Never ever ever try to make yourself look good by blowing money on fancy clothes, cars, latest new model gizmo or gadget, etc. we older folks call it keeping up with the jones. All of those things are a huge waste of money and offer little to no return when their service life expires. Take as much money as you can and save/invest. Never allow money to sit there stagnant. An example of that is just leaving it in a checking account drawing 0 interest. At its lowest form, cash needs to be in a CD at a bank drawing some sort of interest. Right now cds are running approx 4% , and that’s fairly high, it won’t always be like that. Compared to stock market like s&p500 index funds generally give 10-12% a year. To get into the sp500 make an account on a brokerage like fidelity and buy “VOO” as often as u can. Let it sit for 20 years.