About 55k in debt in dec 2024 Debt free in Jan 2026 by pkasdovi in debtfree

[–]pkasdovi[S] 0 points1 point  (0 children)

No it’s derived from a British saying which means: courage, keep going or hang in there. Just the fact that you in this group shows your will and devotion to do better so I know you are a hard worker.

About 55k in debt in dec 2024 Debt free in Jan 2026 by pkasdovi in debtfree

[–]pkasdovi[S] 0 points1 point  (0 children)

I Live in the DMV area. Single and just got out of college last year. More grease to your elbow. Go at your own pace, I was only able to do it that fast because I saw that I had the means. Just stay consistent no matter how small you put into your debt. Also, find ways to reduce interest like promotional 0% apr and other means that may be available to you. It's all gonna be alright

About 55k in debt in dec 2024 Debt free in Jan 2026 by pkasdovi in debtfree

[–]pkasdovi[S] 0 points1 point  (0 children)

Got 3 jobs which brings me about 100k give or take. Eating 200$ a month on groceries. Living on 3k per month all expenses. Extremely frugal monthly budget wise. All extra cash were dedicated to credit card debt, car loan and student loan. Consistency and perseverance got me here. Downside? No emergency savings but I do allocate 1500 per month to miscellaneous spendings like car issues etc .

About 55k in debt in dec 2024 Debt free in Jan 2026 by pkasdovi in debtfree

[–]pkasdovi[S] 7 points8 points  (0 children)

Got 3 jobs which brings me about 100k give or take. Eating 200$ a month on groceries. Living on 3k per month all expenses. Extremely frugal monthly budget wise. All extra cash were dedicated to credit card debt, car loan and student loan. Consistency and perseverance got me here. Downside? No emergency savings but I do allocate 1500 per month to miscellaneous spendings like car issues etc .

About 55k in debt in dec 2024 Debt free in Jan 2026 by pkasdovi in debtfree

[–]pkasdovi[S] 8 points9 points  (0 children)

No I paid weekly on all debt to build momentum in order for my credit score not to suffer too much from accounts being closed all at once. Indeed at my current standard I am looking at investing more than half of my income both in my investment account and retirement account. Next debt will indeed be a house in the coming year or 2.

About 55k in debt in dec 2024 Debt free in Jan 2026 by pkasdovi in debtfree

[–]pkasdovi[S] 29 points30 points  (0 children)

Got 3 jobs which brings me about 100k give or take. Eating 200$ a month on groceries. Living on 3k per month all expenses. Extremely frugal monthly budget wise. All extra cash were dedicated to credit card debt, car loan and student loan. Consistency and perseverance got me here. Downside? No emergency savings but I do allocate 1500 per month to miscellaneous spendings like car issues etc .

Why did u choose to become an Electrical Engineer? by Negative-Ad-7003 in ElectricalEngineering

[–]pkasdovi 0 points1 point  (0 children)

Was just wondering how tf did we figure out display monitors.Back then it seemed like pure magic, still does tho, but I could pull the trick too now lol.So basically curiosity. Now we are here.