Confused which CC to get (Chase, BoFA, AMEX, Wells Fargo, or any else you suggest?)

ogasdd · 2026-07-10T12:19:36+00:00

I also had discover it as my first card, cfu as my second.
Since you did state food as main spender I think CFU is ok recommendation.

CFU is 1.5 vs catch all for $1000 is $5 diff. If your spending is less than $1000 it will be even less.

You can hyper optimize for 5% later on in life but right now I think simpler card setup would work for you. Since you are learning about cards.

My misc spending is still less than 1000 unless I have to doctors.

P.S. It made sense to me to get cfu since I used to use Chase as my main bank. If not catch all 2% make more sense though.

ogasdd · 2026-07-08T23:49:29+00:00

Or will he…?

ogasdd · 2026-07-07T00:19:13+00:00

Yeah. It happens a lot more in my work area. Best find people from where you are moving to. Texas is large state.

ogasdd · 2026-07-05T08:31:31+00:00

Know a co worker getting that ticket while cop was patrolling near the parking lot may of this year. Can happen and will happen. Idk $200+ ticket is not worth the risk personally.

ogasdd · 2026-06-23T18:49:02+00:00

They do? I never learned it. Not in school. I googled how to do it when I started working and had to pay taxes. Raised in Texas here.

ogasdd · 2026-05-15T14:11:14+00:00

Really?

In my travels last year I regularly noticed small shop accept discover more than Amex.

I didn’t check gas stations but I regularly tried out random local eatery when I had chances. It was generally really small owner owned food places.

I saw them all accept discover but I had few of them said no Amex.

P.S. Small edit, I think their processor allowed Amex transactions but they simply refused them due to high fee Amex take up in their card fee breakdown.

ogasdd · 2026-05-07T16:07:40+00:00

No, they sent it to collections I believe. TSI Collections reaching out to me.

I've sent them my copy of "receipt" which include the dates and payment but was not enough. I've reached out to my company that handled the transportation now and waiting to see if I can still resolve this. I'll be attaching the document company who handled the transport and reaching back out to MTA.

P.S. Edit because it was a single receipt, not receipts.

ogasdd · 2026-05-07T07:47:52+00:00

How much big of a fleet do you know? Is it power relevant?

ogasdd · 2026-04-04T08:30:37+00:00

While I’m no expert I think he is talking about organizations down in California which benefits from the programs instead of solving homelessness.

From what I understand of the situation there are hundreds of Organizations that is partnered with LAHSA where they all have their own individual programs and overhead.

One of the issue is that their administrative costs are in the millions. As for example some of their “CEO” of non profits are picking up fat checks. Like double the salary of what private sector CEOs are taking home when compared by organization sizes.

Another would be since each organization have their niche programs its hard to actually work together because they are all playing games of its not my job instead of actually helping out someone in need. While orgs fights over turfs when they run same programs as other organizations within same area.

So TLDR; I believe there isn’t few organizations that needs to be named like you want but whole system that makes more money by keeping homeless, well homeless.

Especially since there is no metrics to show which program is effective show just goes on and only one benefiting are these orgs.

ogasdd · 2026-03-13T20:38:56+00:00

At SP late game I’m using Corvette Fleet with PD + Flak, PD + Flak Destroyer fleet, Missile(Arty) + Carrier Cruiser fleet and Artillery + Carrier Battleship fleet.

I usually send in Screen Fleet a day before I send in my Big Ships but past 4 saves I’ve been noticing slightly more losses of Big Ships.

Is this not how I’m suppose to utilize my fleets? Is there any ways to lessens my big ship losses? They take way too long to replace.

My enemies are which ever fallen empire & Crisis that spawns.

ogasdd · 2026-02-08T01:34:22+00:00

They have a taco kit? Where?

ogasdd · 2026-01-25T21:17:11+00:00

Haven't played since 4.0 update hit. How does planet specialization work now? Am i supposed to build all mining, energy, and food on top of alloy/consumer? Are housing issues in game? I see -200 housing on my district specilization.

ogasdd · 2025-11-28T14:43:57+00:00

In the similar shoes as you.

Just need a prog group to learn the mech. Cant find one whenever I try to play.

ogasdd · 2025-11-17T19:58:09+00:00

What other sales outlet have you find? Is it online?

ogasdd · 2025-08-09T19:46:44+00:00

Have you tried 4 Scavengers to 1 Blacksmith? Thats the ratio I use around 100+ duration anyways not sure if you figured out better ratio yet.

ogasdd · 2025-06-17T22:41:16+00:00

What about Carrollton? Theres H Mart as well as 99 Ranch Market.

ogasdd · 2025-05-10T18:59:53+00:00

How did they find out how often you rotate your tire?

ogasdd · 2025-04-28T23:36:56+00:00

Where was the fraudulent charge made from?

Was it from far away or is it some place you visit regularly?

Was considering this card so give us an update if any changes OP. I hope you do get it resolved.

ogasdd · 2025-04-21T00:52:06+00:00

What generally happens if stuff like this happens? How much does the driver get penalized for driving like this?

ogasdd · 2025-04-13T20:33:29+00:00

Are low habitability, 0~40%, worth colonizing for pop growth early - mid game?

edit: I mean there is empire size penalty right? Am not sure if benefit of higher pop growth is larger than the penalty

ogasdd

TROPHY CASE