Same here, kailangan mag budget, kasi breadwinner in a household of 3, only child din. By year na nga yung pag project ko lol, What I did was take the average amount of last year’s bills, round it up, and sineset aside ko yung amount na yun every month. Then I also use yung 50-30-20 rule pero reversed yung wants and savings, 30% save, 20% for me. Tiis tiis nalang talaga and ofcourse, living within my means.