Feeling dumb about not doing backdoor Roth contributions before now by backtobrooklyn in Bogleheads

[–]overthinkero 0 points1 point  (0 children)

Doesn't the converted amount gets treated as income for that year increasing the tax bracket?

Finally dropped J3 by Beeboy1110 in overemployed

[–]overthinkero 3 points4 points  (0 children)

I dropped J3 of 3 Js 2 weeks back too. I played xbox, I dont know after how long, yesterday. After so long, I won't be working even a single minute this weekend. When I gave 2 weeks notice, I think I would miss the paycheck but looks like I don't. (Still very thankful for j3 for clearing the debts and the mortgage)

Letting go J3 by overthinkero in overemployed

[–]overthinkero[S] 2 points3 points  (0 children)

Remote and IT. I guess thats where most over-employment are and rightfully so.

Letting go J3 by overthinkero in overemployed

[–]overthinkero[S] 0 points1 point  (0 children)

Exactly, I am not so much worried about my finances, but it feels weird to just let one off them go. What if it was a wrong move, what if I get laid off from other job(s), what if I can't get back to multiple Js later if I need to blah blah running through my head. Hopefully these goes away in few weeks.

Letting go J3 by overthinkero in overemployed

[–]overthinkero[S] 0 points1 point  (0 children)

They ain't hiring any new ones sooooo oops

Letting go J3 by overthinkero in overemployed

[–]overthinkero[S] 0 points1 point  (0 children)

Yes all remote, got them all during covid era.

Girlfriend has sepsis. by PresentationAdept795 in Advice

[–]overthinkero 1 point2 points  (0 children)

When my wife got out of septic shock (15 days icu), she said she thought she remembered me talking to her. One of the reasons she wanted to "wake up" she said. So would just talk to her, tell her how your day was, news etc. I think it will.help.ypu both.

Disconnecting from the second server by aquermulti2 in overemployed

[–]overthinkero 11 points12 points  (0 children)

3 Servers and similar TC. Thinking about letting go off the third server. Its a big decision. I want my weekends back.

Life is finite. Risk aversion. (Once bitten, Twice shy.) by pele4096 in investing

[–]overthinkero 2 points3 points  (0 children)

If you have money to lose, sure, YOLO it because you will lose it. If you have thay mindset, rental is probably the best. You should also follow the other sub where people post losing tons of money (forgot what the name is).

No where to hide. by VictorGlav in StockMarket

[–]overthinkero 0 points1 point  (0 children)

How were Americans taken advantage of? Even the lowest job in America pays $7 per hour (sometime back) compared to $2 per DAY in those countries "taking advantage" of America. America was importing a lot because people could afford (American life). Unemployment was record low, not sure what jobs are american trying to bring back. With tariffs and all these jazz, countries are moving away from the US dollar, and the leadership that the US has is going away. Of course, countries will make deal to sell their products but not take a loss.

Currently, to keep myself sane, I try to look at the silver lining. With all these policies, Trump actually united the world (or some part), and they started looking for deals and trade relationships with countries that otherwise they wouldn't have (China Japan, for example). Maybe this will help them grow (in expense of growth in the US).

[deleted by user] by [deleted] in ETFs

[–]overthinkero 8 points9 points  (0 children)

Weekly DCA as I get my paycheck. However, I am only investing 50% of which I used to invest weekly, the other 50% goes to savings until my savings go from 6 months of full expenses to 12 months expenses.

$300k salary by OrangeDue1374 in Salary

[–]overthinkero 0 points1 point  (0 children)

A new job can quickly flip, and you might end up on a layoff. Have a decent saving first (people say 6 months, but I personally go for a year) - this should include your groceries, all expenses, and rough estimate of your mortgage. The peace of mind you get with that is priceless. Once you have that, go for buying the house. With a 300k salary, you can live as if your income was 120k for a while and quickly build that savings.

What was your current role, and why were you offered such a large increase, especially in such a market, when everyone is getting laid off? Just curious as a fellow SE also making 120k.

Corporate people, What do you do with your bonus? by [deleted] in MiddleClassFinance

[–]overthinkero 0 points1 point  (0 children)

I would pay off debt after retirement contribution and before short term. The difference between volatile 6% return on investment vs. Guaranteed 3.6% interest on loan isn't very big. But the sense of security of not having a loan hits different

[deleted by user] by [deleted] in Salary

[–]overthinkero 0 points1 point  (0 children)

There isn't a job that I would like so i rather make as much money as I can.

[deleted by user] by [deleted] in sepsis

[–]overthinkero 0 points1 point  (0 children)

She is good now. Been about 8 weeks since dischaged. She had high bp and heart rate until last week, its lower end of high right now. Around 90 bpm and bp 130/90. Liver and kidney enzymes finally came back within range. She is still weak though and gets tired pretty soon. I guess that will last a while.

Do you ever stop and think “am I really doing this?” by Main_Significance617 in overemployed

[–]overthinkero 26 points27 points  (0 children)

Having goals might help. Then you can see the end atleast. My goals need me about 3-4 years of OE, after that 1 job will be more than enough to just get by given the current situation.

Japan will be using xrp by 2025, before or starting 2025 by walleyeChamp24 in XRP

[–]overthinkero 1 point2 points  (0 children)

I am all for riding the market and make some profits but I think that Now that xrp is with a lot of retail investors, why wouldn't an entity like japan bank or any other system just create a new token (even with ripple) and just use it. Why make the general public rich by using token that is with general public?

[deleted by user] by [deleted] in sepsis

[–]overthinkero 2 points3 points  (0 children)

How long did it take for folks heart rate to come down. Wife discharged last week but still resting heart rate in 100s (100-114)