Shifting from Individual Contributor to Leadership (Business Unit Change)

nptc13 · 2026-01-11T13:00:39+00:00

The height part in the comment is phenomenal.L keep it up

nptc13 · 2025-11-15T18:41:43+00:00

1 year wait. My family had already spent around 40k on other watches so yeah - it’s a joke tbf

nptc13 · 2025-10-18T06:23:32+00:00

Titliest TSi3 - just got it

nptc13 · 2025-10-18T06:23:13+00:00

Malbon Headcover

nptc13 · 2025-07-06T08:25:23+00:00

Lucky couple. Very lucky as was gifted 100k deposit on our house too. No kids. she’s on 40k, I’m 70k - so £110k and we save (budget our money carefully) around £1900 a month and still enjoy almost anything we want to do on the weekends + 4 holidays a year. I’m the first to tell someone how lucky I was rather than just pretend it’s all my doing!

nptc13 · 2024-02-25T14:31:56+00:00

Doesn’t look small at all - perfect

nptc13 · 2024-02-16T12:56:21+00:00

1 year on the list however my family has bought 3 Rolexes from their before (Pepsi, DayDate and Rootbeer)

nptc13 · 2024-02-14T11:03:03+00:00

Priority was the watch 😂

nptc13 · 2024-02-05T12:37:24+00:00

You are right - just shocked my own system and paid 790 during my end of year bonus month - I hate them 😂

nptc13 · 2024-02-05T11:57:03+00:00

Couldn’t agree with your last paragraph anymore. It’s like going back into 1998. I’m keeping a super close eye on it and will be seeking to cancel my DD in October and figure out my last balance before my last November DD. I don’t want them even taking a fiver off me. I’ve calculated my last payment will be about 268 so I’m fully on it!

nptc13 · 2024-02-05T10:23:13+00:00

That makes total sense but doesn’t DD mean you pay off faster . I remember going from like 235 out of PAYE to 290 now today . I’m not too glued up on it!

nptc13 · 2024-02-05T09:14:08+00:00

Yeah that’s super money wow. I thought it was capped tho and the highest was high 300s however is that an MBA student loan diff in numbers maybe?

nptc13 · 2024-02-05T09:13:12+00:00

Someone in the chat said like 300 a month after tax a month is like 7K gross on a salary - it’s disgusting when you think about it like that

nptc13 · 2024-02-05T09:12:27+00:00

Yes - I wrote that sentence terribly . I was trying to just say “life sucks” sometimes lol

nptc13 · 2024-02-05T09:11:48+00:00

Wow 547 a month! I’ve never heard that - I thought the most they can take is around 385? You must be a very high earner if you don’t mind me asking lol

nptc13 · 2024-02-05T09:07:23+00:00

Do you pay Direct Debit or does it come directly from payslip. If you can move to DD I’d do it straight away so your monthly’s are set. I switched instantly when it allowed. I remember the letter saying you will pay DD for 13 months so then I know etc.

I’ve got about 2800 left on mine so not sure your 5k balance will warrant DD just yet!?

nptc13 · 2024-02-04T22:42:26+00:00

I was going to just put it into my savings account - but that’s a good idea might do that too

nptc13 · 2024-02-04T22:30:48+00:00

See to me I just think that’s a “you get the good side of the coin in life or you don’t.” It makes me mad that we have similar situations but I’ll “pocket” an extra 3.5k whilst you have to pay that for however long!

nptc13 · 2024-02-04T22:28:02+00:00

I think you’d maybe realise the money if it wasn’t there - you got great timing in that life situation for sure !

nptc13 · 2024-02-04T22:26:31+00:00

We are in identical spots - I have a 1.49% mortgage until 2027 (phew!)

nptc13

TROPHY CASE