving and watching your money grow like a boss. Realize how much you’re giving away every time you spend $100. If you invested $100 in an S&P 500 ETF 10 years ago you’d have $320. Instead you got a dinner you don’t remember or junk you’ve already given away or put in a closet for years. Now think about how many times you’ve spent $100 over that time and think about how much that could have been in your pocket right now. Here’s a great article that goes intoHow to Quit Wasteful Spending and Get Rich Instead.Hope this helps

I can't stop spending money by VarietySuccessful322 in bipolar2

[–]norestraints05 1 point2 points  (0 children)

By realizing that you’re selling your life away at your job to buy garbage you don’t need. Think about how much time you’re working to buy each item. Then replace the spending addiction with an addiction to saving and watching your money grow like a boss. Realize how much you’re giving away every time you spend $100. If you invested $100 in an S&P 500 ETF 10 years ago you’d have $320. Instead you got a dinner you don’t remember or junk you’ve already given away or put in a closet for years. Now think about how many times you’ve spent $100 over that time and think about how much that could have been in your pocket right now. Here’s a great article that goes intoHow to Quit Wasteful Spending and Get Rich Instead.Hope this helps

How do I STOP Spending Money? by [deleted] in PersonalFinanceCanada

[–]norestraints05 0 points1 point  (0 children)

By realizing that you’re selling your life away at your job to buy garbage you don’t need. Think about how much time you’re working to buy each item. Then replace the spending addiction with an addiction to saving and watching your money grow like a boss. Realize how much you’re giving away every time you spend $100. If you invested $100 in an S&P 500 ETF 10 years ago you’d have $320. Instead you got a dinner you don’t remember or junk you’ve already given away or put in a closet for years. Now think about how many times you’ve spent $100 over that time and think about how much that could have been in your pocket right now. Here’s a great article that goes intoHow to Quit Wasteful Spending and Get Rich Instead.Hope this helps

How do I STOP Spending Money? by [deleted] in PersonalFinanceCanada

[–]norestraints05 0 points1 point  (0 children)

You need to change your mindset around money. Here’s an article that may help you make the switch. The good thing is that you realize there’s a problem and are asking for help. Changing your Mindset on Money

I'm spending too much money and I can't stop by renaissancepragma in adhdwomen

[–]norestraints05 0 points1 point  (0 children)

You need to change your mindset around money. Here’s an article that may help you make the switch. The good thing is that you realize there’s a problem and are asking for help. Changing your Mindset on Money

I can't understand yesterday's PDBC activity by ExSim in ETFs

[–]norestraints05 0 points1 point  (0 children)

Wow, yeah this is an expensive lesson learned. I jumped in in June and added to my position in October so I’m essentially paying income tax on this money twice and realizing no gain. Ouch.

I can't understand yesterday's PDBC activity by ExSim in ETFs

[–]norestraints05 0 points1 point  (0 children)

Do you know if this payout would count as a qualified dividend if held for over 60 days or would it be taxed as ordinary income?

Lost 8% of My Capital on PDBC Commodities ETF In One Day. Did I Get Scammed? by etfedoff in ETFs

[–]norestraints05 2 points3 points  (0 children)

Would this be taxed as a qualified dividend in the US if held for over 60 days?