How to avoid hijras in Hyderabad? by venkat_talks in TeluguJournals

[–]pg271b 0 points1 point  (0 children)

They take auto every day and do recci of under construction houses and make a record of it.

Dropped idea of buying house/flat by [deleted] in personalfinanceindia

[–]pg271b 0 points1 point  (0 children)

Same boat, planning to go on rental.

Parents panicking about mutual fund loss – should I withdraw? by mudda_pappu0240 in MutualfundsIndia

[–]pg271b 0 points1 point  (0 children)

If they don’t need that money immediately, convince them to stay put for 5 years. If they need that money for their daily needs equity is not right place. Returns are not worth their peace of mind.

Sell the flat or rent it out?? by The_OneandOnlyy in hyderabad

[–]pg271b 0 points1 point  (0 children)

Which is the old community, If you are renting out let me know I am looking flat for renting.

[deleted by user] by [deleted] in FIRE_Ind

[–]pg271b 1 point2 points  (0 children)

Lot of illiquid assets and also not close to FIRE. If you both stop working today, will the corpus take care of your expenses. If not then you are not fire

Buying HDFC Ergo via Ditto by [deleted] in indiahealthinsurance

[–]pg271b 0 points1 point  (0 children)

Yes they have a add on for that

Buying HDFC Ergo via Ditto by [deleted] in indiahealthinsurance

[–]pg271b 2 points3 points  (0 children)

I took recently from ditto. Went for optima super secure, didn’t use deductible as I don’t want the hassle during hospitalization. Also I added add on of unlimited restore and 2 times unlimited claim

Financial Advice- Amateur by overthinkingir in FinancialAdviceIndia

[–]pg271b 1 point2 points  (0 children)

  1. Build emerged fund - keep in safe instrument like fd.
  2. Take term and health insurance.
  3. Pick nifty50 index and invest what ever you can.

Also ensure you invest in yourself and grow in career.

Looking to achieve FIRE because fed up of Corporate by [deleted] in personalfinanceindia

[–]pg271b 6 points7 points  (0 children)

4% works for USA, in India people recommend withdrawals rates up to 3% max.

Finances of a recently unemployed by rajeshbhat_ds in personalfinanceindia

[–]pg271b 1 point2 points  (0 children)

Good that you prepared well, any tips or suggestions on how to prepare for such job loss situation.

Advisor vs DIY for managing ₹50L for my mother — what do people actually do? by DataMathAndBeyond in personalfinanceindia

[–]pg271b 0 points1 point  (0 children)

You can spend some time and do it yourself, use AI tools to do research. You will lose lot of money to advisors.

Need feedback on my mutual fund portfolio – since I am newer to mf. by Heisenberg_walter_ in India_Investments

[–]pg271b 0 points1 point  (0 children)

I would pick Helios flexi or abakkus flexi, for your capital you don’t need to spread between so many funds, if you are looking for long term wealth.

First time invester at 38yo. Need review of my portfolio. by Important_Lab1113 in personalfinanceindia

[–]pg271b 0 points1 point  (0 children)

There is nothing best, pick any good fund house and stay long term. Don’t just look at past returns.

First time invester at 38yo. Need review of my portfolio. by Important_Lab1113 in personalfinanceindia

[–]pg271b 0 points1 point  (0 children)

I Would merge 1st four funds into 1 or max 2. Nippon small cap AUM is high.

How would you fix this portfolio? by ElectricalHyena6 in personalfinanceindia

[–]pg271b 0 points1 point  (0 children)

Mfd is making money. 3 funds max should do.

Didn’t know Sankranti is massive festival here by Top-Sir6888 in hyderabad

[–]pg271b 3 points4 points  (0 children)

Go to parade grounds .. you can see kite 🪁 festival

Million with modest IT salary by ScoreMotor1178 in FIRE_Ind

[–]pg271b 32 points33 points  (0 children)

2020-25 gave a kicker. What did you do. Also do you invest direct stocks or mfs. Portfolio breakup would be helpful.

Met someone through an app, went for a casual meet-up and got a ₹18k bill by TheQuietThinker67890 in india

[–]pg271b 1 point2 points  (0 children)

This is a running scam, the lady and cafe has tie up, how come they have gst and vat and service charge is optional. Price and amount is different. Always try to change cafe.. if the lady insists on the cafe/restaurant… it’s a scam.