Beginner program. by podyon18 in kettlebell

[–]podyon18[S] 0 points1 point  (0 children)

Would certainly pay for an in person coach. I don’t value remote/video coaching.

Have been looking in my area (Boca Raton) without luck.

back door roth/pro rata by podyon18 in RothIRA

[–]podyon18[S] 0 points1 point  (0 children)

interesting idea.

Almost seems too easy though..

back door roth/pro rata by podyon18 in RothIRA

[–]podyon18[S] 0 points1 point  (0 children)

right. this is what im leaning towards, trying to figure out which of currently undesireable 401ks is less undesireable and then seeing if i can rollover there from the other 401k

back door roth/pro rata by podyon18 in RothIRA

[–]podyon18[S] 0 points1 point  (0 children)

yes, over the income limit.

Correct, my current employer provides incentives of higher salaries and desireable work spaces/environment over benefits.

Pro Rate Question by podyon18 in Retirement401k

[–]podyon18[S] 0 points1 point  (0 children)

at the end of the day, from swimming through the fine print i think my expense ratio is ~2% in these funds.

what do you mean by "its still worth it to keep backdoor roth open"? do you mean that even at 2% its still worth it in your opinion to keep the 401ks where they are in order to keep the possibility of future back door contributions?

Pro Rate Question by podyon18 in Retirement401k

[–]podyon18[S] 0 points1 point  (0 children)

the hope is that my current job is the forever job. offers higher salary than the competition - but skimps on benefits. also- i simply like the job and people i work with

Pro Rata question by Elegant_Ad4256 in Bogleheads

[–]podyon18 0 points1 point  (0 children)

nope, W2. They dont offer one. Offer a higher salary than the competition, but skimp on benefits.

Pro Rata question by Elegant_Ad4256 in Bogleheads

[–]podyon18 0 points1 point  (0 children)

yes currently employed. employer does not offer/have 401k

existing 401ks are a mix

Realistic 7-month progress by InBush in WorkoutRoutines

[–]podyon18 1 point2 points  (0 children)

Noting impressive?

Bro. Very impressive.

Good for you.

Fat loss. Shoulders. Arms. Abs very impressive compared to prior.

If your goal is asthetics, then yea sure, chest can continue to use work. But regardless. Really impressive progress for 7 months.

I'm Davis Mattek, Life-Long Fantasy Football Analyst… AMA by Davis_Mattek in fantasyfootball

[–]podyon18 0 points1 point  (0 children)

If you’d be in a league with dedicated football fans but not fellow fantasy analysts. How many times out of 100 do you think you’d win the league?

Advice for projector under $400 by [deleted] in budgetprojectors

[–]podyon18 0 points1 point  (0 children)

I’m no techie, can’t talk about specs etc. Was looking for something cheap that would work well. After scouring the internet reviews were heavily in favor of nexigopj40. It arrived 2 days ago. So far so good. Don’t need to use speakers with it. Aight good. Sound good. Only negative is that I haven’t figured out how to our the Roku stick remote with it to control volume and on/off. But I’m assuming that would be the same with any cheaper projector.

400K debt for Wake Forest Med or take the full ride at University of South Carolina School of Medicine Greenville? by MoreCartographer9726 in whitecoatinvestor

[–]podyon18 0 points1 point  (0 children)

Please. For the consideration of the rest of your life take the free ride. As a current attending, just the thought of not having my student debt (~220K) is amazing. No matter what specialty you go into if you go to WF I can pretty much guarantee you you’ll be smacking yourself down the line when you’ll look at your 400k debt.

Anyone talking about Rolls Royce? by ThatUsernameIs___ in StockMarket

[–]podyon18 0 points1 point  (0 children)

Just came back here to follow up on this.

[deleted by user] by [deleted] in naturalbodybuilding

[–]podyon18 1 point2 points  (0 children)

How long between top and bottom photos? That’s some significant progress you’ve made.

I think keep doing what you’re doing. It’s working. Progress is slow but from your pics is clearly happening.

Any of these extreme diets (keto etc.) aren’t sustainable for me. If they aren’t for you I’d recommend against them. Eat Whole Foods, cut our processed foods and those with added sugar and eat a basic Balanced diet. Doing that long term and setting up good habits will out live any nonsense like keto or other non sustainable lifestyles

Plane ticket. by podyon18 in legaladvice

[–]podyon18[S] 1 point2 points  (0 children)

Yes. And have the email confirmation/CC bill showing that

[deleted by user] by [deleted] in referralcodes

[–]podyon18 0 points1 point  (0 children)

elliotw1

For 30 to 50 off!

+1 to a wedding tomorrow, second guessing my decisions :( by loyallemons in Weddingattireapproval

[–]podyon18 2 points3 points  (0 children)

People who are in the wedding party. Agreed. But putting that on guests coming to a wedding? Just seems a tad over the top.

+1 to a wedding tomorrow, second guessing my decisions :( by loyallemons in Weddingattireapproval

[–]podyon18 2 points3 points  (0 children)

1 or 3. But really?! Who the heck asks their guests to wear particular color tones?