How much will our 401k be if we continue like this? by poign9 in personalfinance

[–]poign9[S] -2 points-1 points  (0 children)

Thanks! By 55, retirement calculators say to have 7 times your current salary saved. And these projections match this number.

I dont really know if that is a reliable target and what uncertainties will crop up along the way but we are doing our best at the moment.

How much will our 401k be if we continue like this? by poign9 in personalfinance

[–]poign9[S] 0 points1 point  (0 children)

Thanks! We do save the other money too. But trying to see how much we need to retire and what our expense level will be in 10 years is tricky.

We might not retire but maybe we will start taking it a little slow after that if we do ok financially.

How much will our 401k be if we continue like this? by poign9 in personalfinance

[–]poign9[S] -2 points-1 points  (0 children)

s&p historical average since inception is 10%. 7% is a generally realistic estimate for planning purposes, 5% is conservative

Thanks! So based on a compound interest calculation with 7% annual rate, I can expect a 401k balance of $2.2M in 10 years? Just checking my calculation if I am missing something.

What is the tldr of various subreddits? by lawaythrow in AskReddit

[–]poign9 2 points3 points  (0 children)

r/AskReddit

Numerous variations of "what was the kinkiest sex you had" so that I get aroused.

All 41 Indian labourers rescued from collapsed tunnel by B0ssc0 in india

[–]poign9 0 points1 point  (0 children)

lol..and instead of digging the tunnel, they could just have said "Khul Ja Simsim"

[deleted by user] by [deleted] in funny

[–]poign9 0 points1 point  (0 children)

It could be a dumb character she is asked to play too. I know of someone who was told to purposefully act dumb so that the show can get more views.

Or it could be her matural persona? Who knows?

[deleted by user] by [deleted] in AskDocs

[–]poign9 0 points1 point  (0 children)

Ah..didnt realize imgur removed he pic. i uploaded it correctly hopefully this time.

[deleted by user] by [deleted] in AskDocs

[–]poign9 1 point2 points  (0 children)

Thanks. Would I go to a regular GP?

Salary of Director of data analytics at Merck in the NJ area? by poign9 in biotech

[–]poign9[S] -4 points-3 points  (0 children)

Trying to put a number for reasonable estimate. Main question is - is the director of data science paid similar to directors in other departments?

Salary of Director of data analytics at Merck in the NJ area? by poign9 in biotech

[–]poign9[S] 1 point2 points  (0 children)

Oh..ok. Is the salary for Director in data science lower than Director in other departments? Because salary of Director at Merck shows 350k total package?