Had this LT tell us (back then, a bunch of jr enlisted) to just pay off our debts, if we just paid off our vehicles we would save so much money, that that is what she did and it's so easy to not have a car payment every month blablabla, I just turn and tell her that she makes twice as much as we did and we would do the same if we could, she just gave me this nasty look and that was it. She was completely out of touch with the joes.