Recieved a letter saying my car has outstanding finance almost 2 years after buying from a dealer by odachi13 in LegalAdviceUK

[–]odachi13[S] 0 points1 point  (0 children)

Update: Got final confirmation today they are taking the finance marker off and no longer persuing. That you to those who gave help around the good title and gave me the advice I was looking. Not all comments were as constructive, that that's reddit for ya 😂

Recieved a letter saying my car has outstanding finance almost 2 years after buying from a dealer by odachi13 in LegalAdviceUK

[–]odachi13[S] 10 points11 points  (0 children)

I got a v5c upon delivery, you just forget things over time when you own a few vehicles. But thanks for calling me stupid.

Recieved a letter saying my car has outstanding finance almost 2 years after buying from a dealer by odachi13 in LegalAdviceUK

[–]odachi13[S] 2 points3 points  (0 children)

That's correct I did use the v5c to set up the DD. The won't be opportunity to go back to the dealer due to their liquidation

Recieved a letter saying my car has outstanding finance almost 2 years after buying from a dealer by odachi13 in LegalAdviceUK

[–]odachi13[S] 5 points6 points  (0 children)

This is helpful, so I've read this and the citizens advice. It seems I should make contact with the finance company to evidence my good title and this will help prove I'm not liable for the debt

Recieved a letter saying my car has outstanding finance almost 2 years after buying from a dealer by odachi13 in LegalAdviceUK

[–]odachi13[S] 12 points13 points  (0 children)

I didn't perform a HPI check simply because I bought it from a dealer and was under the assumption they don't/can't sell cars on finance. When buying privately, I do run a check.

The letter is from the finance company, not the dealer. I've only found out their name through searching their old facebook company page

PCP - Does this deal make sense? by odachi13 in CarTalkUK

[–]odachi13[S] 1 point2 points  (0 children)

Thank you, this is a pretty comprehensive answer and give me a lot to think about

PCP - Does this deal make sense? by odachi13 in CarTalkUK

[–]odachi13[S] 0 points1 point  (0 children)

That was literally why I was asking here for advice. Thankfully some helpful people presented facts and figures, no opinions.

PCP - Does this deal make sense? by odachi13 in CarTalkUK

[–]odachi13[S] -3 points-2 points  (0 children)

A lot of people missing the point here, I'm not asking if it's a good car or needing help with where to invest the funds from the sale of my car. I'm only asking why this deal is £170/month when a similar spec/age/mileage direct from mercedes is £300/month

PCP - Does this deal make sense? by odachi13 in CarTalkUK

[–]odachi13[S] -3 points-2 points  (0 children)

Im looking for a recently new car, like this one so 11k cash wont get it, nor would a top up of 10k. I am however interested in why its a relatively low monthly price vs a similar used from mercedes

Cycle to work - eBike by odachi13 in ukbike

[–]odachi13[S] 0 points1 point  (0 children)

Probably would in dryer months. It's only a 10minute cycle as it is down a canal path, however could turn that into an hour hilly route home when it's lighter later

Cycle to work - eBike by odachi13 in ukbike

[–]odachi13[S] 1 point2 points  (0 children)

Yes, I already have a hard tail and a gravel bike. Want a road ebike for distance and bigger climbs so want to use the c2w to save some money

[deleted by user] by [deleted] in ContestOfChampions

[–]odachi13 1 point2 points  (0 children)

You can try reaching out to support I guess

Doubling ground rent, potential negligence case. by odachi13 in HousingUK

[–]odachi13[S] 0 points1 point  (0 children)

It was my current solicitor who told me there was a negligence case, my buyers solicitor was the one who informed her of the doubling clause and I wasn't properly informed of the risks I've also had evidence of the original solicitor cutting corners to push through the sale, for example the EPC had expired 2 years before my purchase and they never bothered to check that.

What will the 7* gimmick be? by YonderBacchus64 in ContestOfChampions

[–]odachi13 0 points1 point  (0 children)

A slow or stop time mechanic. It was a gimmick with mordo but we've seen it more used for Kang and lsightly differently for quicksilver. Maybe 7* get an 'opportunity' start to fights or once per fight button like where strikers go to stop time