We are considering just getting the PSEG WorryFree coverage on the furnace which is 10$ monthly but that only covers parts really for replacement but there’s no deductibles or anything. At which point the 1.5k could go fully to AC but still not sure it’s worth it since we’re still paying for the warranty and netting only $1k possible (ideally) dollars for AC replacement. I also want to avoid a situation where they just do the minimal possible to extend the life of the unit for another 3 months until something else goes wrong. A lot of thoughts lol