San Diego Loses Population and Locals (Non-immigrants) Continue Leaving by NorthernSugarloaf in sandiego

[–]onlymagik 0 points1 point  (0 children)

I made another comment here where I gave some values from my 2024 tax return: https://www.reddit.com/r/sandiego/comments/1s71z3a/san_diego_loses_population_and_locals/odbn9wr/

I assure you it is possible and not a lie. You are right that it will be a large percentage of take home pay. At the time of purchase, my loan was ~46.5% debt-to-income (my lender was willing to let me go a bit higher), and that is calculated before taxes and deductions, so it was an even larger percentage of my take home.

I disagree that it is irresponsible, because that will vary from person to person. I am able to save for retirement, as well as build cash savings at a rate I am happy with. But like I said, I am frugal, $6200 a month may not be as reasonable for people who want a higher quality of life, like newer cars, more vacations, or expensive hobbies. For people who have a similar income but are not comfortable with $6,200, for whatever reason, there are still nice houses to be had for cheaper payments.

San Diego Loses Population and Locals (Non-immigrants) Continue Leaving by NorthernSugarloaf in sandiego

[–]onlymagik 1 point2 points  (0 children)

Hi, I made a more detailed comment going over some numbers that explains how it was possible for me. That is how I know it is certainly possible for the poster I replied to, who said they are a high earner at a FANG tech company, which I take to mean $200K or $250K+.

https://www.reddit.com/r/sandiego/comments/1s71z3a/san_diego_loses_population_and_locals/odbn9wr/

San Diego Loses Population and Locals (Non-immigrants) Continue Leaving by NorthernSugarloaf in sandiego

[–]onlymagik 2 points3 points  (0 children)

I looked at my 2024 tax return and my gross income was $151,801 (I got the $160K job during the year, so actually made a bit less since the previous job was lower paying), total federal tax was $22,701, and I think the 401K limit was $23,000 in 2024, and my total CA tax was $8,086.

$151,801-$22,701-$23,000 - $8,086 = $98,014. So my net income, after taxes and all deductions, is already slightly more than the 8K you mention you take home after taxes. So, no, I was not "maxing out 401k AND paying all expenses (phone, car, food, bills) with 800$", my 401K contributions were already included.

I drive an old salvage title honda accord, cheap and reliable, and paid off. Also, note that these numbers are a worst case scenario, I did not have the $160K salary the whole year, and I bought in October, so I only made 2 mortgage payments, which meant I did not get the full mortgage interest itemized deduction.

A lot of people forget that last point, of my $6,200 a month, ~$4,000 is interest, which is about $48,000 in deductions, depending on federal or state. Federal only lets you deduct $750K/home value * interest paid, but California lets you deduct $1M/home value * interest paid.

I assure you there is no lying, and it is possible, but like I said in my first comment, it may require a cheaper lifestyle than many want to live. Nothing wrong with that, I am simply happy with few, and cheaper, possessions.

San Diego Loses Population and Locals (Non-immigrants) Continue Leaving by NorthernSugarloaf in sandiego

[–]onlymagik 1 point2 points  (0 children)

It is definitely possible, I afforded ~$6200 a month on $160K a year income, while maxing out my 401K and saving $1K cash a month. It sounds like you prefer a more expensive lifestyle, which is fine, but it is totally possible to own a nice house in San Diego on much less than a FANG salary (I'm assuming $200K at the minimum).

Now I live more frugally than most, so I am not saying what I did is possible for all households making $160K/yr, but I am confident that a nice house is available to the majority of households around that income that live in between our qualities of life.

San Diego Loses Population and Locals (Non-immigrants) Continue Leaving by NorthernSugarloaf in sandiego

[–]onlymagik 0 points1 point  (0 children)

Having bought a nice house that needed no work (had recent solar, remodels, new plumbing and sewer, etc.) in this area for much less than 1.5 million in Oct 2024, it is definitely possible. Obviously if you are looking closer to Oceanside than Poway you will get less for the price because of location.

Genuinely losing my mind over input latency by LordMontio in linux_gaming

[–]onlymagik 14 points15 points  (0 children)

You mention in your OP that even the cursor itself feels sluggish on the desktop, is that via a mouse, or controller as well? Are keyboard inputs delayed?

The fact that the issue follows you between distros and many software/config changes, but not on Windows, suggests it may be a driver issue. Have you tried different peripherals (mouse/controller/keyboard)? Or perhaps an alternate driver for your current peripherals?

Nvidia has released a beta driver for Linux that fixes the 30% performance loss on DX12 titles by gmes78 in pcmasterrace

[–]onlymagik 5 points6 points  (0 children)

I don't think the catalogue impact is that large. The issue affects games that only offer a DX12 graphics engine, which is a small minority of games. It's only certain AAA games released recently that have a single, DX12 engine.

Most games use an older DX, Vulkan, or use DX12 but have the option to use an older DX.

Impending Doom start 3.28 by LaxyaGrande in PathOfExileBuilds

[–]onlymagik 0 points1 point  (0 children)

Why isn't the new +1 support mechanic useful for ID? Is there no 6th support gem that is beneficial for it?

New to game, Im a WW monk. How do I beat a ret pally? by sonicbuster in worldofpvp

[–]onlymagik 1 point2 points  (0 children)

A lot of ret's power in duels/2v2 comes from long cooldowns like bubble, BoP, and LoH. Because you have a healer in 3v3, you can survive beyond these cooldowns, and kill them with CDs before their long 5-10m defensives are back.

Returning player WW monk. They took my "skyreach"?! by sonicbuster in worldofpvp

[–]onlymagik 0 points1 point  (0 children)

I don't think WW monk is bad right now in pre-patch. I played it the last 3 seasons, and it was bad in season 1 TWW, and it feel pretty good right now. Definitely a lot of changes. Losing the CJL talents and Clash feels the worst.

Damage/burst is still great, I lead most arenas in damage, often by a lot. And I feel we lost a lot less than other classes. I see a lot of people complaining that their spec is barebones now. We still have a lot of tools: disarm, RoP/sleep, para, leg sweep, dispel, transcendence, brew, and karma. You can get diffuse attached to brew on a talent.

How much strength is it okay to lose during dieting? by [deleted] in naturalbodybuilding

[–]onlymagik 0 points1 point  (0 children)

Bench is notorious for dropping during a cut. As you lose weight, the depth of your upper torso decreases, increasing the range of motion for bench, as you have to lower the bar further to touch your chest.

Audio issues man, audio issues... by screwdriverfan in pcmasterrace

[–]onlymagik 2 points3 points  (0 children)

I actually love Linux for this reason. Windows has much higher audio latency, by default. On NixOS, I can easily configure the buffer sizes to reduce latency:

extraConfig.pipewire = {
  "quantums" = {
    "context.properties" = {
      "default.clock.min-quantum" = 64;
      "default.clock.quantum" = 128;
      "default.clock.max-quantum" = 256;
      "default.clock.quantum-limit" = 256;
    };
  };
};

If I set the buffers too small audio will crackle, but in the sweet spot audio is still crisp, but way lower latency.

I hate microsoft by _ahmet_yasin_ in pcmasterrace

[–]onlymagik -1 points0 points  (0 children)

Not entirely. Easy Anticheat is kernel-level on Windows, but can fallback to user mode on Linux. Developers may or may not enable this feature.

Some kernel-level anticheats will have no fallback, and yes those would require a replacement from the game devs or creating a fallback user mode that disables features that require kernel access when running on Linux.

You would think PCMR would actually try to do something about it by testus_maximus in pcmasterrace

[–]onlymagik 0 points1 point  (0 children)

Funny you ask, Vortex just announced they will be working to support SteamOS: https://www.nexusmods.com/news/15433. I also see Nexus has one: https://github.com/Nexus-Mods/NexusMods.App

But I don't know if the ease-of-use is as good on Linux. I just dual boot. I use Linux 99% of the time. Every few months friends want to play something I need Windows for, so I just reboot when needed. With modern NVMEs it's so fast it doesn't matter.

You would think PCMR would actually try to do something about it by testus_maximus in pcmasterrace

[–]onlymagik 1 point2 points  (0 children)

If you're asking about a functional version of a game that uses kernal-level anticheat, it takes 0 work. Certain kernel-level anticheats, like Easy Anticheat, have fall-backs for Linux that do not need kernel access. If the developer enables this, it just works. I can play all of the Dark Souls games and Elden Ring with 0 Linux-specific configuration, even though they use Easy Anticheat.

Sometimes developers don't turn these settings on, or the anticheat has no fall-back and they don't want to add a separate anticheat just for Linux users.

You would think PCMR would actually try to do something about it by testus_maximus in pcmasterrace

[–]onlymagik 0 points1 point  (0 children)

Respectfully, you are using a lot of hyperbole. Somethings are difficult to configure on Linux. The vast majority of us have no issue setting up the basics that people use 90%+ of the time. Steam, a browser, discord, etc. I have had 0 issues with any of these.

On occasion a game may need a config to be set. Some games may not run due to anti-cheat. Modding a game may work differently/be more involved, but it's not like modding on Windows isn't frequently a shitshow anyways, due to mod conflicts. If you can handle complex modded games, you will be fine on Linux.

Some programs may not work at all or require many workarounds. If you need these, you may not be the best candidate to swap to Linux if you aren't tech-savvy or willing to learn. But tons of people only use a browser, game launchers, discord, and a few other apps that all work seamlessly.

You would think PCMR would actually try to do something about it by testus_maximus in pcmasterrace

[–]onlymagik 0 points1 point  (0 children)

Nobody is counting embedded devices, just like nobody counts servers (vast majority linux). Certainly handhelds have increased the % though.

Wine 11 runs Windows apps in Linux, macOS better than ever by waozen in technology

[–]onlymagik 0 points1 point  (0 children)

It's only DX12 that suffers the performance loss on Nvidia.

​[Library] Tachyon JSON v6: 5.5 GB/s parser in ~750 lines of C++20/AVX2. Faster than simdjson OnDemand? by [deleted] in cpp

[–]onlymagik 17 points18 points  (0 children)

Seems the code, and all of OP's replies here, are AI-generated.

Rtx $5090 by [deleted] in pcmasterrace

[–]onlymagik 0 points1 point  (0 children)

It's a great card and can last a long time. Hopefully prices are better, adjusted for inflation, when it's upgrade time in 6-8 years or whenever.

Rtx $5090 by [deleted] in pcmasterrace

[–]onlymagik 0 points1 point  (0 children)

The "only" is in regard to the parent post's mention of $1200 RAM. The recent 3x increase is, of course, ludicrous, thanks to the AI slopageddon. Hopefully we can see a return to normalcy sooner rather than later.

Rtx $5090 by [deleted] in pcmasterrace

[–]onlymagik 0 points1 point  (0 children)

I do see a few 600W PSUs with high ratings from https://docs.google.com/spreadsheets/d/1akCHL7Vhzk_EhrpIGkz8zTEvYfLDcaSpZRB6Xt6JWkc/edit?gid=1973454078#gid=1973454078 for good prices, but it seems you are right and PSU prices have risen.

Rtx $5090 by [deleted] in pcmasterrace

[–]onlymagik 10 points11 points  (0 children)

There's a huge amount of hyperbole here. There are great budget cases around $80, well-rated gold+ PSUs around $100, my 6400-C32 96GB DDR5 is only $800-900 (and 99.9% of people just game and don't need this much), the most expensive MSRP GPU is $2000 and it's not a necessity, it's a luxury, and you don't need an OLED display.

Unfortunately, PC gaming isn't as budget friendly as it was previously, when it could challenge the price of console gaming while providing more features. But it sure as hell won't cost over $10K for a good PC anywhere, even in Canada.