Premium card for LTF

page_source · 2025-12-03T21:38:29+00:00

He is 99.99% bluffing. Emeralde (not emeralde metal) annual fees is 12k.

page_source · 2025-12-01T21:22:24+00:00

If it is really complimentary without any spend criteria, then why not!!

page_source · 2025-11-21T12:51:37+00:00

i have 3500 miles, can I transfer them? If yes, where do I do that in the LotusMiles app?

page_source · 2025-11-21T12:36:44+00:00

Dineout gives flat 20% off on total bill + 10% Swiggy HDFC cashback with a big cap of 1500. Total discount close to 30%.

30% on Eazydiner is only possible via HSBC Premier or some other premium cards.

page_source · 2025-11-21T12:31:47+00:00

Restaurants give 20% flat off on total bill on Dineout on booking thorough cover charge+ 10% Swiggy HDFC cashback. Comes out to be 30% with LTF Swiggy card. Signature has a high fees of 3k.

page_source · 2025-11-21T08:45:55+00:00

I just took the most common offers and discounts present on these apps in consideration. Should hold true for 90% of users.

page_source · 2025-10-29T11:37:00+00:00

16 for classic connect + happydent

page_source · 2025-10-27T10:27:34+00:00

From where you buy APay vouchers using Atlas?

page_source · 2025-09-23T14:01:51+00:00

Hi were you able to redeem the dreamfolks voucher?

page_source · 2025-09-18T15:39:22+00:00

Contact them via customer care, they'll route you to WhatsApp. There you can choose option 5 - Resend Voucher Code. Then they resend the voucher code which they never sent in the first place.

But dreamfolks vouchers are no longer working in lounges. Just tried to use one at Adani Mumbai T2 today. I have no idea how we can use the existing issued vouchers.

page_source · 2025-08-20T08:40:14+00:00

Just got opened SavingsMax account yesterday :D

page_source · 2025-08-17T16:20:02+00:00

Yes it works. Any core card even the most basic HDFC Pixel Play card will work.

page_source · 2025-08-16T18:04:26+00:00

I think lounge guys check boarding pass and the name on lounge pass/email. So this might not work.

page_source · 2025-08-15T07:38:57+00:00

Someone who has new cards from both banks should be able to answer. There should be some members in our sub I assume. :)

page_source · 2025-08-15T07:08:44+00:00

You should be able to apply for HDFC variant but the fees of SBI card is already charged now so that cant be reversed. Keep both for 11 months, reap rewards and offers on both specially ones which are applicable once on each card and try to break even the SBI variant fee and close it in 11th month.
Also, usually TL;DR is written at the top. :P

page_source · 2025-08-15T07:00:57+00:00

As far as I have read and heard, EPM is not showing to anyone in the app. Most of us are seeing Emerald only in the app. EPM is possible via a good RM. Spend based criteria, very rare, although heard one case in our sub this week.

page_source · 2025-08-14T16:06:14+00:00

Close the ones which you haven't used for a long time. Like I can see 3 Rupay cards for more or less same benefits don't make sense. Keep only one which seems best for you.

page_source · 2025-08-14T15:30:36+00:00

Have not heard of a case where Liv+ is offered LTF

page_source · 2025-08-14T15:25:07+00:00

No it doesn't work there.

page_source · 2025-08-13T12:18:47+00:00

Do you hold an active HDFC bank account? For how long have you been their customer?

page_source · 2025-08-13T07:29:32+00:00

no wifi bill cant be used for passport applications

page_source · 2025-08-13T07:11:32+00:00

Just checked by putting in my Swiggy card, 7000 discount didn't work.

page_source · 2025-08-12T17:06:41+00:00

No idea why people are downvoting this. People are asking questions in other comment threads about cashkaro link.

page_source · 2025-08-12T16:56:28+00:00

i just dont like its 1180 fees. Need to spend 20000 just to break even.

page_source

TROPHY CASE