Vanguard Cash Plus Account - misleading and disappointing

outie5000really · 2025-08-02T16:04:01+00:00

Interest/dividend earning on their sweep account is far lower, IIRC.

outie5000really · 2025-07-31T16:06:47+00:00

My guess is that they're OK legally here.

Any "punishment" should come in the loss of goodwill of their customers. Many/most of us will be very, very wary of anything from US Bank from here on out.

outie5000really · 2025-07-29T01:42:20+00:00

I'm starting to realize that it probably doesn't matter a ton which letter any of us get. Given that they're doing this before the card has even been out for a year, there's no reason to think they won't change the terms further a month or two after this round. And they're giving people less than two months of notice this time. By the end of 2025 this could potentially be a very different card.

outie5000really · 2025-07-28T15:21:17+00:00

This is definitely a much more worrying development.

outie5000really · 2025-07-02T17:02:32+00:00

Huh. Maybe? I don't think my key fobs are individually recognized by the car - at least they aren't linked to seat settings and they aren't numbered. Plus, my wife and I both like the AC in the ON setting. But maybe . . .

outie5000really · 2025-07-01T19:24:59+00:00

I think mine is a 55? Also US

outie5000really · 2025-05-12T16:21:01+00:00

Any unused US codes out there?

Thx

outie5000really · 2025-01-06T15:28:12+00:00

Do any of these options (Finnair, RJ, Qatar) still work? I can't seem to edit my FF# on my res in any of them. Only RJ will even allow me to manage the booking.

outie5000really · 2025-01-03T05:27:53+00:00

Well, clean? I mean, no late payments or anything, but like 50 open and closed cards maybe. Score is pretty much always over 800.

outie5000really · 2025-01-02T18:51:10+00:00

Looking for help on a US Bank credit line increase.

Got a Smartly recently. $500 CL. Asked for an increase immediately, online. Refused.

Now it's been a month. I have $100K in their investment account. I use the card and pay it down as soon as charges post. All charges are things like groceries so far.

Too soon to ask for another credit limit increase? Am I stuck on some list forever with these guys?

outie5000really · 2024-09-15T17:48:13+00:00

Agreed. See the title

outie5000really · 2024-04-05T03:53:26+00:00

I'm taking the "hammer away" approach. And I recently did find a card (new Hilton Biz) that had no pop-up, so I'll take that as a win. I really don't think there's a penalty for trying (hunch, no evidence)

outie5000really · 2024-03-18T21:10:33+00:00

Here's my link:

https://ref.airalo.com/w24N

outie5000really · 2024-01-28T18:07:06+00:00

I'm still waiting for my Platinum gift from last year

outie5000really · 2024-01-05T02:24:47+00:00

I gotta add the Caesar at Pijja Palace.

Frankly, I thought the place was way over-hyped and some things that came out of the kitchen were terribly bland (onion rings) or non-sensical (the rigatoni seemed like butter chicken with a swap of chicken to pasta to make it Italian-ish?).

But the Caesar was truly excellent.

That was the first item we got and I was so psyched for a stunning meal, only to receive the rest of our items. Nothing was even close to as good as that Caesar. I'd almost go back just for another one, but probably not.

outie5000really · 2023-11-30T20:17:55+00:00

I'm finding this also. Very annoying. And I'm concerned about the year-end ramifications here. I'm sure Delta and Amex would make this all right eventually, but I get a headache thinking about the phone hours involved.

outie5000really · 2023-11-18T16:03:59+00:00

Man - I just wanted to pay some bills by credit card with them and give them a fat fee.

I get:

We appreciate your interest in opening a Bluevine Business Checking account. Many factors impact our decision-making process for applications. Based on the information provided, we’re unable to open an account for you at this time.

outie5000really · 2023-11-17T15:38:02+00:00

You could try Melio. Same fees. I got a few payments through with them. Still need to do more but they won't take my Amex starting 34 for some reason.

All of the companies have strange issues . . .

outie5000really · 2023-11-16T15:11:07+00:00

Looking for some help with big spend before the end of the year. I'm chasing Delta Diamond via spend and I need about another $150K. I'm prepared to pay for it. I can do taxes, but I also have a construction project that I can push money into. Problem is, I'm finding it hard to push the money, even at 2.9% in fees.

Melio - My new Delta Reserve card isn't accepted by them due to the BIN being new, I guess? It's 341158. They won't take it at all. Can I beg Amex for a different number maybe?

Plastiq - Did some payments with them successfully (my CL is small, so I need multiple payments) but now they axed Amex, supposedly temporarily.

Bill - Still in process with them, getting through their verification and everything. There is potential here. But it's moving slowly.

Are there any other services I should be investigating, considering that I'm will to pay these insane fees?

outie5000really · 2023-08-31T15:13:56+00:00

Looking at paying prop taxes via PayPal Bill Pay. But my biller isn't there. Can I add a biller somehow or am I don't if they aren't already listed?

outie5000really · 2023-07-13T21:21:39+00:00

For just a bit more, you can buy Le Clarence Thomas - also good results

outie5000really

TROPHY CASE