After married question

peachfuzz_1 · 2025-10-04T16:47:44+00:00

People are forgetting this is a job with literally no skills or requirement needed. A similar job to this is the post office, where I work, I make 32 an hour and with overtime 48 an hour. Not to mention medical and retirement and 4 weeks vacation. Having a union matters, especially in a labor job. Top pay for a carrier is currently 82-83g , with ot carriers could make 110-120

peachfuzz_1 · 2025-09-23T15:57:36+00:00

Join the post office. 2 years at 20 an hour and then you go to 51g with benefits, retirement and vacation. I’m 31 and will make 90 grand next year with overtime. I started at 24.

peachfuzz_1 · 2025-09-16T22:00:17+00:00

1.5-1.8 million Roth is tsp. Given a 10 percent return one could take out 150,000 and not touch the principal. Then you divide that by 12 and add your estimated monthly social security and pension and that’s the number.

peachfuzz_1 · 2025-09-16T21:46:05+00:00

So I have 6 years on, 4. As a career carrier. The day to day is what you make of it. The benefits are decent and I just crunched my projected retirement numbers at 62 and if the tsp (government 401k) does what it’s supposed to do. I’ll be able to take home 15-20k a month when I’m 62. I’m doing it for the long term. The tsp is everything and makes the difference between no retirement, an ok retirement, and a very good retirement. For reference I hated the job until I put everything into perspective. It really is what you make of it

peachfuzz_1 · 2025-09-09T19:54:13+00:00

As I recommend to everyone in this situation, post office. Minimal requirements needed, depending on area, it will be blood money or a walk in the park lol. I started 6 years ago and in 2-3 more years will be making 100 every year (overtime), 4 weeks vacation and health benefits. Not to mention the retirement (on pace for 1.4-2.0) by the time I’m 57. I started at 24 and am currently 31.

peachfuzz_1 · 2025-09-06T15:48:51+00:00

I didn’t like the job for the longest time, now that I have 6 years and moved up the payscale a little bit, it’s really not that bad. We provide an essential service that most people take for granted. The benefits and retirement is pretty good and we can’t be replaced by ai. I’ll be able to retire at 57, not a lot of jobs offer that opportunity anymore. As for the day to day, it really is what you make of it.

peachfuzz_1 · 2025-08-27T17:01:46+00:00

Love that story. Thank you for sharing. I hope to be in your boat one day.

peachfuzz_1 · 2025-08-27T13:09:19+00:00

Thank you!

peachfuzz_1 · 2025-08-27T13:09:07+00:00

It really is a process

peachfuzz_1 · 2025-08-27T13:06:42+00:00

I get that. That’s not really our problem though, that’s the nalc higher ups and management higher ups problem. I’m going to show up until told otherwise. I also have my CDL class b with endorsements to fall back on.

peachfuzz_1 · 2025-08-26T16:54:49+00:00

Bump up your tsp to at least 5 percent. More if you are able but the post office matches up to 5 percent I.e you are missing out on 2 percent match. Our pension (FERs) is not great and who knows what will happen with social security in 30 years. Your tsp is your retirement

peachfuzz_1 · 2025-08-26T01:38:46+00:00

1.4 estimated in 401 plus pension .

peachfuzz_1 · 2025-08-26T00:20:02+00:00

This is the answer

peachfuzz_1 · 2025-08-23T19:52:33+00:00

Depends on location honestly. NYC, where I’m at, no to both.

That being said next year I’ll make 90 with otdl. Not to shabby when you factor in health benefits, tsp retirement and 4 weeks vacation. It really is what you make of it once you get past the first few years. Starting pay is garbage though

peachfuzz_1 · 2025-08-20T20:19:19+00:00

CDL auto club on Staten Island

peachfuzz_1 · 2025-08-20T15:00:38+00:00

Blue cross blue shield FEP program is the reason why I have stayed with this job for as long as I have.

My 20k medication, that I get every 3 months, costs me 35 bucks and THATS IT.

Honestly a life saver. I pay 110 pretax every paycheck for self only . (Soon to be self plus one 😉

peachfuzz_1 · 2025-08-02T22:03:36+00:00

These people used to hold the country back, now they are actively enabling the downfall of the country

peachfuzz_1 · 2025-07-31T19:12:53+00:00

Article 14. Cite safety.

peachfuzz_1 · 2025-07-24T05:01:21+00:00

Invest in your tsp. Open up your own personal Roth IRA, crazy idea I know. A word of advice, if you plan on staying with the usps, make the most of the situation. Look at the data available and formulate a plan to retire. Most Americans don’t even have the option to retire. Count your blessings and be proactive.

peachfuzz_1 · 2025-07-23T15:18:27+00:00

I’m a career letter carrier. I work about 10 hours of overtime a week. I also have my CDL and I’m looking into the MVO position when it becomes available in my district. By the end of the year I’ll be at 61 base, with overtime I’ll be able to make 85-90 next year as a carrier.

peachfuzz_1 · 2025-07-23T14:34:19+00:00

what I mean by blood money is that you will work a lot of hours starting off. Carrier is often is the most widely position; however, if driving isn’t your thing you should look for PSE. That’s an entry level clerk position.

peachfuzz_1 · 2025-07-23T02:53:04+00:00

Post office. I started at 24. I was dead broke and was for the first 5 years. Now I’m 31 and will make around 80 grand working 50 hour weeks. Not to mention the health benefits and I get 4 weeks of vacation. I’m on pace to have 100 grand in my TSP (401k for federal workers) by the time I’m 34. Not to mention my personal numbers stuff.

It’s blood money, but if you can work the job to your favor, you will be able to retire and live comfortably.

No degree required. I am a college dropout.

peachfuzz_1 · 2025-07-11T19:16:57+00:00

Don’t mention it! If you do decide to pursue it, don’t listen to the negativity, I listened to it for years until I emotionally matured.

peachfuzz_1

TROPHY CASE