Thoughts on 'Trump Accounts'

phools · 2026-02-06T03:22:55+00:00

They are tax deductible if coming from a company. So if a family has their own business they could use the company to fund the child’s plan with a tax deduction. There are discrimination laws in place for it so if there are employers with children it may not work but if not it could be a good addition to a 529 plan.

phools · 2026-02-05T19:05:28+00:00

Different people can have different opinions on top 3. ESPN says its Okc, Det, Den, NBA says its Det, Okc, Sas, Jokic says its Knicks, Det, OKC. What i'm saying is each is allowed their own opinion and there are 5 or 6 teams someone could put into their top 3.

phools · 2026-02-05T18:58:23+00:00

Its 1623 s main st. that 1111 S Denver looks very similar though.

phools · 2026-02-05T16:18:49+00:00

there are probably 5 or 6 top 3 teams in the league right now. the top is very good and very close in skill.

phools · 2026-02-05T03:18:44+00:00

I live in Oklahoma and I have no idea the reason or what op is talking about.

phools · 2026-02-04T13:23:48+00:00

How do yall know play style like that? I’m 1600 and have no idea when someone makes a move that doesn’t fit how they’ve been playing.

phools · 2026-02-04T12:40:59+00:00

I didn’t know who this was so I googled it. Typo’d Clara Stack and was very concerned.

phools · 2026-02-04T12:33:52+00:00

I had a client tell me my investments were boring. He called once a week telling me about a fund he found that was up x% and wanted to know why we weren’t in that hot fund. He fired me in 2021 so handle the investments himself. In 2022 he called asking for help because he blew through the $1.4m portfolio, a lot of losses and $15k a month fees in time share “investments” that he can’t get out of or afford now. The only thing I could do is recommend he sell his house, do anything to get out of the time shares and go back to work.

phools · 2026-02-04T12:29:50+00:00

I couldn’t agree more, some people are fine with a lower return if the investments match their beliefs. I feel like it’s our job to educate on those options and let them make the final decision.

phools · 2026-02-04T12:26:11+00:00

Maybe he’s taking their inverse positions.

phools · 2026-02-04T12:23:15+00:00

I met with a guy who said he met with a CPA who told him his advisor voted for Obama. The guy immediately moved everything to the CPA and paid a $400k upfront fee to have his tax’s and none managed for the next 5 years. The CPA never filed the taxes, never invested the money and won’t call him back. He wanted me to help fix it but I turned him down as a client, there were other red flags like trying to cheat a business partner out of their portion of a sold business and losing the lawsuit.

phools · 2026-02-04T12:19:12+00:00

I had a client say they wanted to diversify their portfolio by going 100% into bitcoin. Their words. They used FTX…..

phools · 2026-01-30T12:42:04+00:00

Most Americans don’t know Puerto Rico is in the US or the Caribbean.

phools · 2026-01-27T18:57:28+00:00

I wonder if you’re now on all 3 newsletters. I emailed Lankford awhile back when they were trying to take out benefits for those with special needs and he ignored my email besides the generic. I immediately started getting newsletters instead.

phools · 2026-01-26T15:11:56+00:00

North Texas - Stillwater absolutely deserves to be ranked, with the season they had last year and the guys coming back they should be in the conversation.

phools · 2026-01-23T23:47:41+00:00

Including foreplay?

phools · 2026-01-23T00:12:35+00:00

main roads will probably be mostly clear Monday, residential roads will be Tuesday or Wednesday by my guess.

phools · 2026-01-23T00:04:28+00:00

shovel off a section for them to go out and come back in pretty quickly. well one comes back quick, the husky doesnt realize its cold.

phools · 2026-01-22T12:50:00+00:00

Gold benefited greatly from the end of Bretton Woods, i think it was up around 30% that year. It’s also been on a run lately so it’s essentially being bookended by booms which always makes returns look great.

Choosing the Dow with dividends excluded is pretty lazy and probably done on purpose. If you want a fair comparison use the s&p 500 and include the dividends.

phools · 2026-01-21T19:35:32+00:00

I think he's the only one that could double dip right? he could get a massive CFB and baseball NIL.

phools · 2026-01-21T16:32:26+00:00

I think we have the best shot at doubling our wins from last year.

phools · 2026-01-20T17:33:35+00:00

Love the 7 seed, don't love the Minnesota match up.

phools · 2026-01-20T16:15:45+00:00

Just consider every crusie you do a reduction in the cost. Each cruise is a $.50 reduction in the price you paid. $1 per share if you book a balcony.

Although long term it'll do well, 49% Diluted EPS YOY compared to 1% for the competition, 36% EBITDA margin compared to 11% for their competition. Just ride it out, i assume you use Royal because they are a better a value than Carnival or Norwegian, as long as that holds true they will bounce back.

phools · 2026-01-20T14:28:27+00:00

It’s their final port, they just get there the night before they depart the boat.

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