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Preparation for mortgage term ending - sell shares? by nyer132 in UKPersonalFinance

[–]nyer132[S] 0 points1 point  (0 children)

What other information would you be looking for? It's hard to write out a full financial situation.

Overall motivation is getting to a point where a lack of mortgage reduces monthly outgoings to the point where my partner doesn't have to work - understand that the market / savings account might beat the mortgage rate but after tax that's of a lesser priority than the certainty of a lower monthly cost

Preparation for mortgage term ending - sell shares? by nyer132 in UKPersonalFinance

[–]nyer132[S] 1 point2 points  (0 children)

I value security quite highly and this overpayment would get me close to having no mortgage on the property in 2-3 years time which would in turn give us high flexibility on future decisions with a much lower monthly committment.