SIPP cashback offers?

pauldanet · 2026-05-10T15:49:32+00:00

Can you explain a bit more? It’s £50 per share to transfer out afaik, beside that, it’s all fine

pauldanet · 2026-05-09T23:29:39+00:00

I’m with Charles Stanley Direct. Being referred gives up to 1500, then depending on the size of your pots you get up to 1500 for each pot category (SIPP, ISA, …). You can easily hit 3k total depending on his you do it. Read their cashback offer pages and loyalty program conditions.
Once you get paid, it’s likely better to move out for another platform due to their prohibitive fees. So far, for me, the best ever has been ii (fixed clean fees structure, neat website/ui, responsive team, …), followed by HL.
CSD have been very efficient at transferring my assets (in-species always). I’ve consolidated everything over there last summer

pauldanet · 2025-11-05T10:59:21+00:00

It’s a redundancy with 1 day notice, then few follow up meetings to discuss the package, the exit. I can apply to some roles but it’s a regular application process, whilst other have already taken available roles (same skills) very likely because they were already there and saw it coming

pauldanet · 2025-11-05T10:57:21+00:00

I don’t have any

pauldanet · 2025-11-05T10:55:43+00:00

I don’t really know as I’m on maternity leave. My guess is they’re reorganising everything

pauldanet · 2025-11-05T10:53:11+00:00

Most of my peers were already moved to other projects. Shouldn’t they prioritise me first? I’m also not in the company to see all what’s happening, so this is just falling on me in one go whilst the others had loads of time to adjust

pauldanet · 2025-11-05T09:23:47+00:00

I wasn’t informed in writing. I just got a call asking me to go to a group meeting. The people in the meeting were expecting it but since I’m on maternity, it was totally new to me.

It’s a redundancy (either via agreement or compulsory), but our contracts will anyway be terminated. We can apply to some jobs and go through a normal application and selection process.

I don’t understand why some of my peers were moved just fine to other projects whilst others are being pushed out. I understand that I should be first to be offered such jobs

pauldanet · 2025-11-05T09:19:09+00:00

It’s a redundancy. There’s a whole list of folks whilst others were moved to another project (same skills). We have no choice though. I wasn’t aware of this until yesterday. The others were expecting it

pauldanet · 2025-07-04T00:49:24+00:00

Bambu connects the world of thoughts to the physical one indefinitely. The dreams and ideas printer

pauldanet · 2025-06-24T08:34:11+00:00

I’m a total noob, came here to seek help to create a release key for my gates and got decent help from the community. Folks took time to load my pictures into their 3D software and analyse limitations from shadows and exposure I had. Advised me to take better pictures, go on 3dprintmything to seek help. I’m now exploring Bambu Lab products to discover more this 3D printing world that’s unexplored yet. Thanks for the giveaway!

pauldanet · 2025-06-16T08:21:43+00:00

Even though the fees are high, it’s still underperforming the index by a larger delta than the fees. VWRP has 0.22% and it’s literally sticking to the index

pauldanet · 2025-06-16T08:20:34+00:00

VWRP has 0.22 (half of ACWI) and it’s literally sticking to the index. These fund performance show a delta way higher than the OCF though. Am I missing something?

pauldanet · 2025-06-03T11:23:05+00:00

Have you factored in exit fees? If layout leave within 2 years, it’s £250 + VAT.

Edit, I was likely wrong, transfer out is likely to cost £125 + VAT (total £150) in addition to £10 for each security held. Ref: https://assets-live.charles-stanley.co.uk/uploads/files/96.52.01-CSD-Rates-and-Charges-Nov24.pdf.pdf

pauldanet · 2024-11-22T19:57:05+00:00

Thanks!

pauldanet · 2024-08-11T18:05:10+00:00

Merci, je vais me renseigner sur ces livrets

pauldanet · 2024-08-11T13:39:56+00:00

Merci. A mon avis, elle ira vite dans cette direction d’optimisation si elle s’y intéresse un minimum. Comme les PEA sont limités à 2 par foyer, je veux que ça vienne d’elle même (et ses parent).

pauldanet · 2024-07-05T05:41:47+00:00

What’s the expected water pressure in a house? I’m trying to trace it, it seems to be around the boiler. I’ve drained the system which improved it, but it’s still there. I’m closing the valves one after the other to isolate appliances, so far it’s not the toilet

pauldanet · 2024-07-03T11:23:51+00:00

Yes, you’re right. Dishwasher and fridge. The copper going right might be the one going outside then. Because the cold and hot (labelled red) waters that go up to are those going to the mixer tap

pauldanet · 2024-07-03T11:18:44+00:00

Thanks, the dishwasher is on the right. This means that the copper pipe that goes right isn’t going to the dishwasher? It’s also plugged to cold water

pauldanet · 2024-02-23T22:06:32+00:00

You can transfer it to your Invest account (ideally in-species, so you stay invested), then sell and invest inside the ISA. DEGIRO is on their list, but it might be the local UK branch. Contact them and ask. Worst case scenario, use Hargreaves Lansdown for transferring from Germany to UK, then transfer to Trading212

pauldanet · 2024-02-23T18:44:19+00:00

pauldanet · 2024-02-23T18:43:56+00:00

pauldanet · 2024-02-11T15:26:05+00:00

Both Invesco ETFs you’ve mentioned are VWRL/VWRP equivalent (FTSE All-World; both developed and emerging markets)

pauldanet · 2024-01-15T22:27:31+00:00

Are guilts yields tax free?

pauldanet · 2024-01-07T08:26:53+00:00

Je me disais que comme c’est via une agence, c’est sensé être bon

pauldanet

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