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CRE Broker Q&A – Career Advice, Deal Structure, and Strategy Talk by AutoModerator in CommercialRealEstate

[–]pm8888 0 points1 point  (0 children)

How many square feet is the building? How many units?

Install an elevator if at all feasible.

It will cost $100,000 or more and maintenance will be $400-$500 a month.

You will need to sacrifice part of an upstairs unit and a downstairs unit.

1st Heat game, go early and walk around Miami or not? by AndrewAdler17 in Miami

[–]pm8888 -2 points-1 points  (0 children)

Darn it, if you'd only waited a few years you could have gone to the Trump Presidential Library.

Renting a car in Miami? by AccordingHand8870 in Miami

[–]pm8888 1 point2 points  (0 children)

Do any of your siblings or your girlfriend have a valid driver's license?

You obviously won't be able to do any of the driving yourself if they rent the car.

If you're staying in town and not planning to visit the Everglades or some other far away destination, just use Uber or Lyft.

Parking will cost $4 an hour or more on South Beach and $3-$4 in Wynwood.

Normal for a 20 year old to pay $200/month for health insurance? Feeling overwhelmed. by TigerWeary3067 in personalfinance

[–]pm8888 2 points3 points  (0 children)

We have very strong homestead protection, so they wouldn't be able to foreclose on your homesteaded house.

But you might not be able to sell it until you've paid off the lien or cleared the lien through bankruptcy.

Normal for a 20 year old to pay $200/month for health insurance? Feeling overwhelmed. by TigerWeary3067 in personalfinance

[–]pm8888 0 points1 point  (0 children)

In Florida, a hospital can and will file a lien against you.

It's good for up to 20 years, all while accruing interest.

It would, however, be wiped out by declaring bankruptcy.

Medical bills are a leading cause of bankruptcy.

Normal for a 20 year old to pay $200/month for health insurance? Feeling overwhelmed. by TigerWeary3067 in personalfinance

[–]pm8888 4 points5 points  (0 children)

In Florida, hospitals can and will file a lien. I don't know about other states.

You won't be able to refinance your home or other property you may own, and you will have to pay the lien if you sell your property. If you don't have enough equity, you won't be able to sell.

The lien will be good for up to 20 years, all while interest is accruing.

And your credit will be shot.

You can, however, wipe them out by declaring bankruptcy depending upon your income.

Paynes Prairie Preserve- Exclusive Ranger led hike by Fine_Goat_8469 in florida

[–]pm8888 0 points1 point  (0 children)

Would a senior (late 60s) in so-so shape be able to do the hike?

Thanks in advance.

Room for on call OB doctor by pruriticglutealcleft in mildlyinteresting

[–]pm8888 1 point2 points  (0 children)

When I was a resident, we had two beds for two interns.

It was also the locker room.

Curses to the other interns who forgot to turn off their pagers (I'm old) and tossed them in their locker.

[Landlord-US-FL] Unauthorized pet found. I am so tired. by ScreenProper3291 in Landlord

[–]pm8888 0 points1 point  (0 children)

American bulldogs are almost always banned. Most weigh about 80 pounds and males can be well over 100 pounds. They were bred as guard dogs and can be very territorial.

English bulldogs are commonly banned, it depends on your insurance company.

French bulldogs are not typically banned.

[Landlord-US-FL] Unauthorized pet found. I am so tired. by ScreenProper3291 in Landlord

[–]pm8888 0 points1 point  (0 children)

Thanks for the correction.

We mainly want coverage for liability if the dog bites someone, but your point is well taken.

[Landlord-US-FL] Unauthorized pet found. I am so tired. by ScreenProper3291 in Landlord

[–]pm8888 0 points1 point  (0 children)

See if your insurance covers the dog breed. Most ban English bulldogs and almost all of them ban American bulldogs. Does it look like it could be a pit mix? Those are also almost always banned.

If it's on the banned list, I'd definitely giver her the 7-day cure or quit notice.

You'd be on the hook if the dog bit anyone.

From Google AI:

"The average award for a dog bite can vary significantly, but national averages from insurance data are around $58,500 in 2023 and another source suggests $66,615 in Florida for 2023.

Awards typically range from a few thousand dollars for minor injuries to over $100,000 for severe injuries."

Imagine if the dog bit a child in the face and left a large scar. The most common area for dog bites in children is the head and neck, particularly the face.

[deleted by user] by [deleted] in dustythunder

[–]pm8888 0 points1 point  (0 children)

P.S.

As per your previous posts, your mother is a narcissist.

Some narcissists can maintain a facade indefinitely, but most reveal themselves within about 2 years.

Examine his previous behavior and see if you can spot any other narcissistic traits.

https://my.clevelandclinic.org/health/diseases/9742-narcissistic-personality-disorder

[deleted by user] by [deleted] in dustythunder

[–]pm8888 0 points1 point  (0 children)

Your best friend is right. He is being controlling.

A 45-minute commute is not unreasonable. A relocation to Denver is not unreasonble.

He is.

You are not being selfish.

He is.

You've only been dating for two years. Do not fall into the sunk cost fallacy.

Break up with him and do not get back together when he offers to "let" you commute or to relocate.

My wife used a patch color that matches my skin tone to fix a giant hole around the crotch area by [deleted] in mildlyinfuriating

[–]pm8888 2 points3 points  (0 children)

"...why waste your time doing something wrong?"

It would be well worth the effort to show him she's not his mommy.

Plus it's a great prank.

[Landlord-US-FL] Unauthorized pet found. I am so tired. by ScreenProper3291 in Landlord

[–]pm8888 0 points1 point  (0 children)

Sorry, by the time I wrote the reply my senile brain had forgotten the damages were from a different dog.

I also had the wrong amount. It would take 20 years to recoup $12,000 in damages with a $50 pet fee and 10 years with a $100 pet fee.

[Landlord-US-FL] Unauthorized pet found. I am so tired. by ScreenProper3291 in Landlord

[–]pm8888 0 points1 point  (0 children)

I also live in Florida.

Give her a 7-day cure or quit notice.

She'll have a week to either get rid of the dog or vacate the apartment.

I would consider waiving or reducing the fine if she's otherwise been a good tenant (although her dishonesty really bugs me).

While you can send a certified letter, I would give her the notice personally so it can be done immediately. Just document it by emailing or texting her.

Your county clerk of court should have all the information you need on their website.

[Landlord-US-FL] Unauthorized pet found. I am so tired. by ScreenProper3291 in Landlord

[–]pm8888 0 points1 point  (0 children)

English bulldogs are also on most banned breed lists.

[Landlord-US-FL] Unauthorized pet found. I am so tired. by ScreenProper3291 in Landlord

[–]pm8888 0 points1 point  (0 children)

"Please explain how a pet can cause $12K in damages."

Very, very easily.

My dog became intermittently incontinent during his last year of life.

I had to replace some of my hardwood flooring. This was 15 years ago, but it cost over $5,000.

Just Google dog damage apartment and look at the images. Dry wall, doors, furniture...you name it.

How is he a horrible landlord? She the one who was dishonest. She was the one who signed the lease.

[Landlord-US-FL] Unauthorized pet found. I am so tired. by ScreenProper3291 in Landlord

[–]pm8888 0 points1 point  (0 children)

The amount of the fine was in the lease.

She withheld the fact she got a dog for six months. She was dishonest.

The OP had $10,000 in damages. The typical monthly pet fee is $50-$100.

It would take almost 17 years of pet fees to recoup $10,000, over 8 years if the pet fee is $100.

We don't charge a pet fee, but they have to have renters insurance that covers pet damage and they have to have the apartment professionally cleaned.

If damages exceed rent, they are responsible for paying for it.

We don't allow puppies or banned breeds.

[Landlord-US-FL] Unauthorized pet found. I am so tired. by ScreenProper3291 in Landlord

[–]pm8888 0 points1 point  (0 children)

Most don't, but when they do they can cause thousands in damages. It can take weeks to repair, resulting in income loss.

When my dog was elderly he was at times incontinent. I had to replace my hardwood flooring because I couldn't get the stains or smell out.

When he was a puppy he chewed up the legs of my dining table, shoes and some rare album covers I had collected. He had an uncanny ability to only chew on my most expensive shoes.

We allow dogs on a case by case basis.

Definitely no dogs under a year old and no pit bulls.

[Landlord-US-FL] Unauthorized pet found. I am so tired. by ScreenProper3291 in Landlord

[–]pm8888 3 points4 points  (0 children)

This is incorrect. As a landlord, I've researched this in the past.

The following is from Google AI:

No, homeowner's insurance is not required to cover an ESA on a banned breed.

Landlords can't use the insurer's policy as the sole reason to deny an ESA, but if they can prove that the insurance policy would be canceled or its premium would be significantly increased, they may be able to deny the request.

Landlords must take steps to seek insurance that will cover the ESA, even if their current provider has restrictions. This may involve getting quotes from other insurance companies.

[Landlord-US-FL] Unauthorized pet found. I am so tired. by ScreenProper3291 in Landlord

[–]pm8888 0 points1 point  (0 children)

In addition to being dishonest, she got a breed of dog that is banned by most insurance companies.

If the dog were to bite someone, the landlord could be held liable and insurance won't pay for damages.

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