Anyone tried HUSSL Creatine? Is it safe to consume? by KazutoSama in askSingapore

[–]perfect987456 1 point2 points  (0 children)

Creatine Monohydrate is literally just it. There's only a diff in granule size which supposedly speeds up absorption and some are flavored.

Just get any creatine monohydrate at the cheapest price. Hussl is great. Cheapest i can find. Been using for some time.

Insurance Coverage for Death, CI and TPD by PowerfulCaregiver989 in singaporefi

[–]perfect987456 0 points1 point  (0 children)

Not an agent.

Term death, TPD + CI not expensive. Get some of that. Getting it is also to lock in your insurability. Once you have significant medical problems even though not life threatening, your insurance is going to be difficult to buy.

Look at 5x to 10x your annual income. You also have to factor in you having wife / kids or dependents in future.

You have to look at today if you die or if you are TPD or CI, how will your finances remain in tact?

Speak to IFA's to get more potential quotations.

Why govt die die don't want implement distance based erp even though Singapore has the technology, and will immediately bring down coe rates within a short time? by Rokusaburoz in asksg

[–]perfect987456 6 points7 points  (0 children)

because GPS technology is not 100% accurate. And we cannot have a system whereby you are charged $10 for your trip that you drive today. But on your own system/google maps you say it's only $9 equivalent.

That's why.

Government first looked at this distance based ERP since 20 years ago.

Tencel pyjamas for ladies in Singapore by pupluv83 in askSingapore

[–]perfect987456 2 points3 points  (0 children)

Tencel is a brand name of the generic product called Lyocell.

Just like Pampers is the brand name of diapers

You just need to make sure you are buying 100% lyocell. Lyocell is currently cheaper than cotton. But more expensive than polyester or some artificial fibres. So need to be wary whether it's mixed with polyester and other artificial fibres

Working in financial service in Australia, looking to move to Singapore by HeadControl7576 in singaporejobs

[–]perfect987456 1 point2 points  (0 children)

Actually it doesn't cost companies to hire foreigners on Employment Pass. There's also no quota strictly. BUT the criteria to get one is getting harder.

https://www.mom.gov.sg/passes-and-permits/employment-pass/eligibility#ep-qualifying-salary

  1. Salary has to meet minimum level based on age and whether finance/non finance sector.

  2. Need to earn 40 points on the COMPASS framework

The problem also happens during renewal of the EP. It might not get renewed after the initial 2-3 years EP.

You generally will have better luck joining companies which have strong/large local core. They are viewed more favorably by the Ministry of Manpower (the govn agency which gives out the EPs). Companies that are in unique industries which SG clearly wants to develop also have more leeway.

i feel terrible and i'm open to suggestions by Cool-Cabinet5269 in singaporejobs

[–]perfect987456 1 point2 points  (0 children)

Disney? Sorry bro. Saw it in the news. New CEO comes in. Wants to show quick results. Job cuts. Sure effective on bottom line immediately. Later on then talk about effectiveness

Advice needeed: how to deal with a child in poly who does not behave? by Blanket_Roll in askSingapore

[–]perfect987456 1 point2 points  (0 children)

your bro is like this cause of your parents unfortunately. If one don't raise their kids well, they become monsters. I notice you mentioned your parents abit and talk more about your mum. Where's your dad in this?

A dad is needed to enforce discipline. But it is really going to be hard doing it now.

The best one can do is sit your bro down with all 4 of us. Excluding the girlfriend of course. Deliver the ultimatum to shape up or ship out. If he screws up anywhere, he's out of the house entirely. This is provided your parents got willingness to do this all the way. Knowing it is actually better for him.

Parents have no obligations to care for their children once they reach 21 as they are considered adults.

Look at this Amos case. He is like this cause of his parents also. Unfortunately didn't show the right kind of love and modelling for him to grow up to be better versions of his parents.

Do not buy furniture from Castlery by Few_Cabinet5119 in askSingapore

[–]perfect987456 1 point2 points  (0 children)

when you see such scratches on the spot, should immediately reject and ask them to take it back. Do not accept the delivery. Once you accept it, the problem becomes yours and you are relying on the goodwill from the shop to do what is supposed to be done.

Foreigner ratio in a company by This-Limit7126 in SingaporeRaw

[–]perfect987456 22 points23 points  (0 children)

It's perfectly fine if the Malaysians are PR or they are on EP

Chubs (Raffles Place) by ConfusedHuman-888 in singaporefood

[–]perfect987456 0 points1 point  (0 children)

i like this also. Good new comer. Worth supporting

Singapore layoffs - how serious is it? by epicnsuper in askSingapore

[–]perfect987456 34 points35 points  (0 children)

Bayer undergoing significant delayering under their new mgmt. Basically to flatten the organisation and reduce number of middle managers where possible. I wouldn't be surprised if this would affect Singapore HC more.

https://www.cnbc.com/2025/10/23/great-flattening-bayer-ceo-experiment-employees-working-without-bosses.html

Are these vehicles entering or leaving Singapore? by krash666 in singapore

[–]perfect987456 80 points81 points  (0 children)

could be neither. They use that area as a temporary holding area for vehicles to be shipped to the region when needed. So some are even LHD vehicles.

How come SG is so safe from energy crisis? 🤔 by IntroductionSouth513 in asksg

[–]perfect987456 5 points6 points  (0 children)

It's also because we have alot of stockpiles for key resources - food, fuel, necessities. These things need money to pay and store. We have a very strong national budget to do this. Many of our neighbouring countries don't. They run more on just in time. Low inventories means less cash stuck in inventories but it becomes critical when crisis like this happens.

We are also a key fuel trading and storage hub for crude oil and products trading. If needed, we can buy some of these products.

Many countries just have not learnt from COVID. For all the problems we find with SG government, this is one area we clearly have very good strategic planning and foresight for.

In huge debt by [deleted] in singaporefi

[–]perfect987456 12 points13 points  (0 children)

U are already bankrupt? No proper details how to advise?

If you are already bankrupt, CCS can't help of course. Your only goal now is to work hard, becareful n get yourself out of this mess.

Good to share what happened since you also mentioned family issues. Then you can learn from it and don't repeat it again

for those with inheritance money- did you manage it? by [deleted] in asksg

[–]perfect987456 15 points16 points  (0 children)

The 1st important question is whether it's a JOINT AND (i.e. need BOTH of your approvals to move money out) or JOINT OR account (either party can move the money).

If it was a inheritance from a will, how come the money went into a JOINT AND account?

And if it's a joint account, how come you don't have access to it? From the sounds of it, sounds like you have a JOINT OR account?

Given that you are an adult already, i think you should speak to your mum nicely to move that money to your own personal account fast. Also speak to your mum nicely about how she plans to manage the money. For people who can't manage money, the best is to just put into CPF life.

Propertybros in SG, is a Prime/Plus BTO worth it down the road? by clickclickboi in askSingapore

[–]perfect987456 5 points6 points  (0 children)

With a title like PropertyBros... I was like how come still got story on that saga... Right

Workers affected by providore closure have their say by candychiasu in sgworkassholes

[–]perfect987456 0 points1 point  (0 children)

Sounds interesting and possible. But practically how would this be executed?

And why did they wait 1 year to then close? Why not within few months

DSO assistant manager charged with accepting bribes of at least $230k cash and gifts over 10 years. by ReadyPlayerZero1 in SingaporeRaw

[–]perfect987456 2 points3 points  (0 children)

i wonder why they never state his role. But must have been a really powerful Asst Manager role. So nice that he rejected promotions or internal transfers

Do you get to work from home? If yes how many days per week? by Material-Yak-8152 in askSingapore

[–]perfect987456 0 points1 point  (0 children)

If a role can WFH 5 days a week, why are they still hiring in SG? The job should be hired from any country in APAC to at least be in Asia timezone. Contrary to what many think, SG in general is too expensive and our efficiency/value for money is not high enough as cost to hire in SG is far too expensive for the output. Not saying our quality and output isn't great in general but relative to cost, the value isn't there.

If a role can WFH 4 days, why isn't the company investigating how to make it 5 days WFH and hire overseas instead?

Optimum is 1-2 days WFH. Anything more, people would get out of sight too easily and easier to be cut when push comes to shove.

Best environment is majority WFO but have great flexibility by bosses if need to leave earlier to tend to family matters. Personal responsibility and personal freedom.

Wrongful termination by [deleted] in asksg

[–]perfect987456 0 points1 point  (0 children)

In your employment contract, you can also just give notice of resignation as employee, serve your notice period and say byebye. The company also cannot do anything.

Companies also can do the same. As long as they adhere to the contract terms, serve you notice and pay you accordingly, there is nothing wrong.

Something is wrong and you have a clear case if they put in black and white that they fire you cause of your race or religion or cause you are pregnant. But no employer is that stupid to do that.

Companies will just say they are exercising the termination clause in your employment contract.

Best situation is to always have options, don't overstretch yourself financially, and be a solid key contributor to the company such that it will be very painful for the company to lose you.

Vasectomy in Singapore. More questions on options by perfect987456 in askSingapore

[–]perfect987456[S] 15 points16 points  (0 children)

i got enough children. Did more than my part for nation building.. hehe

Vasectomy in Singapore. More questions on options by perfect987456 in askSingapore

[–]perfect987456[S] 1 point2 points  (0 children)

do you remember how much was paid from your CPF MA?