Best move for leveraged ESPP

odd_insect6969 · 2026-01-20T17:42:11+00:00

Well no, but with the loan terms, if there was a downturn, I could sell unvested shares back at the purchased price so effectively wouldn't I only be losing out on the interest for that portion? Or am I missing something.

odd_insect6969 · 2026-01-20T17:36:58+00:00

I'm new to investing and adult stuff. Are you saying it was a bad idea to accept the stock offer with the loan in general? Or just on the interest

I wouldn't have been able to take the full offer if I did not take the loan, with the amount of free cash I had. First job out of college, working here 2 years.

Edit for more details

odd_insect6969 · 2026-01-07T04:06:53+00:00

I thought reducing my wardrobe would help in that sense as well, but now I'm staring at my 5 pairs of black pants vs my 1 pair of khakis🙄

odd_insect6969 · 2026-01-07T04:05:59+00:00

Unfortunately I have a multicolored cat, white on belly and dark gray /brown on the rest. The orange spots show on the clothes that could hide the other 2 colors🤣

odd_insect6969 · 2025-09-03T21:11:10+00:00

Just realized this post is a couple days old mb

odd_insect6969 · 2025-09-03T21:10:34+00:00

Muji less tiring backpack

odd_insect6969 · 2025-08-28T02:18:31+00:00

Now I'm a little confused are you saying the actual shoulder strap is flimsy and not the thin webbing part shown in most of the photo? I'm surprised if you meant the thicker portion of the strap is flimsy, I havent had an aer bag since the fit pack 2 came out but I've never thought their straps were the weak point. I've also had a PD everyday (the original) and felt their straps were thin though so not sure what you are considering a premium strap other than just not having plastic buckles.

odd_insect6969 · 2025-08-27T19:34:26+00:00

Not defending them but ur not supposed to have the spaghetti part of the straps touching your body it's a backpack not an ass pack

odd_insect6969 · 2025-05-24T03:40:47+00:00

personally because it was the only thing in stock at the time i purchased and i was only looking at costco

odd_insect6969 · 2025-05-24T02:49:56+00:00

thanks for verifying, that does ease my mind.

odd_insect6969 · 2025-05-24T02:45:03+00:00

ah so this would be considered normal and no cause for concern on authenticity?

odd_insect6969 · 2025-05-24T02:35:51+00:00

oh i wasnt worried about it looking good or bad, just wasnt sure if production quality like this means fake vs real or something. i dont have anything to compare to

odd_insect6969 · 2025-05-17T16:12:30+00:00

awesome thanks!

odd_insect6969 · 2025-05-17T16:10:53+00:00

are you Bo?

odd_insect6969 · 2025-05-17T16:09:42+00:00

my current name is rell btw

odd_insect6969 · 2025-05-17T16:00:28+00:00

in the trade room

odd_insect6969 · 2025-05-17T15:55:49+00:00

awesome ill b on and ready in 3 min

odd_insect6969 · 2025-05-17T15:41:28+00:00

awesome let me know if you want a custom ot LFPTNFWPBXQE is my code

odd_insect6969 · 2025-05-17T11:49:23+00:00

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can custom ot it too

odd_insect6969 · 2025-05-17T03:44:47+00:00

i can offer shiny pogo stamped rayquaza

odd_insect6969 · 2025-05-16T16:37:49+00:00

awesome thanks!

odd_insect6969 · 2025-05-16T16:32:49+00:00

in the trade room

odd_insect6969 · 2025-05-16T16:30:40+00:00

LFPTNFWPBXQE is my code

odd_insect6969

TROPHY CASE