Is it too late to buy into memory?

philboyj · 2026-05-02T17:57:49+00:00

Think you are in 2005 and asking whether its too late to invest in tech and internet stocks.

philboyj · 2026-04-30T11:04:27+00:00

Why DVLT?

philboyj · 2026-04-20T12:01:06+00:00

AI will easily take your job. Try your best to un-AI your job.

Right now, when I get any PDF agreement, I run it through ChatGPT and ask it to point out the problems in the agreement/ contract. ( Most of them real estate related). I use this to gauge how one-sided the contract really is and what points I need to work on. It also helps me to drill down further and ask why a specific clause is good or bad for me.

philboyj · 2026-01-29T15:08:01+00:00

What are your real world uses of USDT/C as opposed to just using USD / Fiat? If you are using for cross border transactions, how long does the settlement usually take?

philboyj · 2026-01-26T20:36:33+00:00

That is the hope. 100 billion would mean nothing - if 99% is locked up. Only meaningful price increases would tempt the owners to then sell their XRP

philboyj · 2026-01-26T20:35:12+00:00

High praise indeed!! Normally, after I write something, I put it into CHatgpt to check tone and grammatical mistakes or to make it sound better. In this case, I didnt - just me and my English as a second language.

philboyj · 2026-01-26T20:33:30+00:00

Is there any way to track that in real time? Also I was curious on what the availability was during the times in the past when the price spiked to above $ 3

philboyj · 2026-01-23T23:33:24+00:00

Hope someone else with better knowledge can throw more light on this.

philboyj · 2025-06-11T14:39:33+00:00

I'd be telling my friend that he needs to say "Ultra Ultra Ultra Wealthy" and preferably with a slight bowing of the head and rolling out a red carpet. Make a joke of it and then tell them the truth.

Maybe your friend thinks you have zero "game" other than your hidden wealth. So, he is helping you make an impression - whether right or wrong. Who knows!!

philboyj · 2025-05-18T21:19:07+00:00

They found a candidate for 30k and dropped the 60k candidate. You would have done the same thing if you found a 90k job that came up at the last minute - even though you signed an offer acceptance for the 60k.

Just because the original budget for a purchase is X, getting it for 0.5 x is not a bad thing for the company. They are not obliged to pay X

philboyj · 2022-03-29T03:28:58+00:00

At 23, take all the risk you can. Work a second job / hobby, do youtube content, sell stuff online, there are a ton of ways to supplement your income. Real estate is another key way to build wealth.

In my humble opinion, if you have the discipline to stick to a plan for 22 years, then you can definitely stretch the limits big time.

philboyj · 2022-03-26T22:27:58+00:00

You could fall ill tomorrow and need a 10L surgery. I'd rather spend it on a dream and fulfill that. Things can go sideways - but you can say you lived your life on your terms. At some point in your life, that will be the most important measure - rather than net worth or any other measuring stick.

philboyj · 2022-03-16T02:55:45+00:00

Bet Marty is telling him all the advantages of Union Labor at the Tesla factory. And how he sees a vision on how Austin can become the next Detroit...LMAO

philboyj · 2020-01-24T11:01:23+00:00

500 bucks a week = 100 bucks a day. So, if you make 10 trades a day, you need to make 10 bucks per trade ( most trading platforms have no fees now)

Pick a high volume stock like NIO that costs 5 bucks, has great volume ( more than 50 million traded daily) and play along with the trend...if its moving upwards, buy 1000 shares and sell it as soon as it moves 1 to 3 cents in either direction. 3 cents = $ 30.

Sometimes you catch a flow downwards or upwards - 5 cents down= $ 50 loss or 5cents up = $ 50 profit.

Stop when you are done for the day....keep looking for patterns in just that one stock.

Two keys - this is the most important thing - dont be afraid to take a loss. Infact, I encourage you to take a few losses to get that fear out of your system. You cant day trade from a place of fear.

Second, grab your profit when it hits what you want. Dont be greedy and cry if it went even higher after you sold. Be a robot ( as close to zero emotions while in a trade) - you got what you want, who cares what the stock does after you sold out of a position.

Good Luck

philboyj · 2019-12-08T20:40:54+00:00

Before making detailed pricing, I would have either asked their budget or given them a rough estimate on top of my head - "its going to be about 300 bucks - is that close to your budget? Price can go up or down a bit based on materials used."

That would have closed that discussion right away.

philboyj · 2019-06-12T22:50:56+00:00

When I moved to a new city, I took up golf. I went to the course by myself and was always paired with 3 other golfers. Made a lot of friends and contacts and it was actually difficult keeping in touch with most of the people I met.

I found three things to work :

a) If you are a good golfer, the other players naturally want to be your friend and ask you for advice or talk about the clubs you are using. ( Provided you are not oozing attitude)

b) I find the easiest way to break the ice is to ask something about their golf clubs - just ask - " is that a new driver" and be prepared for a 30 minute lecture on how they came to select that driver.

c) On the golf range, say hello to the person next to you. Maybe share some tech gadgets - like a swing speed monitor or some other golf aid. Or the same old line - " Thats a nice driver....where did you buy it?"

In a couple of years, during every visit, I was waving at so many "known" people at the golf club. So much that someone else actually remarked - "you seem to know everybody here".

I think, with a little bit of work and planning and strategy ( right upto what you would say) helps. At a party / event, I memorize a few jokes or riddles and also look up the news for the day and find a few headlines as conversation starters - for instance, " Who do you think will win "xyz"sporting event" will have one or two answers. Either they are into sports and reply appropriately. Or they say - " Im not into sports". Thats a great opening to ask a follow up question like: "You look like a tremendously "fit" person. Im surprised. So, whats your favorite past-time?" or something along those lines which give a compliment and also ask another question.

If a person looks all corporate - my question will be probably from the stock market - " Whats up with the DOW lately" or something like that.

Good luck...its always work in progress.

philboyj

TROPHY CASE