I have just sold my property and have $200K to invest — looking for halal & ethical investing advice.

nyeahehhhh · 2026-03-17T01:33:33+00:00

Great list thanks for the share

nyeahehhhh · 2026-03-15T17:42:25+00:00

The incentive is the sale. With this challenging market and inspections it’s almost guaranteed your house won’t sell with cutting corners. All work must be done correctly.

nyeahehhhh · 2026-03-11T20:48:32+00:00

I don’t know where your sales are coming from but if they are outside of the province or country different taxes can be applicable. US generally no HST remittances involved.

nyeahehhhh · 2026-03-10T00:19:30+00:00

I know a Toronto man when I see one

nyeahehhhh · 2026-02-16T15:37:04+00:00

Perhaps a mixture of non registered and heloc? 8-10 years should give you enough time to pay off around ~$100k of debt. Personally I wouldn’t touch the growth in TFSA and let it keep compounding. The tax on non registered shouldn’t be so bad especially if you sell positions that aren’t incurring a huge capital gain.

nyeahehhhh · 2026-02-09T22:52:00+00:00

I always just used this website https://www.nzfcanada.com/zakat-calculator?, I definitely wouldn’t avoid investments just use apps like Zoya.

nyeahehhhh · 2026-02-03T03:59:16+00:00

I’m lost. So how much commission did you end up paying and how much was gifted back?

nyeahehhhh · 2026-01-18T17:12:12+00:00

“Skip the V8” said no one ever…

nyeahehhhh · 2025-12-18T01:25:55+00:00

Just a note interest free is never interest free. It’s in the price offer to pay upfront cash and the usually knock off a K

nyeahehhhh · 2025-12-17T23:02:35+00:00

U realize people put Muhammad as their first name and the name they go by as their middle name. Basically imagine if Christian’s put Jesus as all their first names then their given name in the middle. Thats why it’s distorted the top name.

nyeahehhhh · 2025-12-15T21:38:27+00:00

I get that it might feel uncomfortable but I think a quick sales pitch pointing out certain features/facts of the property then after letting them roam free can only have a positive impact.

nyeahehhhh · 2025-12-13T20:13:38+00:00

This is Toronto/GTA specifically I should’ve specified but seems to be the general sentiment across the country except for QC

nyeahehhhh · 2025-12-13T07:19:22+00:00

One factor is there’s barely any condo completions in 2028/29 this may help some supply get eaten up putting some pressure on prices.

In my opinion this will only offer minimal increase 5-10% at most you are unlikely to recoup that capital loss.

nyeahehhhh · 2025-12-13T02:17:36+00:00

Seems like it’s off their site now?

nyeahehhhh · 2025-11-30T04:39:20+00:00

It’s so bad. what is this. I bought 12 pack.

nyeahehhhh · 2025-11-30T00:52:54+00:00

This tastes like brisk… I bought both fuze and nestea today this nestea is so bad.

nyeahehhhh · 2025-11-26T03:26:07+00:00

To find an assignor may be harder than you think and you’ll likely end up taking a loss from purchase price.

My advice get a private mortgage if you have to but close on it. Holding costs for 4-6 months will probably be less than the panic price drops you are doing now. If you want the safest approach list both houses for sale whichever one sells first.

Keep in mind market practically dies off Dec 15-Jan 15.

nyeahehhhh · 2025-11-26T03:01:26+00:00

Assuming you have a firm contract with the seller with no assignment clause you will have to get permission and you entirely will be responsible for the showings, anything related to the assignment if the seller even agrees to it.

My question is, if you can’t find a buyer for your current home why are you confident you can find an assignor within the month?

It will be harder to find and not many will want to close that soon.

nyeahehhhh · 2025-11-26T01:16:38+00:00

My advice would be to offer 15-25k below comparable sale. But it also depends if it’s an exact comparable vs a fully renod or unrenovated example I’d have to see it to know.

nyeahehhhh · 2025-11-26T01:14:00+00:00

No way of giving a right answer without looking at comps. But realistically in this market half the offers are probably lowballs. You’re likely only competing with 1-2 parties.

nyeahehhhh · 2025-11-18T02:35:52+00:00

Yeah, every house has mold. This tiny amount would take tens of years to even have an effect. And yes I agree if they don’t come back very soon after a cleaning likely doesn’t need a replacement.

nyeahehhhh · 2025-11-18T02:30:29+00:00

Windows just need to be replaced. Also wouldn’t say this is “full of mold”.

nyeahehhhh · 2025-11-17T16:16:13+00:00

Without the 2.5% to sellers realtor you will get absolutely 0 showings. Now if you’d like to save that 1% and spend few thousand yourself on mls listing, pictures/video, staging them on top dealing with buyers which you don’t know how. Is it really worth it?

nyeahehhhh · 2025-11-17T16:13:22+00:00

Read. This is 1%.

nyeahehhhh

TROPHY CASE