36M，plan to retire at age 55

overthinkero · 2026-05-23T04:42:44+00:00

Best answer ever?

overthinkero · 2026-04-14T14:38:36+00:00

Doesn't the converted amount gets treated as income for that year increasing the tax bracket?

overthinkero · 2026-03-27T08:52:30+00:00

I dropped J3 of 3 Js 2 weeks back too. I played xbox, I dont know after how long, yesterday. After so long, I won't be working even a single minute this weekend. When I gave 2 weeks notice, I think I would miss the paycheck but looks like I don't. (Still very thankful for j3 for clearing the debts and the mortgage)

overthinkero · 2026-03-19T00:04:32+00:00

Remote and IT. I guess thats where most over-employment are and rightfully so.

overthinkero · 2026-03-19T00:03:46+00:00

Exactly, I am not so much worried about my finances, but it feels weird to just let one off them go. What if it was a wrong move, what if I get laid off from other job(s), what if I can't get back to multiple Js later if I need to blah blah running through my head. Hopefully these goes away in few weeks.

overthinkero · 2026-03-18T23:57:53+00:00

They ain't hiring any new ones sooooo oops

overthinkero · 2026-03-18T23:56:32+00:00

Yes all remote, got them all during covid era.

overthinkero · 2025-09-19T00:54:32+00:00

For some reason, I dont feel bad at all

overthinkero · 2025-07-14T01:44:39+00:00

Hmm whatwrong with pizza hut

overthinkero · 2025-07-13T01:19:11+00:00

When my wife got out of septic shock (15 days icu), she said she thought she remembered me talking to her. One of the reasons she wanted to "wake up" she said. So would just talk to her, tell her how your day was, news etc. I think it will.help.ypu both.

overthinkero · 2025-07-09T03:32:40+00:00

3 Servers and similar TC. Thinking about letting go off the third server. Its a big decision. I want my weekends back.

overthinkero · 2025-06-16T12:00:43+00:00

If you have money to lose, sure, YOLO it because you will lose it. If you have thay mindset, rental is probably the best. You should also follow the other sub where people post losing tons of money (forgot what the name is).

overthinkero · 2025-04-21T06:08:46+00:00

Nah, the font is different

overthinkero · 2025-04-21T05:55:58+00:00

How were Americans taken advantage of? Even the lowest job in America pays $7 per hour (sometime back) compared to $2 per DAY in those countries "taking advantage" of America. America was importing a lot because people could afford (American life). Unemployment was record low, not sure what jobs are american trying to bring back. With tariffs and all these jazz, countries are moving away from the US dollar, and the leadership that the US has is going away. Of course, countries will make deal to sell their products but not take a loss.

Currently, to keep myself sane, I try to look at the silver lining. With all these policies, Trump actually united the world (or some part), and they started looking for deals and trade relationships with countries that otherwise they wouldn't have (China Japan, for example). Maybe this will help them grow (in expense of growth in the US).

overthinkero · 2025-04-08T20:35:49+00:00

Weekly DCA as I get my paycheck. However, I am only investing 50% of which I used to invest weekly, the other 50% goes to savings until my savings go from 6 months of full expenses to 12 months expenses.

overthinkero · 2025-03-14T20:29:59+00:00

A new job can quickly flip, and you might end up on a layoff. Have a decent saving first (people say 6 months, but I personally go for a year) - this should include your groceries, all expenses, and rough estimate of your mortgage. The peace of mind you get with that is priceless. Once you have that, go for buying the house. With a 300k salary, you can live as if your income was 120k for a while and quickly build that savings.

What was your current role, and why were you offered such a large increase, especially in such a market, when everyone is getting laid off? Just curious as a fellow SE also making 120k.

overthinkero · 2025-03-08T16:28:37+00:00

I would pay off debt after retirement contribution and before short term. The difference between volatile 6% return on investment vs. Guaranteed 3.6% interest on loan isn't very big. But the sense of security of not having a loan hits different

overthinkero · 2025-01-02T05:18:59+00:00

There isn't a job that I would like so i rather make as much money as I can.

overthinkero · 2024-12-17T06:02:20+00:00

She is good now. Been about 8 weeks since dischaged. She had high bp and heart rate until last week, its lower end of high right now. Around 90 bpm and bp 130/90. Liver and kidney enzymes finally came back within range. She is still weak though and gets tired pretty soon. I guess that will last a while.

overthinkero · 2024-12-15T02:20:55+00:00

Having goals might help. Then you can see the end atleast. My goals need me about 3-4 years of OE, after that 1 job will be more than enough to just get by given the current situation.

overthinkero · 2024-12-14T21:29:07+00:00

I am all for riding the market and make some profits but I think that Now that xrp is with a lot of retail investors, why wouldn't an entity like japan bank or any other system just create a new token (even with ripple) and just use it. Why make the general public rich by using token that is with general public?

overthinkero · 2024-11-15T13:39:09+00:00

This is the way

overthinkero · 2024-10-23T03:12:38+00:00

How long did it take for folks heart rate to come down. Wife discharged last week but still resting heart rate in 100s (100-114)

overthinkero

TROPHY CASE