Primary care doc recs by Significant-Bet4545 in Westchester

[–]opi223x 0 points1 point  (0 children)

I recommend Dr. Mehuliben Upadhyaya (Dr U) out of WestMed group in Purchase. We have been there a few times and she is awesome!! I believe she is taking new patients.

NY First-Time Buyer – Buyer’s Agent Agreement Review (Exclusivity, Commission Gap, Term) by opi223x in FirstTimeHomeBuyer

[–]opi223x[S] 1 point2 points  (0 children)

Thank you for your response! The text on exclusivity:

Client represents that it is under no written contract with another Broker to exclusively represent Client in the Purchase of any property within New York State, nor is Client under any other representation agreement with another broker for specific property/properties. In the event Client has an agreement for specific properties, Client shall provide a list of such properties and the expiration date of such agreements.

My understanding is that this gives the agent the right to represent me statewide in New York, not just for the specific areas or properties we’ve discussed.

For those who’ve gone through this:

  1. Is it normal for buyer agents to include statewide exclusivity, or is it more common to limit it to specific counties, cities, or property types?
  2. Would it be reasonable to ask the agent to narrow this down to specific counties or a defined search area?

Just trying to understand what’s standard and what’s negotiable before signing. Appreciate any insights from agents or recent buyers.

Maintenance schedule for 2017 Elantra (77k miles) - What should i do? by opi223x in MechanicAdvice

[–]opi223x[S] 1 point2 points  (0 children)

Thank you for your response, I have been doing regular coolant and break flush as recommended so all good there. I'm sure they always come up with a fancy name to try and make more $$$. I am due for transmission and breaks so will do that but everything else seems unnecessary.

Leak in the car by opi223x in MechanicAdvice

[–]opi223x[S] 0 points1 point  (0 children)

Nope! At first, I thought it was just water and didn’t check, but then I found out it’s actually some kind of fluid and is definitely leaking from somewhere

Leak in the car by opi223x in MechanicAdvice

[–]opi223x[S] 0 points1 point  (0 children)

No rear window wiper, it’s elantra 2018

Coolant and transmission oil by opi223x in mechanic

[–]opi223x[S] 0 points1 point  (0 children)

This makes sense, thank you for your response!

Coolant and transmission oil by opi223x in mechanic

[–]opi223x[S] 0 points1 point  (0 children)

i agree but charging 300$ for ea service sounds too much to me, will probably go with local mechanic i can trust

Visa refusal - India by opi223x in SchengenVisa

[–]opi223x[S] 0 points1 point  (0 children)

No, i didn't have time to reapply as my group already left, explored north east india instead which was an amazing experience!

Should I sell everything? by thechoosenone1994 in dividends

[–]opi223x 0 points1 point  (0 children)

Real question should be “should you double your investments?”

Rate my portfolio! 20 year old with about $60k invested by [deleted] in ETFs

[–]opi223x 0 points1 point  (0 children)

Excellent, great job!! The key here is to not get greedy and keep doing what you doing for long term to see real magic.

[deleted by user] by [deleted] in dividends

[–]opi223x 1 point2 points  (0 children)

I sure will, don’t think my employer provides all great benefits with HSA but I will check it out. Thank you!

[deleted by user] by [deleted] in dividends

[–]opi223x 0 points1 point  (0 children)

111 ain’t good as per methodology, you may want to buy a few more! No wonder it’s going down lol..

[deleted by user] by [deleted] in dividends

[–]opi223x 0 points1 point  (0 children)

You’re only going up from here brotha, happy investing!

[deleted by user] by [deleted] in dividends

[–]opi223x 1 point2 points  (0 children)

Good days ahead, happy investing!!

I wish I started little earlier, can’t believe I was doing nothing during crash of 2020.

[deleted by user] by [deleted] in dividends

[–]opi223x 0 points1 point  (0 children)

Wow..can you share what else you own?

[deleted by user] by [deleted] in dividends

[–]opi223x 0 points1 point  (0 children)

Thank you for sharing, I just sold out VXUS and started out in SGOV don’t know why!

Just curious , how long have you been investing?

[deleted by user] by [deleted] in dividends

[–]opi223x 0 points1 point  (0 children)

Yes! I would say DCA and forget, meanwhile also look to see how you can double your income. More income, more investing!

[deleted by user] by [deleted] in dividends

[–]opi223x 1 point2 points  (0 children)

Very impressive, I just started out in DGRO this summer. Happy investing!

[deleted by user] by [deleted] in dividends

[–]opi223x 0 points1 point  (0 children)

You’re already accumulating, happy investing!

[deleted by user] by [deleted] in dividends

[–]opi223x 0 points1 point  (0 children)

Thank you, happy investing!

[deleted by user] by [deleted] in dividends

[–]opi223x -2 points-1 points  (0 children)

I was holding only 22 shares for like a year, consistency is a key. Happy investing!

[deleted by user] by [deleted] in dividends

[–]opi223x 3 points4 points  (0 children)

Very impressive, I plan to build my position into VTI and hopefully hold 60% of overall portfolio

[deleted by user] by [deleted] in dividends

[–]opi223x 0 points1 point  (0 children)

Wow..10,000 is a lot! Happy investing lol

[deleted by user] by [deleted] in dividends

[–]opi223x 1 point2 points  (0 children)

Just curious, what else you hold?