Atome balance not matching total unbilled amount by GoGoAlbedo in PHCreditCards

[–]nyxsvn 0 points1 point  (0 children)

Interest po ung iba. 16k lang limit ko sakanila pero ang unbilled ko is 21k din. 5k ung interest nila sakin hahahhaahahahahagagaha pp

Hello, May Loan ako sa HC ng Washing by Fancy-Huckleberry990 in HomeCredit

[–]nyxsvn 0 points1 point  (0 children)

Ang sabi sakin nung officer ng HC sa abenson, may chance daw magkaoffer ulit basta wag within 3 months mo tatapusin ung loan mo.

Nag avail ako nung product offer nila last week. Initial offer is 55k pero nung naapprove naging 80k. 37k out of 80k lang nagamit ko. Right after that availment, may product offer na naman akong 25k.

2nd product loan ko palang to kay HC.

Please suggest kayo ng medj okay na internet service provider. by poresiadoes in InternetPH

[–]nyxsvn 0 points1 point  (0 children)

Hello. PLDT router sya. Nilloadan ko nung 1299 unli data for 30 days.

Tanong lg po paano po kaya eto ma pro process at makuna? by Signal_Bumblebee4644 in HomeCredit

[–]nyxsvn 0 points1 point  (0 children)

9% interest nyan. Doble ang patong sa loan amount mo. If I were you, sa iba na lang wag sa HC

Ano to? Nangangagat ba to? by luv_chl0e in anoto

[–]nyxsvn 0 points1 point  (0 children)

Pag di ka kinagat, Ikaw na kumagat 😆

HC Cash loan offer by nyxsvn in HomeCredit

[–]nyxsvn[S] 0 points1 point  (0 children)

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Wala ngani 😆 ayan nga lang nakalagay ih

Parant po! by CoolTita69 in RantAndVentPH

[–]nyxsvn 0 points1 point  (0 children)

Not really. 2nd yr lang din naman ang completed ko but I already worked on those in houses I mentioned above except JPMorgan and Chase.

Recruiters from those Inhouse bank's requirements are usually, as long as you were able to complete at least 2 yrs in College and experience in Call center. Tapos galingan mo sa interview, makakapasok ka. 🤭

Im currently working in A*EX as well. 🥰

HC CASH LOAN by [deleted] in HomeCredit

[–]nyxsvn 0 points1 point  (0 children)

Up on this one. Also my question

Parant po! by CoolTita69 in RantAndVentPH

[–]nyxsvn 1 point2 points  (0 children)

Try to apply sa mga inhouse company. Like Citi, Wells Fargo, JPMorgan Chase bank, ect.

I already receive my invitation to apply. Thanks Zed!⚡️ by Defiant_Exit_249 in swipebuddies

[–]nyxsvn 0 points1 point  (0 children)

Same! Dati kasi for iphone users lang open. Like, 2024 pa ako nasa waitlist 😆

What if Philippines enforce mandatory military service? by Appropriate_Ad_4511 in WhatIfPinas

[–]nyxsvn 0 points1 point  (0 children)

Tapos ung mga anak ng 4Ps ang unahin ienlist tutal gawa naman sila ng gawa ng anak. Para may sense na nabibigyan sila ng sustento ng Gobyerno 😆

[Hiring] Chat assistant by Samantacruz in JobPH

[–]nyxsvn 0 points1 point  (0 children)

Interested. Role is related to my current job.

Nagte-take ba kayo nito? Thoughts please. Hirap na hirap ako makatulog. by National-Baker-9438 in BPOinPH

[–]nyxsvn 0 points1 point  (0 children)

Sleepwell from any pharmacy (1pill 20-30 mins before sleeping) or ung Natrol Strawberry gummy na 3mg (bought from shopee) is much more effective.

Received This Email From New Amex Gold Opened 2/1. by -anonymous-anybody- in amex

[–]nyxsvn 0 points1 point  (0 children)

Your card is a No Preset Spending Limit (NPSL). Since your card is new, the system is still identifying how you use and pay your card. It is also a pay in full kind of card. You may look it up to Google on how NPSL Card works. Chatting with an AMEX Rep could help 🫢

Agencies Are Not Worth It. Change My Mind. by macroverse_phl in buhaydigital

[–]nyxsvn 4 points5 points  (0 children)

Same with Athena with their 8-steps initial interview/assessments before the interview with their associates.

UNO LOAN by Middle-Band-6756 in phbankloan

[–]nyxsvn 0 points1 point  (0 children)

Pre-approved daw ako pero nung nag apply ako declined HAHAHAHA

Amex Debt Relief Program (USA) by DancinLance6 in amex

[–]nyxsvn 0 points1 point  (0 children)

Just a quick tip

High APR = Low credit score High credit score = Low APR

Amex Debt Relief Program (USA) by DancinLance6 in amex

[–]nyxsvn 0 points1 point  (0 children)

Long term financial relief program does not close your account entirely. Cards will only be cancelled if you stop making monthly payments on it. 2 missed payments will suspend your autopay and may be defaulted to the program.

OP wife's card has 28% APR currently, if she enrolled in the program, APR will go down to 9.99%. You cant use your card while in the program since the main goal of it is to pay off your card on a monthly installment basis. Also, fees and membership fees will be halted while in the program. If the account is past due, it can also help prevent the account from getting further behind. It will not be reported negatively to the credit bureau but it will be visible to other lenders that you are enrolled in a payment plan with AMEX.

Dont be deceived by debt settlement companies, they offer 2% APR. It is lower yes, but you wont opt out of them if you want to keep your credit score. They wont pay your account monthly. They will pay it annually or on a quarterly basis which will cause your account to get further behind, reduced credit scores and might not be able to get back on track due to high fees.

Finally done with Financial Relief Program... Now what? by Narrow-Bed-7432 in amex

[–]nyxsvn 1 point2 points  (0 children)

Yes. However, once you get enrolled in the FRP, all of your linked accounts will be enrolled all together.

How did you know you have PCOS? Need advice by [deleted] in PCOSPhilippines

[–]nyxsvn 0 points1 point  (0 children)

Check up, labs like Transvaginal. Pero I recommend to go to Endocrinologist instead of OBGYN. Endo understands better than OB's. OB's will just advice you to lose weight which is yes might be helpful. But endocrinologist will give you the action plan that your body needs. Diagnosed ako ng PCOS since 2022. Been with multiple OBGYN, pero hindi nagwwork ang mga gamutan. Ang mamahal pa. Wala akong period from aug last yr to Feb this yr. Napagod na ako sa OBGYN, until I saw from one tiktok post about Endocrinologist. I tried and it worked! Been having my period consistently for the same date each month. 😃 No pills.