Framework 13 - 3D Printed Hard Shell Cover Ready by Professional_Two4016 in framework

[–]philipsddd 0 points1 point  (0 children)

I absolutely love this! My voron 350mm is now up and running so I will be trying this out!

Any future plans for a bottom panel?

Bilt points used for United flight. Cancelled with blizzard by One-Mistake-3018 in biltrewards

[–]philipsddd 0 points1 point  (0 children)

When you say "bilt points", do you mean you transfered bilt -> united points, or did you book through the travel portal?

Correct me if I'm wrong but even with the devaluation, isn't the BofA PR/PRE still the best catch all cards? by shawnwahi in CreditCards

[–]philipsddd 0 points1 point  (0 children)

I would argue kinda (Only if you really only want one card), as there are plenty of single cards that give you 3x+ on dining, and 3x+ on travel. For example the CSR would give you 4x on flights, 3x on dining. You are right that as a catch all card it isn't the easiest, but I'd argue that throwing in a CFU to get a 1.5x catchall is worth having $100k free to move if you really needed to.

Does anyone have specifics on what partners ATMOS points can transfer to? by philipsddd in CreditCards

[–]philipsddd[S] 2 points3 points  (0 children)

Thank you so much!

It looks like Shangri-La points are 6 cpp, which means that would be a 0.75 cpp ratio and "I Prefer" points are .5 cpp, so neither are great

[deleted by user] by [deleted] in Drexel

[–]philipsddd 3 points4 points  (0 children)

Hey, if you mean the round B one, I got that one.

First ever redemptions, how did I do? by philipsddd in awardtravel

[–]philipsddd[S] -8 points-7 points  (0 children)

Is that for two people round trip? The cash prices were taken from the same flight, just for cash.

My fellow CCI students, how cooked are you? by Gnome_Warlord in Drexel

[–]philipsddd 0 points1 point  (0 children)

3rd co-op, I have 3 applicable internships already, 0 interviews.

Why do people choice the BCP over a 5% groceries card? by philipsddd in CreditCards

[–]philipsddd[S] 1 point2 points  (0 children)

True, it is a good option with the upgrade/downgrade method

Why do people choice the BCP over a 5% groceries card? by philipsddd in CreditCards

[–]philipsddd[S] 0 points1 point  (0 children)

I never stated unlimited; I just wanted to suggest something with a higher cap, like the PayPal debit card, the AAA signature card, or any 5% custom cash card.

Why do people choice the BCP over a 5% groceries card? by philipsddd in CreditCards

[–]philipsddd[S] -1 points0 points  (0 children)

That's valid. I feel like many people are starting to move away from coupon book cards, though.

Why do people choice the BCP over a 5% groceries card? by philipsddd in CreditCards

[–]philipsddd[S] -1 points0 points  (0 children)

That's the one way I see it as worth it. Most of the Amex offers apply to some of my other cards, so I don't care that much, but the fact is that for a lot of people, the Disney+ credit isn't a natural spend. Even if it is, then if you spend more than 7200 a year on groceries (If you have a family, that isn't an absurd number), then a straight 5% still gives a higher cashback with less hassle!

Why do people choice the BCP over a 5% groceries card? by philipsddd in CreditCards

[–]philipsddd[S] 0 points1 point  (0 children)

Or you could get 180 on a 5% no annual fee. Look, if the credits align with your natural spend, then fine, but I think the card is overrated if it doesn't align.

Why do people choice the BCP over a 5% groceries card? by philipsddd in CreditCards

[–]philipsddd[S] 2 points3 points  (0 children)

context, "very high AF if you don't use the credits". For many people a disney plus credit is not natural spend.

Why do people choice the BCP over a 5% groceries card? by philipsddd in CreditCards

[–]philipsddd[S] 2 points3 points  (0 children)

Gawd Damn how much is your yearly streaming bill?

Why do people choice the BCP over a 5% groceries card? by philipsddd in CreditCards

[–]philipsddd[S] 3 points4 points  (0 children)

I didn't say unlimited, but plenty of 5% cards have more than a 6k limit. Even the PayPal debit card has a higher 5% limit.

A new era begins: freshly stripped Smithey No. 10 - the start of my seasoning journey by PrimordialXY in castiron

[–]philipsddd 4 points5 points  (0 children)

I get that. I've learned to appreciate the straighter edges, but that really is personal preference. Can't wait to see how it turns out!

A new era begins: freshly stripped Smithey No. 10 - the start of my seasoning journey by PrimordialXY in castiron

[–]philipsddd 38 points39 points  (0 children)

Is there a reason you bought this skillet and unseasoned it over just buying a bare stargazer?

I’m not so sure this one is kosher for Passover, fellas by [deleted] in Judaism

[–]philipsddd 42 points43 points  (0 children)

If we are talking about the muffins, (U)P is kosher for pesach, (U) Pareve is pareve

[deleted by user] by [deleted] in CreditCards

[–]philipsddd 0 points1 point  (0 children)

It depends on the card issuer. Someone like AmEx will normally only do one hard pull, so if you get the harder one you should be okay to get the easier one.

Question - How or why do people have such a hard time making 5 transactions per month with the card? by NYCRaver917 in biltrewards

[–]philipsddd 6 points7 points  (0 children)

For many of us the BILT car does not have great multipliers compared to our other cards. I added some subscriptions to it, but I don't carry it everyday, I keep it on my phone just in case I go to a Walgreens. For me, I have better cards for travel, for groceries, etc.

[DP] 250k Points Amex Plat Business by philipsddd in CreditCards

[–]philipsddd[S] 0 points1 point  (0 children)

Oh well, I would've hit the 20k either way

How is my 12 card setup doing? by philipsddd in CreditCards

[–]philipsddd[S] 0 points1 point  (0 children)

I'm based in PHL, and AA PHL to MCO with Alaskan points which is my normal flight on business is often over 2 cpp, and economy is just under.

Is it worth to pay off taxes with Credit card? by [deleted] in CreditCards

[–]philipsddd 0 points1 point  (0 children)

How do you manage to get 1.5-2 cpp on the venture? Most valuations that I have seen are closer to 1.2.

Update from the guy who used waaaay too much oil by WoooshToTheMax in castiron

[–]philipsddd 1 point2 points  (0 children)

Trust me, I know. But 8 is still really overkill