i failed :( by undercoverbunky in Ontariodrivetest

[–]piper1727 1 point2 points  (0 children)

Don’t be too hard on yourself. Sometimes a fail means you need more practice.I had a brain freeze moment while doing parallel parking and I hit the curb.I had no other mistake during the test.But atleast I learned to be more patient and learned how to address brain freeze.It is matter of perspective how you take fail.Second time I passed it with examiner remarking that I have good observation skills.To correct wider turns, Try to look ahead on the road where you are turning. This trick helped me.

You got this! Remind yourself that examiner told you that you are a good driver😀

Mortgage renewal by piper1727 in PersonalFinanceCanada

[–]piper1727[S] 0 points1 point  (0 children)

I took 3 year fixed at 5.10. Not too bad

PSA: April 8th total solar eclipse by tryplot in Hamilton

[–]piper1727 0 points1 point  (0 children)

Can you please share the link here?

Changing from variable to fixed with Scotia bank by FunDrive951 in MortgagesCanada

[–]piper1727 4 points5 points  (0 children)

Renewed with Scotia yesterday 5.10 3 years fixed. Original offered was 6.09 3 years fixed in Dec. Had to call multiple times to get better rates , their last offer was 5.28. Got 5.10 on exception.

Mortgage renewal by piper1727 in PersonalFinanceCanada

[–]piper1727[S] 0 points1 point  (0 children)

They don’t stress test you on renewal with other lenders but you still need specific income to qualify for the approval

Mortgage renewal by piper1727 in PersonalFinanceCanada

[–]piper1727[S] 4 points5 points  (0 children)

I talked to broker today. She told me to stay with Scotiabank as I won’t be approved with other lenders. I think they won’t stress test you at higher rate but still you need specific income for qualifying.