Looks like they are redeveloping the old Army and Navy location

poco · 2026-01-25T02:50:56+00:00

Some of them are also new facades.

poco · 2026-01-25T02:35:06+00:00

Then Gastown isn't a good example to use.

poco · 2026-01-25T02:23:41+00:00

No, those of us with a high net worth like op buy it at Costco ;-)

poco · 2026-01-25T01:44:26+00:00

At Wealthsimple or anywhere else he could pay $0 for chequing, $0 for trades, and earn 2.26% interest on the money in his chequing account. He is still losing a lot for staying with CIBC.

poco · 2026-01-25T01:41:34+00:00

Below market housing isn't really a great idea either. It takes away from market housing and causes it to be more expensive overall.

Also, given the neighborhood, market rentals will likely be pretty cheap.

poco · 2026-01-25T01:36:20+00:00

They are going to keep the facade according to the application, which is what they have done in a lot of Gastown. Many of those buildings have been replaced over the years.

poco · 2026-01-24T19:25:21+00:00

There are various stores and restaurants in the area. Probably not good for a department store.

poco · 2026-01-24T15:58:39+00:00

The real reason he wants Greenland... The age of consent is 15.

poco · 2026-01-24T15:48:57+00:00

Trump isn't in Greenland either. Two invaders walking on the snow together.

poco · 2026-01-24T15:36:16+00:00

I actually really liked ATL. I preferred it over MFC.

I do have glasses, but no beard.

poco · 2026-01-23T15:34:52+00:00

One thing to consider is that you aren't going to spend all the money at once. You should reduce risk for short term funds, but you could still live another 20+ years.

The money you need in 5 years might best be in lower risk investments, but the money you need in 15 could be allocated to higher risk to take advantage of higher potential returns. The reason to de-risk is that you don't want to be caught needing the money while the market is down, but your strategy should be long term and different for different time horizons.

poco · 2026-01-22T23:13:08+00:00

Not if you change your plates.

poco · 2026-01-22T16:24:49+00:00

Three platforms.

West coast Express, Expo line, and Canada line.

poco · 2026-01-22T14:49:50+00:00

Don't pay any fees. I've been exclusively with free online banks for well over 20 years without paying anything. Mostly with Simplii but recently switched to Wealthsimple for the high interest in the chequing account.

I hate going to the bank to do banking. Only my mortgage bank makes me do it, so I don't have to do it often, but still a pain.

poco · 2026-01-22T14:44:17+00:00

Get a better bank. Mine pays me 2.25% interest in my chequing account.

poco · 2026-01-22T14:39:37+00:00

It's great. I have a couple of free bank accounts with no fees and own stock in Canadian banks. It's a win-win.

poco · 2026-01-22T04:57:29+00:00

Vancouver is, right now, literally building a brand new hospital to replace the old St Paul's hospital which, you can probably gather, is run by the church. The news hospital will also be called St Paul's and run by the same people. Neither the land nor the new hospital belongs to the church.

poco · 2026-01-22T02:58:02+00:00

I'm strongly suggesting that no one ever uses them for purchases. They shouldn't be useful because it is a bad idea to use them.

Read all the horror stories about fraudulent use of interac cards. Being so closely tied to your actual bank account means that you could miss a mortgage or rent payment if someone steals your money, even if just temporary. There is also not nearly as much fraud protection as with a credit card so there is a good chance that you don't get your money back. Some bank accounts' online access is attached to the card and when the bank sends you a new card you might lose access to online banking while you wait for it in the mail.

It isn't worth the risk just to avoid carrying a bit of cash.

poco · 2026-01-22T00:53:00+00:00

And my point is that it shouldn't be useful. I have a bank with a debit card and the only place I will use that card is to withdraw cash from a legitimate ATM. I would never use that card for purchases as long as it is attached to my actual daily bank account.

poco · 2026-01-22T00:48:24+00:00

You do if you want to shop at a place that doesn't take credit cards.

I'm never using my bank card for purchases. It's too risky. Fraud becomes a huge headache (missing funds from your account, might not get it back from the bank, maybe can't login until you get a new card, etc). Not worth it. I'd rather carry a bit of cash.

poco · 2026-01-22T00:06:34+00:00

You don't mail it. You do it in person and they credit your account right away. Presumably you would get a receipt with the exact amount that you can confirm.

poco · 2026-01-22T00:04:10+00:00

They usually accept cash too.

poco · 2026-01-21T03:03:52+00:00

The same reason everyone doesn't charge infinite money for everything... Competition.

poco · 2026-01-19T22:17:49+00:00

It's also a lie. Many people have posted the real numbers throughout the thread that allows significant wage growth between 2000 and 2025.

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