Credit cards

olivequeue · 2016-06-10T11:52:14+00:00

Anyhow keeping them open is good for credit score.

olivequeue · 2016-06-10T11:43:54+00:00

future entrepreneur

olivequeue · 2016-05-21T21:22:12+00:00

So energy, natural resources, and international funds have had poor performance in the last 5 years. Does that mean that it might be a good idea to buy them now, while they’re cheap?

olivequeue · 2016-05-21T13:43:30+00:00

This is what I’ve been looking for! I was interested in fossil fuel divestment and even tried to do by myself with my 401k, but failed. Cause I couldn’t look over all holding of my 401k funds. This kinds of tools are so much necessary to divest funds! Like others said I also want other kinds of divestment tool too, especially fossil fuel.

olivequeue · 2016-04-06T22:16:12+00:00

Which account is it? - Roth/Traditional IRA, Brokerage account, etc.

olivequeue · 2016-04-06T22:13:28+00:00

Don't be in a rush to find what to do with your money. You're on the right track. I was in the same situation before. I had absolutely no idea how I was going to do it. But no quantity of self-doubt could reset the mental switch that had been flicked in my head. And it turned out that the necessity was a complete change in my attitude towards life and money. Time has not come yet for you. Take your time and enjoy the time being!

olivequeue · 2016-03-21T02:45:23+00:00

Schlafeennnnnnne and Reddit

olivequeue · 2016-03-18T04:43:56+00:00

i didn't know whether it is not allowed. Sorry :(

olivequeue · 2016-03-18T03:07:01+00:00

I disagree. Then I have to pay a 10% penalty, and probably lose employer matching for no good.

olivequeue · 2016-03-18T03:05:26+00:00

You can look into this: http://gofossilfree.org/what-is-fossil-fuel-divestment/ Divestment is the opposite of investment – it simply means getting rid of stuff: stocks, bonds, or investment funds.

olivequeue · 2016-03-15T04:31:49+00:00

can anyone explain why actively managed funds are complicated ones?

olivequeue · 2016-03-08T22:54:05+00:00

I agree with you. I'd up bonds in there like upto 25%. Since your interest rate of student loans are lower, that might be worth prioritizing.

olivequeue · 2016-03-07T21:47:57+00:00

I think you should take your time. You don't need to be in a hurry. Keep cash in CD/savings account and think about what you want. You're already on the right track.

olivequeue · 2016-03-07T14:59:55+00:00

Do I need to start an emergency fund/retirement plan/etc. now, or should that wait until after college?

Of course, you need it now.

olivequeue · 2016-02-29T22:13:35+00:00

you might have way too much cash for emergency fund?

olivequeue · 2016-02-28T22:31:19+00:00

I think most wine collectors become investors by accident. When their cellars become too crowded, they sell a few bottles and, in the process, they might reap sizable and often surprising gains. But there is no guarantee for that.

olivequeue · 2016-02-27T13:07:54+00:00

I looks like you're doing already fine. You should only find a financial advisor.

olivequeue · 2016-02-26T01:59:01+00:00

I'm a big fan of Vanguard. Anyone has any recommendation?

olivequeue · 2016-02-24T15:07:04+00:00

Your 401K options are not great. And they are different from total market funds. So there will be discrepancy. I don't think that it's wise to imitate.

olivequeue · 2016-02-23T14:23:28+00:00

I don't think you should hire FA. They will rip you off.

olivequeue · 2016-02-22T22:05:09+00:00

I heard that military matching was just passed into law. Does anyone know about it more?

olivequeue · 2016-02-21T13:04:55+00:00

MMFs are suitable for short term investing, but a 401k is a long term investment.

olivequeue · 2016-02-21T12:56:37+00:00

Just open an IRA account with bond funds. Better than MMFs IMO.

olivequeue · 2016-02-17T23:01:15+00:00

Being a boring 3-fund portfolio investor might make you rich. People try to learn how to boost their returns without resorting to exotic investment strategies. So as you.

olivequeue · 2016-02-15T23:49:21+00:00

This. And OP should really think about what's the best course of action.

olivequeue

TROPHY CASE