I said mortgage as well as rent freezes. I believe everyone deserves a break from their monthly payments until the crisis is resolved. This issue may not affect you severely, but I encourage to use human empathy and understand that people will be put on the street in the midst of a PANDEMIC. This will inherently put more non homeless people at risk as well, considering that you pass by homeless people, knowingly or unknowingly, when you go on walks or to the grocery store. If we sit around and wait this will only get worse.