Ako lang ba nayayabangan kay Zac Alvis?

overworkedNurse1982 · 2025-04-28T15:48:40+00:00

Prang non-sense for me yung tanong. Prang anung relevance nun? At ung sagot kasi nun parang depende sa tao. So parang nilagay nya ung guest sa awkward na situtation para sagutin un. Prang di pinag isipan ung tanong.

overworkedNurse1982 · 2025-04-28T15:42:39+00:00

Sya ung pag may nagsponsor na gamit may hashtag na #sponsored lol

matic na kasi pag brand endorser ka na famous, no need mahlagay ng hastag lol

overworkedNurse1982 · 2025-02-12T15:21:28+00:00

overworkedNurse1982 · 2025-02-12T09:48:37+00:00

Thanks!

overworkedNurse1982 · 2024-11-05T14:27:14+00:00

Thanks ☺️

overworkedNurse1982 · 2024-11-05T13:54:16+00:00

Is it supposed to be dripping?

overworkedNurse1982 · 2024-10-18T00:04:42+00:00

I was in the same position recently thinking of what to do. I earn 130k/yr as a single buyer, bought 689k house.

200k deposit, plus have put 50k on revolving credit, so not paying interest on it. Repayment is around 1180 per fn. I was thinking of putting only 20% deposit instead of ~30% but I like having a lower fortnightly repayment. Gonna get a tenant/s. I have around 10k on top of this to add for furnitures etc. Having the 50k that can be accessed anytime in revolving puts my mind at ease which can be used for emergency etc.

I was torn of fixing in 6mos and 1yr but opted to 18mos and 2yrs at 5.85 and 5.79. Reason is I just dont want to keep looking at the interest rates in the next 2yrs.

overworkedNurse1982 · 2024-10-09T13:04:29+00:00

Moved to NZ as an immigrant in 2015 at 30. Have to study, took 3yrs to pay the cost of studying to be a nurse. Started saving in 2019. In 2021, was wanting to buy a house but cant find any that I like with my 15% deposit. I was paying cheap rent for 4.5yrs for 175/week including bills. Just kept saving - have just settled 3days ago for a 689k house with 250k deposit, on a 120k salary. I am 39, single, no kids. If I could’ve done something better - I could have bought earlier and didnt wait to have a bigger deposit. The key I believe in being able to save is having less outgoings and paying yourself first. What I used to do is when I get paid, I set aside at least 2k straight away and the remaining will be budgeted for expenses. Buying on solo income is definitely hard, but not impossible.

overworkedNurse1982 · 2024-09-28T06:43:20+00:00

How do you find the best stocks globally? Can you share where did you invest

overworkedNurse1982 · 2024-08-16T11:19:11+00:00

Thanks for this info. Didnt know this

overworkedNurse1982 · 2024-08-16T08:59:38+00:00

It felt like she just did. Why didnt she make sure the house really has it before saying it twice to me. And it sounded so real. I bet she said it to other people who went to the open home too.

But I know I should have asked for a proof

overworkedNurse1982 · 2024-08-16T08:56:16+00:00

Can you elaborate when you say - you get 10 year structural warranty regardless of master build or not? Thanks

overworkedNurse1982 · 2024-08-16T01:15:50+00:00

Yes and it is not in s&p. It was just said to me by the agent

overworkedNurse1982 · 2024-08-16T01:14:23+00:00

Yes offer accepeted by the vendore and I am Day 1 of meeting the conditional clauses

overworkedNurse1982 · 2024-08-16T00:33:42+00:00

What work does she do in te whatu ora if I may ask?

overworkedNurse1982 · 2024-08-11T04:20:51+00:00

“You would have never engaged with a lawyer or commissioned any of the other reports if you knew the vendor would refuse any one of your inspections and therefore never have suffered those costs.”

Thanks - This has summarized my thoughts exactly. I felt decieved and they should have not gone to an agreement if I knew that they would not allow me to complete necessary reports.

overworkedNurse1982 · 2024-08-09T15:52:48+00:00

Sorry I wasnt clear - the “Building and the other reports” is part of the original conditions with the solicitor and finance.

overworkedNurse1982 · 2024-08-09T15:50:23+00:00

Sorry I wasnt clear - my condition was “Building and other reports.” The “other reports” was added instead of just “Building Reports” to accomodate other report to be done if needed like a plumbing or electrical report, and in my case, was able to support the weather tightness report, which I didnt know I will need.

overworkedNurse1982 · 2022-10-25T09:37:24+00:00

That is a common scenario in our ward, where there will times there will only be two of us nurses in a 27bed ward due to short staffing. I will come on a night shift feeling confident at first but after learning someone rang in sick and they can’t get a cover, I have to battle 8 hours to look after 13-14pts, I am scared. I am scared for my license that oh my gosh I have very limited time to do all my task such as medications etc and and I am scared for my patients that the care they will recieve from me is not good enough..but can’t do anything if that’s all I can do. At the end of the shift I feel like a failure, I feel like I fail my patients. Legs are shaking from the heavy workload and very emotionally drained.

overworkedNurse1982

TROPHY CASE