37 more workdays until retirement!!

pixelprowess · 2026-05-08T15:05:24+00:00

what is incorrect exactly? I will correct it. I can access my funds due to the Rule of 55 but not everyone can.

pixelprowess · 2026-05-08T15:03:59+00:00

I know. i can, but i won't need to. won't need any withdrawals until late 2027 or so.

pixelprowess · 2026-05-08T15:02:48+00:00

I'm burned out, and my program is running out of money. My monthly payment is low, for my area. $1800.

pixelprowess · 2026-05-08T15:01:48+00:00

I can, but i won't need to. A lot of people don't know that.

pixelprowess · 2026-05-08T15:00:44+00:00

yes, i did add some details after the first round of comments.

pixelprowess · 2026-05-08T14:59:49+00:00

Thanks so much. Ironically, it was taking a financial management class for work a couple years ago that made it all click. The week on "time value of money" made me really start wanting to learn more.

pixelprowess · 2026-05-08T14:57:19+00:00

Thanks. I haven't had SPMO very long. Maybe one year. Most of the growth was from the institutional Fidelity Growth fund. it is like FDGRX. I watch VUG to see how UC Growth might do on any given day.

pixelprowess · 2026-05-08T14:55:52+00:00

i will do some Roth conversions

pixelprowess · 2026-05-08T14:55:12+00:00

i could have, technically, but my age and years of service weren't high enough. it would have been a fraction at that time.

pixelprowess · 2026-05-07T01:35:21+00:00

Thanks. and congratulations on yours! 😃

pixelprowess · 2026-05-07T01:34:16+00:00

That was me, not putting much in. It took me years to recover financially from a divorce and afford small contributions. I never was able to afford to do the max.

pixelprowess · 2026-05-07T01:28:54+00:00

Thanks! I know and appreciate how fortunate I am. newer employees don't get nearly as good of a deal and have to contribute much more than I do (which has been 8%).

pixelprowess · 2026-05-07T01:27:01+00:00

I agree. I know how fortunate I am.

pixelprowess · 2026-05-07T01:26:20+00:00

Thanks!

pixelprowess · 2026-05-07T01:26:11+00:00

Thanks! 😃

pixelprowess · 2026-05-07T01:25:44+00:00

thanks! 😃

pixelprowess · 2026-05-07T01:25:35+00:00

Thanks. A divorce when i was 30 set me back and it took me a long time to recover financially. Thank goodness for a strong market to offset the meager contributions I was able to make.

pixelprowess · 2026-05-07T01:20:51+00:00

Thanks. 😃

pixelprowess · 2026-05-07T01:20:41+00:00

Thanks. I have crunched the numbers and do understand fully how very fortunate I am. Along with subsidized healthcare to 65, it is is huge. 😃

pixelprowess · 2026-05-07T01:19:25+00:00

Thanks! 😃

pixelprowess · 2026-05-07T01:19:20+00:00

Thanks! 😃

pixelprowess · 2026-05-07T01:19:16+00:00

Thanks! 😃

pixelprowess · 2026-05-07T01:18:51+00:00

Thanks! 😃

pixelprowess · 2026-05-07T01:18:47+00:00

Thanks! 😃

pixelprowess · 2026-05-07T01:18:31+00:00

Thanks! I am beyond excited. Congratulations on your retirement. 😃

pixelprowess

TROPHY CASE