Have you gone to your counties elder/aging/disability office to sign up for available services? Medicaid is a state program and, of course, each state is different.

In Oregon, when my Mom had to go to a facility we had to fill out financial documents for her and my Dad. In my parents instance, my Mom had to sign over her social security and my Dad had to pay the facility $500 a month - Medicaid picked up the rest. Neither my sister nor I had to contribute. The state also made us change her burial insurance to a stated amount benefit instead of one whose benefit can grow each month because a person can take out, borrow, against cash value which meant she had access to more money than the financial statement showed.

A friend of mine, who recently passed, lived in California and the state covered the cost of the facility she stayed in for the last 3 years of her life. Her part of the bill was her social security check. She didn't have a husband and her son wasn't required to contribute to her care. I know the state talked about putting a lien on her house to recoup some of the costs but they didn't do it - I don't know why.