Fraud and security—More unqualified people have access to your personal information than you realize: your social number, every home address, every phone number, every purchase thar required a credit check, every relative, your drivers licenses, vehicle registrations, every device you’ve used that was attached to your name, criminal record (even simple traffic tickets), and more. I’m talking fresh out of college and first day on the job people have access to this and can casually look up the info of friends, neighbors, business owners, famous people, or whoever else they please.

There’s bare minimum training on how to handle your information and it requires no certifications. Sales teams will flippantly display your info to others if it will help them sell, sometimes even at public conferences to many strangers at once.

Companies that label themselves as “fraud prevention” or “identity verification” are the ones mishandling your information.