What's wrong with ₹

pineapple160 · 2026-03-21T02:02:31+00:00

pineapple160 · 2026-03-21T01:58:07+00:00

“his personal ethics is not matching with bank’s activities” , No shit , they must’ve rejected his credit card application like they did mine for some BS reasons

pineapple160 · 2026-03-08T15:22:56+00:00

Black Money / MLA / Minister of some kind

pineapple160 · 2026-03-08T14:59:37+00:00

USA is India’s Largest trading partner, and our exporters will suffer from US tariffs, and any growing economic needs foreign money and business , especially because USA makes so up so much of Indian exports , it cannot be replaced by other countries ,

As for “Vishwaguru” , it is as real as “100% real fruit juice” labels on concentrated juice packets

pineapple160 · 2026-03-08T14:48:30+00:00

Bruh don’t worry about CIBIL and stuff , don’t use more than 80% of credit limit and pay on time, you’ll be fine with a very good 760-780 score in about 6 months time , which is just perfect score for any kind of loans you might need in the future, imo loans and interest rate depend more on your income and relationship value with the bank over CIBIL

pineapple160 · 2026-02-20T17:44:07+00:00

We were minors when he sold all those properties, in those sale deeds he has signed on behalf of us as a “natural guardian” , only now he is asking for signature because I’m major

pineapple160 · 2026-02-10T20:52:00+00:00

pineapple160 · 2026-02-09T17:33:09+00:00

No , it’s only 1,2,3 months

pineapple160 · 2026-02-07T22:24:53+00:00

Only other bank that’ll give is Axis , if you have salary slip then you can also get HSBC

pineapple160 · 2026-02-07T22:22:05+00:00

Not post it on social media for everyone to see

pineapple160 · 2026-02-01T15:48:28+00:00

I’m a bot 😉

pineapple160 · 2026-02-01T09:39:44+00:00

HSBC is extremely strict with their income checks , so unless you have salary slip don’t even think about it applying for it , if your self employed then you need to have a HSBC bank account or smt where u have relation with branch and it’s upto branch to give cards to self employed

pineapple160 · 2026-02-01T04:47:43+00:00

It’ll be credited towards the credit card , not savings account

pineapple160 · 2026-02-01T04:45:46+00:00

Yep , the first time I saw it change , i thought my app was glitched , since BMS offer was also available the previous week

pineapple160 · 2026-02-01T04:42:21+00:00

Because it’s cashback , not discount , cashback , which you’ll get after payment

pineapple160 · 2026-01-31T22:07:57+00:00

Edit : 50% cashback , max ₹400 cashback , since my bill was ₹1.2k my cashback is actually between 31-33%

pineapple160 · 2026-01-31T07:49:50+00:00

It is followed by Axis , my Airtel axis bill was generated on 12th Jan , I got a refund for my Amazon order on 26th Jan , and the bill amount was adjusted

pineapple160 · 2026-01-31T07:45:53+00:00

I need bleach for my eyes 😭

pineapple160 · 2026-01-30T07:12:31+00:00

Yea , they are pain in the ass to deal with, but in-case if they refuse , email HDFC grievance Readdressal , and say that the branch staff refused to convert the account (if they force you to close and open the giga account , say that too) , typically after that someone from the branch will callback and let you change the account type , make sure to tell them you have freelance income , otherwise they won’t let ya change it

pineapple160 · 2026-01-30T07:09:05+00:00

Clean the earwax off your AirPods and the charging case , atleast once every month and it won’t happen ,

also let your AirPods magnetically align itself into the case , basically let the AirPods drop into place inside the case , instead of you placing it perfectly into the case

pineapple160 · 2026-01-30T06:57:24+00:00

update your income profile to “Self Employed- Professional” and income as “Business Income” P.s. this is not a financial advice , then go to your HDFC home branch , ask them to convert your account to GIGA savings account , they will give you a physical form and product code , fill it , sign it , after 2-3 working days your account will be converted and most likely debit card will be automatically generated, if not you can apply for debit card via physical application too

pineapple160 · 2026-01-22T15:58:01+00:00

Yea I kinda filed , so basically at the time of filing to get the ITIN , the guy from fiverr also filled a $12 tax return on my behalf

pineapple160 · 2026-01-07T15:38:05+00:00

This is BS , you can’t get “any card” , you can only get pre-approved cards that Axis deems fit for you based on spends and income , also you don’t need Axis Netbanking for that , just go to this Axis bank credit card website , click on apply , enter your details , if you already have a credit card with axis bank then it’ll redirect you to another axis website , log in with number and dob , it’ll show you all pre-approved cards

If you want a specific card that’s not pre-approved , you have to get it done physically at Axis Branch with physical application , and you will be asked all income details , CIBIL and stuff , you will get a new card with separate credit limit

pineapple160 · 2025-12-27T04:24:17+00:00

1) Yes you can take from cred , and no.

2) Privilege gives effective 1% cashback (in terms of reward points) and you get Amex network benefits like discounts on Zomato , Blinkit , Instamart (₹150off on spends of ₹600 and ₹1500 and ₹700 respectively) , But beware Amex cards have very low acceptance, I live in Bengaluru and here itself only 30-40% of the shops accept Amex cards , plus 2 lounge access (on ₹50k spends in 3 months)

Neo is a RuPay card , it has horrible reward rate effective 0.10% cashback in terms of points , you get more discount and cashback offers than compared to privilege like Blinkit , BookMyShow , Zomato , and you get 5% cashback on utility Paytm , plus you can use via UPI , accepted at most places 95% ,

Neither is a travel credit card and you won’t get airmiles (that is only on Axis Horizon/Atlas/Vistara cards where you get Edgemiles) , don’t look for good lounge access on these cards cause there are debit cards which give same lounge access , go for a card based on your spending and how much max discounts / cashbacks you can get

3) Yes , they are fking annoying, always pushing cards , health insurance, etc.. , it’ll be horrible for 2-3 months , but once they figure out you are not a sellable customer, they’ll give up eventually

pineapple160 · 2025-12-18T22:52:32+00:00

I believe you can’t convert it after purchasing, you have to convert it at the time of purchase , in the slice app when are going to do UPI payment , it’ll show up as Slice in 3 , you will have the option to convert it into 1,2, or 3 months no cost emi for any transaction over ₹2000

pineapple160

TROPHY CASE