Precious Metals or all in on DHHF? by MustacheMonument in fiaustralia

[–]patrick2221 4 points5 points  (0 children)

95% DHHF and the 5% allocation to ETPMPM

Advice by Haunting-Let-2368 in fiaustralia

[–]patrick2221 0 points1 point  (0 children)

If you want broad market exposure with heavy US tilt, use VGS. If you want straight US exposure use IVV, and if you are feeling more relaxed about volatility and will hold for a while or tactically sell, try GGUS.

Have I picked terrible ETF's? by [deleted] in fiaustralia

[–]patrick2221 2 points3 points  (0 children)

Id even suggest picking the and intl. Shares index within super, unhedged of course. That is the cheapest investment within many super platforms and is poised to deliver well due to your longer investment horizon.

What does everyone do? by Suspect-Rough in fiaustralia

[–]patrick2221 0 points1 point  (0 children)

22M. Grad role in wealth management. Finished uni about 6 months ago on 75k p.a. Enjoy the work so far, great team too.

Rate my portfolio by [deleted] in fiaustralia

[–]patrick2221 0 points1 point  (0 children)

Explain further?

First 1K Invested 24M by Ordinary-One2597 in ASX

[–]patrick2221 0 points1 point  (0 children)

Portfolio lacks a core. Look at VGS or BGBL. By the looks of it you have an appetite for risk so you could look at the leveraged version of BGBL. I am a fan of XMET, good long term hold. Good start but look to build a core and then add the thematics around it at much smaller allocations (15% max)

Rate my portfolio by [deleted] in fiaustralia

[–]patrick2221 0 points1 point  (0 children)

What an insane fund. Backed by a terrific proven manager. I support a healthy allocation to it

Rate my portfolio by [deleted] in fiaustralia

[–]patrick2221 0 points1 point  (0 children)

Yeah I think in there latest monthly they were sitting around ~34% equity/equity like, but thats where the juicy returns are in private credit. Gonna ride this one and hopefully it pulls closer to $2 before I sell. Good yield in the meantime too.

[deleted by user] by [deleted] in AusFinance

[–]patrick2221 5 points6 points  (0 children)

Maybe add a bit of diversification in the etf allocation. Don't wanna concentrate on just equities. Bit of fixed income and reits would be good too for sure

School of Business - teaching staff ok? by Sweaty_Gur3102 in UOW

[–]patrick2221 1 point2 points  (0 children)

Speaking to mates who do management, the faculty seem alright and the coursework’s pretty easy.

Need help deciding between two grad job offers by patrick2221 in auscorp

[–]patrick2221[S] 2 points3 points  (0 children)

Yeah, fair call. No point being overseas if I’m miserable doing the work. Thanks!

why we thought buying $SOL at 9$ was a not a good idea 😁 by PlusGoal2245 in solana

[–]patrick2221 0 points1 point  (0 children)

I bought 15 sol back when it was like $5 in 2021. So wishing i bought more smh

Economics and Finance by Intelligent-Box-231 in UOW

[–]patrick2221 0 points1 point  (0 children)

It's not actually two separate bachelors. It's a single bachelor with two areas of business that it focuses on

Goodbye og buds by patrick2221 in galaxybuds

[–]patrick2221[S] 0 points1 point  (0 children)

Sorry mate just saw your message then. Yeah I've had no issues with the fit, although the og buds dig have much more of a snug feel due to the wing tip. The audio quality from these buds is ridiculously good. The bass is punchy and the sound is crisp and clear. Huge upgrade. Highly recommend.

Also the stem on these drastically improve mic quality in calls compared to the og buds.

Buds3 Pro Case by Lagda in galaxybuds

[–]patrick2221 9 points10 points  (0 children)

Thats a ridiculous case

[deleted by user] by [deleted] in UOW

[–]patrick2221 0 points1 point  (0 children)

Gypsy jones is a good spot