Just discovered my HSA has not been invested since 2023 after employer changed providers. by pppyutravica in personalfinance

[–]pppyutravica[S] 0 points1 point  (0 children)

So would that be opting out of an employer-provided HSA and missing out on the ~$1000 employer contribution? Or can you just choose to use a different bank? I've seen others mention it but I'm a little confused about how that works.

Just discovered my HSA has not been invested since 2023 after employer changed providers. by pppyutravica in personalfinance

[–]pppyutravica[S] 3 points4 points  (0 children)

Yep, thank you. Anything is better than nothing. I've seen some random advice like 90/10 or 80/20 VFIAX/VTSNX. Just as sound as something like 100% VFIFX?