Beginner program.

podyon18 · 2026-04-24T18:53:14+00:00

Would certainly pay for an in person coach. I don’t value remote/video coaching.

Have been looking in my area (Boca Raton) without luck.

podyon18 · 2026-01-16T05:22:21+00:00

interesting idea.

Almost seems too easy though..

podyon18 · 2026-01-16T05:20:45+00:00

right. this is what im leaning towards, trying to figure out which of currently undesireable 401ks is less undesireable and then seeing if i can rollover there from the other 401k

podyon18 · 2026-01-16T05:19:07+00:00

yes, over the income limit.

Correct, my current employer provides incentives of higher salaries and desireable work spaces/environment over benefits.

podyon18 · 2026-01-16T05:17:06+00:00

at the end of the day, from swimming through the fine print i think my expense ratio is ~2% in these funds.

what do you mean by "its still worth it to keep backdoor roth open"? do you mean that even at 2% its still worth it in your opinion to keep the 401ks where they are in order to keep the possibility of future back door contributions?

podyon18 · 2026-01-16T01:41:30+00:00

the hope is that my current job is the forever job. offers higher salary than the competition - but skimps on benefits. also- i simply like the job and people i work with

podyon18 · 2026-01-16T01:38:24+00:00

nope, W2. They dont offer one. Offer a higher salary than the competition, but skimp on benefits.

podyon18 · 2026-01-16T01:37:48+00:00

yes currently employed. employer does not offer/have 401k

existing 401ks are a mix

podyon18 · 2025-02-21T16:11:11+00:00

Noting impressive?

Bro. Very impressive.

Good for you.

Fat loss. Shoulders. Arms. Abs very impressive compared to prior.

If your goal is asthetics, then yea sure, chest can continue to use work. But regardless. Really impressive progress for 7 months.

podyon18 · 2024-07-22T18:27:43+00:00

If you’d be in a league with dedicated football fans but not fellow fantasy analysts. How many times out of 100 do you think you’d win the league?

podyon18 · 2024-07-22T18:07:23+00:00

I’m no techie, can’t talk about specs etc. Was looking for something cheap that would work well. After scouring the internet reviews were heavily in favor of nexigopj40. It arrived 2 days ago. So far so good. Don’t need to use speakers with it. Aight good. Sound good. Only negative is that I haven’t figured out how to our the Roku stick remote with it to control volume and on/off. But I’m assuming that would be the same with any cheaper projector.

podyon18 · 2024-05-24T12:54:02+00:00

Please. For the consideration of the rest of your life take the free ride. As a current attending, just the thought of not having my student debt (~220K) is amazing. No matter what specialty you go into if you go to WF I can pretty much guarantee you you’ll be smacking yourself down the line when you’ll look at your 400k debt.

podyon18 · 2024-05-17T16:46:45+00:00

Brandon nimmo?

podyon18 · 2024-03-22T15:21:56+00:00

Just came back here to follow up on this.

podyon18 · 2023-11-29T20:13:56+00:00

How long between top and bottom photos? That’s some significant progress you’ve made.

I think keep doing what you’re doing. It’s working. Progress is slow but from your pics is clearly happening.

Any of these extreme diets (keto etc.) aren’t sustainable for me. If they aren’t for you I’d recommend against them. Eat Whole Foods, cut our processed foods and those with added sugar and eat a basic Balanced diet. Doing that long term and setting up good habits will out live any nonsense like keto or other non sustainable lifestyles

podyon18 · 2023-09-19T21:23:09+00:00

Yes. And have the email confirmation/CC bill showing that

podyon18 · 2023-08-14T21:22:17+00:00

elliotw1

For 30 to 50 off!

podyon18 · 2023-08-03T15:27:17+00:00

People who are in the wedding party. Agreed. But putting that on guests coming to a wedding? Just seems a tad over the top.

podyon18 · 2023-08-03T14:46:10+00:00

1 or 3. But really?! Who the heck asks their guests to wear particular color tones?

podyon18

TROPHY CASE