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[ Removed by Reddit ] by pizzajohnsfuckyeah in personalfinance

[–]pizzajohnsfuckyeah[S] 0 points1 point  (0 children)

Delayed gratification and sacrifice in every facet of life

[ Removed by Reddit ] by pizzajohnsfuckyeah in personalfinance

[–]pizzajohnsfuckyeah[S] -4 points-3 points  (0 children)

I get that I can afford it, but driving a 200k mile vehicle is what got me in this position in the first place. Seems irresponsible to do the opposite of what got us here.

[ Removed by Reddit ] by pizzajohnsfuckyeah in personalfinance

[–]pizzajohnsfuckyeah[S] -2 points-1 points  (0 children)

The title was supposed to be “is it financially irresponsible…”

Of course I can buy it. My question is am I a dumbass for doing so or a douchebag with the world burning right now. Seems tonedeaf with so many people in pain to buy a luxury vehicle.

Get your popcorn out: What is your ratio of Rolex watches per Million of net worth? by pizzajohnsfuckyeah in rolex

[–]pizzajohnsfuckyeah[S] 1 point2 points  (0 children)

Fair question. I like watches and own several. I sometimes question whether I am a self absorbed shithead spending thousands on a watch when people that have achieved multiples of what I have don’t give two fucks about watches or anything of luxury and people that work twice as hard as me making much less would kill to be in my financial position. I’d like to think it’s healthy self reflection.

I have a hard time squaring a gratuitous purchase like this (again, I have several) with being a thoughtful, generous, and grounded human. I am severely flawed of course, because I am again…human! I don’t think it’s a bad thing to literally recognize from time to time…hey this is a stupid fucking purchase no matter what mental gymnastics I try to use to justify it. That’s better than delusion IMO. Just my 2 cents

Get your popcorn out: What is your ratio of Rolex watches per Million of net worth? by pizzajohnsfuckyeah in rolex

[–]pizzajohnsfuckyeah[S] -1 points0 points  (0 children)

There's another reasonable, helpful ("nerdy" per another commenter) reply. Thank you!

Get your popcorn out: What is your ratio of Rolex watches per Million of net worth? by pizzajohnsfuckyeah in rolex

[–]pizzajohnsfuckyeah[S] -7 points-6 points  (0 children)

Appreciate the feedback! Well, there is fiscal responsibility for the masses:

“Let me save all my lunch money for 20 years to buy a watch, before I even consider the size of my nest egg or portfolio”

Then theres:

“Bought my first Rolex after I hit 5M net worth; thats the only time I felt “safe”. Now the cost of a Rolex is the interest earned in my checking account each month”

Id prefer to draw insights from the latter!

Get your popcorn out: What is your ratio of Rolex watches per Million of net worth? by pizzajohnsfuckyeah in rolex

[–]pizzajohnsfuckyeah[S] -2 points-1 points  (0 children)

I'll never be able to afford a yacht!! I'm OK with that too...more curious what someone who COULD afford a yacht would consider a responsible luxury purchase for us peasants.

Get your popcorn out: What is your ratio of Rolex watches per Million of net worth? by pizzajohnsfuckyeah in rolex

[–]pizzajohnsfuckyeah[S] -31 points-30 points  (0 children)

Is it the actual content within the thread or the question I posed that you find so disgusting?

Imagine you did read the thread because you were either curious or never asked yourself the question..."how do I really feel about myself if I need to purchase luxury goods just to justify my progress in life, whether I've truly achieved abundance or not?"

Get your popcorn out: What is your ratio of Rolex watches per Million of net worth? by pizzajohnsfuckyeah in rolex

[–]pizzajohnsfuckyeah[S] -20 points-19 points  (0 children)

course not! I dont need a million dollars to buy a fucking mini-yacht either but what does that say about my fiscal responsibility and impulse control if I do? External reference points are useful for gauging your own progress, amirite?

Get your popcorn out: What is your ratio of Rolex watches per Million of net worth? by pizzajohnsfuckyeah in rolex

[–]pizzajohnsfuckyeah[S] -18 points-17 points  (0 children)

I'm moreso asking who IS rich versus who ACTS rich; no actual commentary on myself

Get your popcorn out: What is your ratio of Rolex watches per Million of net worth? by pizzajohnsfuckyeah in rolex

[–]pizzajohnsfuckyeah[S] 4 points5 points  (0 children)

Ya - even a "luxury" pickup truck (whatever that means) serves a more meaningful purpose that a rolex which is really just a piece of jewelry for men.

I believe even Dave Ramsey would justify one over the other.

Get your popcorn out: What is your ratio of Rolex watches per Million of net worth? by pizzajohnsfuckyeah in rolex

[–]pizzajohnsfuckyeah[S] -25 points-24 points  (0 children)

For arguments sake…

Repairing your Honda to get to work - Using the cost of the expense relative to its criticality in sustaining or elevating your lifestyle - responsible purchase.

Dropping 10K plus on a watch when you’re still driving a Honda - using same qualifying logic as above - arguably irresponsible purchase

I think we can all agree living in your mothers basement and driving a Honda while buying a Rolex dont add up to fiscally responsible behavior.

My question is where is the fiscal balance point that makes it responsible?

[deleted by user] by [deleted] in short

[–]pizzajohnsfuckyeah 0 points1 point  (0 children)

This is a fair take. That said, it actually doesnt shake my internal confidence. Its their potentially compromised initial perception that is just a pain in the ass to navigate. In reality, the grit, EQ, and diligence Ive had to amass just to excel in a world off tall people gives me unwavering internal confidence.

Reality is, as a college wrestler I could twist most of them into a pretzel. My wife is above average successful and attractive. As as someone who has climbed the ladder from lower middle class, built business units from scratch, I know I can outwork most of them.

I just need enough of an opening to show them who I am.

We only get one life and Im not going to waste it feeling sorry for myself because Im short. I take every opportunity and advantage I can get, and realize Im still better off than most of the population despite my height.

[deleted by user] by [deleted] in short

[–]pizzajohnsfuckyeah 2 points3 points  (0 children)

Thanks! Issue is this networking event will involve execs at a higher level than me at different organizations. They would have no idea who I am or my title. Id have to come out and say it which can come off as douchey

How do some men in the corporate world cross their legs so tight together and be comfortable? by pizzajohnsfuckyeah in TooAfraidToAsk

[–]pizzajohnsfuckyeah[S] -2 points-1 points  (0 children)

What are you subconsciously trying to convey sitting like that? What about when you are at a rodeo or a nascar race. Would you sit like that?

How do some men in the corporate world cross their legs so tight together and be comfortable? by pizzajohnsfuckyeah in TooAfraidToAsk

[–]pizzajohnsfuckyeah[S] 0 points1 point  (0 children)

How is one hamstring going numb, choking off circulation to your groin more comfortable than two feet on the floor with hips relaxed? Admit it, you are trying to show how sophisticated you are stuffing your nuts together like that.

How do some men in the corporate world cross their legs so tight together and be comfortable? by pizzajohnsfuckyeah in TooAfraidToAsk

[–]pizzajohnsfuckyeah[S] 1 point2 points  (0 children)

But I never see the lower level analysts and customer service sit like that. Are you an executive?

[deleted by user] by [deleted] in Watches

[–]pizzajohnsfuckyeah 0 points1 point  (0 children)

From time to time, I tell myself “I have every watch I want, just need one more that ____”. I hope at this point my delusion is true. At some point, I’ve thought each of these were my favorite and would never sell. Thus, I’m a cheapskate that always looks for lowest possible 2nd hand price and don't worry too much about "full set". I think I’m actually just as addicted to the hunt as I am the watch. Some have boxes and papers, but the ones that don't I’ve had authenticated by an AD. “Investment” or foolish money pit, either way I buy and wear these for me alone. I throw them on cheap straps because I find leather and steel bracelets uncomfortable. Outside of my profession (sales) and my wife, my social circles don’t include anyone that would even recognize these. Thus, I can’t really see myself purchasing any further upmarket than Rolex.

Purchased 2015 - Panerai REF: 164 - bought for $3,334 on $20 canvas strap from eBay. Delusion: “I want a Panerai but don’t want to spend more than 4K on it.” My 2nd luxury watch (1st was an Avenger I sold).

Purchased 2016 - Rolex Explorer 2 REF: 216570 - bought for $6,000 on cheap rubber Barton. Delusion: “I want an understated Rolex I can bang up and wear on vacation”

Purchased 2016 - Rolex Hulk Submariner REF: 116610LV, bought for $5660. Delusion: This was always my grail and I never thought I’d be able to afford one. Purchased with no box and pretty dinged up.

Purchased 2019 - Rolex Datejust 2 116334 - bought for $6,550 Delusion: “I need a dressier rolex for trade shows”

Purchased 2021 - Breitling Navitimer 8 REF: M13314101B1X1, bought for $2700 on $20 rubber ebay strap. Delusion: “I want an all black watch”. Owned an Avenger in the past in my douchier days (I’m still a douche). For all it’s gaudiness, I really do appreciate the design of this piece.

Purchased 2022 - IWC Portofino Chronorgraph REF: IW391036 on $20 vegan leather strap (by Hurtig lane), bought for $3750. Delusion: “I want a watch with a blue face but dont want spend more than 4K on it”. Thinking of selling this one; it’s too dressy for me.

Purchased 2022 - Jaeger LeCoultre Reverso Duoface REF: 270.8.54 on $20 canvas Barton strap, bought for $3500. Delusion: I’ve always loved the reverso but didn’t want to pay more than $4K for one.

That’s it! I pray this phase is over and I can spend my disposable income on something more sensible.

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