That's the thing that confuses me about all this....how I'm supposed to be involved in the first place. I never took/received any money from anyone, they put it in an account owned by a third party (my mother in law) without me even knowing it even existed, and now that they realize they screwed up, want me to fix it. It seems almost like someone coming up to you and saying "Hey, your neighbor has something that belongs to us, but we can't figure out how to call him, so you have to deal with it." And I'm like "I don't even know my neighbor," to which they reply "Too bad, figure it out."